The Small Town Hustle – Part 2


10 Businesses Every Small Town Needs

Have you ever wanted to break free of the fast-paced city living and nestle yourself into a small town? More importantly, does this include a need to contribute to the town and make a living by owning a business in your new neighborhood? Last week we began our topic of which businesses are essential to any small town. This week we will be continuing with another 5 business ideas for you to explore.

Garden Center

Homeowners everywhere are enchanted by the idea of sprucing up their abode and adding warmth and personality with plants – both indoor and out. This long embraced trend has only grown stronger over the past few years, with social media feeds overflowing with beautiful images of friendly houseplants and vibrant landscaping. Garden centers usually carry a wide array of plants and landscaping supplies for local homeowners to create their own little Eden. 

Coffee Shop

People need a “third place”, a spot that is not work or home, where they can escape to read a book, focus on a project, meet up with a friend or just get a good steaming cup of coffee. Every community needs at least one small coffee shop where people can pick up a morning brew and/or gather with others. 

Diner

To get a casual meal- either a homey breakfast or a dinner comprised of comfort food – diners are the perfect fit for when people want to go out to eat, but don’t necessarily want to make a big fuss or break the bank. Diners are beloved by people everywhere, a staple of comfort and affordability. 

Fine Dining Restaurant

For those special occasions when you really want to celebrate, or just have a special treat, it is important to have fine dining establishments. Every community needs at least one steakhouse or fine dining restaurant that provides table service and an upscale menu for patrons would indulge in the finer things in life. 

Sports Bar

A casual bar is a great place for people to gather, grab a drink after a stressful day (or week), and relax without the risk of the antics that are anticipated in other types of bars or clubs. Sports bars provide a great atmosphere for those in the community to bond over sports and beers. 

Ready to invest in small town living?

With the opportunities for small businesses booming, why wait another moment. What is keeping you down? Financial restraints have been a complaint for many of the dreamers, limiting themselves to their immediate funds. There is an alternative. If you have the dreams and decent credit, Small Business Loans and No Doc Loans are available to you. Our goal is to provide you with the knowledge you need and the resources available to make your dream a reality. Give us a call – we have the education and the perspective to help you obtain the loans you need for your small business. Visit our website or give us a call to find out what financial backing is available to make your business soar!

Unsecured Finances has over 10 years in the consulting business! We specialized in educating and assisting clients on acquiring Unsecured Business Loans and Start-Up Business Specialty Loans including; Unsecured No Documentation (No-Doc Stated Income) Loans, Unsecured Business Loans, and Unsecured Start-Up Business Loans and Lines of Credit from $10,000 to $500,000 without Assets.

Apply on our website to find out if you qualify, or call today for a free consultation: 1-888-294-2584

The Small Town Hustle – Part 1

10 Businesses That Every Small Town Needs

City living isn’t for everyone. Sometimes you just get to a point where you would like to dwell in a small town, on the outskirts of nature, and enjoy the simpler things in life. Who says you can’t still run a successful business in a town like that? We have a list of 10 business every town needs. If opening a business in a small town sounds like music to your ears, then take a look and see if one of these businesses piques your fancy. 

1.Grocery Store

Everyone needs to buy groceries. And small towns aren’t usually attractive targets for huge chains, making them perfect for independent grocers. What better way to get to know all your neighbors, than to provide them with the sustenance they need? 

2.Convenience Store

Small town shoppers also need a convenient place to buy drinks, snacks and other items that might not require a full grocery shopping trip. This could include quick pick-up items such as batteries, earphones, and even oil for the car! In this business, you can get really creative and try out different mixes of essentials and novelty items to see what fits your area the best.

3.Gas Station

Help local drivers fill up their tanks and get some extra business from those who are just passing through by opening a small town gas station. Like a convenience store, gas stations can also carry a select amount of snack items and drinks, along with other knick-knacks. Live in a small town with a history? Snag a couple of touristy items to put alongside the register – it’s a great place to tell your town’s story!

4.Pharmacy

Independent pharmacies fill prescriptions from local patients. And they can also offer a small selection of products for sale. Everyone gets a little under-the-weather sometimes, so pharmacies are essential for making sure that people have what they need to get better fast!

5.Hardware Store

Local hardware stores offer all the products local residents need to fix things around their home. And they’re also known for providing personalized service and helpful expertise. You’ll find that in a small town, people are a lot more likely to fix things themselves if possible. Hardware stores ensure that they can get the job done properly!

Want to hear some more options for starting a business in a small town? Check back with us next week for part two of business that are needed in a small town!

Interested in Opening a Business in a Small Town?

With the opportunities for small businesses booming, why wait another moment. What is keeping you down? Financial restraints have been a complaint for many of the dreamers, limiting themselves to their immediate funds. There is an alternative. If you have the dreams and decent credit, Small Business Loans and No Doc Loans are available to you. Our goal is to provide you with the knowledge you need and the resources available to make your dream a reality. Give us a call – we have the education and the perspective to help you obtain the loans you need for your small business. Visit our website or give us a call to find out what financial backing is available to make your business soar!

Unsecured Finances has over 10 years in the consulting business! We specialized in educating and assisting clients on acquiring Unsecured Business Loans and Start-Up Business Specialty Loans including; Unsecured No Documentation (No-Doc Stated Income) Loans, Unsecured Business Loans, and Unsecured Start-Up Business Loans and Lines of Credit from $10,000 to $500,000 without Assets.

Apply on our website to find out if you qualify, or call today for a free consultation: 1-888-294-2584

Getting Tricky With It


5 Tips and Tricks to help when applying for a business loan

There are endless suggestions from experts in the field about how to increase your chances of being approved for a Business Loan or just simply to maximize the amount you will be approved for. You definitely want to have all your affairs in order, and you want to use a professional approach. Here are a few tips that help bolster your chances. 

  1. Polish Your Business Plan & Executive Strategy

The “shinier” you appear as a candidate, the more likely your chances of getting approved for the amount you want. Going into this process, you will want to look over your existing business plan and executive strategy. Bring in a second pair of eyes, and pinpoint any places that you could buff up. Lay out exactly what it is that you do as a business, how this will earn profits, and why consumers will buy from you. You can also discuss the market opportunity, the competitive landscape, and why your company has an advantage. When applying for your Business Loan, you want to convince the lender that you have a great idea as well as the means to carry it out and be successful. 

2. Talk About Your Current Business Projects

Talking about your current plans for the business and what you are going to continue doing that has worked in the past, is another way to demonstrate your drive and entrepreneurial spirit. It shows the lender that you have the ability to examine the things you have created, and have learned from their successes or failures. Demonstrate how the Business Loan would be used for investing in evolving the projects based on your analysis of past performances, and in turn how this will grow your business.

3. Invest in Accounting Software

The underwriting department relies on strong figures and ratios, so you need to make sure your bookkeeping is in tip top shape. For this reason, you should invest in an accounting software that provides an organized presentation of your financials. Since the approval process for the Business Loan depends on an accurate representation of where your business stands, a reliable accounting software will make a good investment for your business.

4. Maintain a Great Credit Score

This is a big one. Although different lenders have varied credit score requirements, having a high personal credit score – ideally 700 – will significantly help with yourBusiness Loan application. Most lenders consider both your business and personal credit scores, so make sure you maintain a good score for both. Your credit score should be verified by the three major credit bureaus. If your score isn’t where you need it to be, don’t panic – there are many ways to improve your score, so start taking the first steps. 

5. Resolve Any Tax Liens or Past Due Payments

If you have open tax liens or more than 30 days of late payment, it can be more difficult for you to get approved for a business loan. It will also increase the process length, as you may have to prove that you can manage your finances better. It’s best to set your credit record straight and have no issues with your taxes and other obligations to make your Business Loan application less stressful. This will do you a world of good.

The Time is NOW

With the opportunities for small businesses booming, why wait another moment. What is keeping you down? Financial restraints have been a complaint for many of the dreamers, limiting themselves to their immediate funds. There is an alternative. If you have the dreams and decent credit, Small Business Loans and No Doc Loans are available to you. Our goal is to provide you with the knowledge you need and the resources available to make your dream a reality. Give us a call – we have the education and the perspective to help you obtain the loans you need for your small business. Visit our website or give us a call to find out what financial backing is available to make your business soar!

Unsecured Finances has over 10 years in the consulting business! We specialized in educating and assisting clients on acquiring Unsecured Business Loans and Start-Up Business Specialty Loans including; Unsecured No Documentation (No-Doc Stated Income) Loans, Unsecured Business Loans, and Unsecured Start-Up Business Loans and Lines of Credit from $10,000 to $500,000 without Assets.Apply on our website to find out if you qualify, or call today for a free consultation: 1-888-294-2584