Why Aren’t You Using Start-Up Loans?

Unsecured Start Up Loans

The unsecured start up business loan was created to give our clients the financial resources to start their own businesses without the hassle of an SBA loan.  The start up phase of any business is one of the hardest times to acquire the necessary working capital and other resources needed to make your business thrive.  Our funding solutions solve this problem for you so you can concentrate on your business.

So Why Work With Our Company

Its Simple.  Our consulting staff is made of ex bankers, underwriters and business financing experts.  Getting clients capital is about understanding the lending process and how you actually look to a potential banker or investor.  We are the experts in understanding the clients financial needs and the potential of them getting what they want.  Different types of funding methods are available including pubic, private, wholesale and niche lenders that work with different types of clients.  Loans, lines of credit and private funding are available for extended terms up to 7 years.

Things We Don’t Offer

Our financing programs are NOT MCA (Merchant Cash Advance) or factoring loans.  They are NOT daily payment loans or short term notes.  They are NOT 6 to 12 month terms.  The terms are up to 7 years with a monthly payback.  We offer long term financing for working capital, business acquisition and other startup needs.

Things We Do Offer

Our loans and lines of credit range from $10,000 up to $500,000 and can be used for any startup purpose including business acquisition, working capital, inventory and payroll.  Preset fixed rate loans up to 7 years (varies by state) with monthly payments and no prepayment penalty.  Our funding comes from loans, lines of credit and business credit cards.  Specialty lenders and private investment groups are able to handle larger loan sizes ($200,000+) and fund what most banks won’t touch.

Do You Qualify?

Call us or apply online and one of friendly staff members will let you know.  We need at least a 650 personal credit score to apply.  A 5-10 minute phone interview is all we need to qualify you for any of our various programs.

 No assets, business plan or lengthy paperwork needed.

 Clients are pre-qualified in less then 1 hour using a soft pull credit based system.

Every type of start up business allowed.

Longer term loans up to 7 years. Varies by state.

No doc stated income loans and lines available.

Home Based Business Financing – Internet Based Business Financing – Cash Only Paid Business Financing – Bridge Startup Financing – Real Estate Flippers – Contractors – Import/Export Companies – Consultants

Thinking of Starting a New Business?

Now is the time! With our society ready to get back in action (safely), new business concepts are quickly emerging with creative flows for serving the public without the high risk of spreading the virus. Put your innovative business concepts into play, and connect with us to get the funding you need to start your newest venture!

Financial restraints have been a complaint for many of the dreamers, limiting themselves to their immediate funds. There is an alternative. If you have the dreams and decent credit, Small Business Loans and No Doc Loans are available to you. Our goal is to provide you with the knowledge you need and the resources available to make your dream a reality. Give us a call – we have the education and the perspective to help you obtain the loans you need for your small business. Visit our website or give us a call to find out what financial backing is available to make your business soar!

Unsecured Finances has over 10 years in the consulting business! We specialized in educating and assisting clients on acquiring Unsecured Business Loans and Start-Up Business Specialty Loans including; Unsecured No Documentation (No-Doc Stated Income) Loans, Unsecured Business Loans, and Unsecured Start-Up Business Loans and Lines of Credit from $10,000 to $500,000 without Assets.

Apply on our website to find out if you qualify, or call today for a free consultation: 1-888-294-2584

Preparing for Holidays with Business Loans

If your business’ busy season hits during the holidays, then you already know it’s never too early to start thinking about the holidays. The more you can get done ahead of time, the better prepared you’ll be to make this your most successful holiday season yet. Here are the four top things to do to prepare your business for the holiday season:

Managing Holiday Finances

When the till is flush with cash it can be really tempting to deviate from the monthly budget you established at the first of the year. If your annual revenues rely on your holiday sales, it’s important to keep within your budget and make sure you don’t spend more than what you’ve allocated for the season.

It’s also easy to let your daily business “chores” slide when you’re wrapped up in the holiday rush. While it’s important to keep the shelves stocked and take care of customers, don’t neglect your daily bookkeeping and other management duties. Make sure you set aside an hour or two at the beginning of every day to keep on top of your finances.

Needing Extra Workers

With Labor Day behind us, many retailers are ramping up for their holiday season by looking at their staffing needs. It’s not uncommon for a small business to need seasonal help to keep the shelves stocked, make deliveries, take care of customers, and otherwise keep your business’ operations running smoothly. You’ve probably budgeted for the extra payroll expenses when you did your planning for the year back in January, but it’s important to make sure you keep an eye on the budget so your payroll doesn’t eat into your expected profits.

Bulk up on Holiday Inventory Prep

If you’re like most businesses that rely on the holiday season, you’ve probably already got a good share of your inventory in place. Nevertheless, without a crystal ball it can be hard to gauge in advance what products will be this season’s big sellers. Make sure you you watch your inventory closely to see what products are getting a lot of attention. You may also need to make sure you have access to additional inventory should your inventory on a quick moving item start to run low.

On the flip side, if you find some inventory isn’t selling as well as expected, consider implementing some of these holiday sales strategies.

Financing is available if you need it

 It’s not uncommon during the end-of-the-year rush to need some extra capital to purchase additional inventory, hire an additional employee or two, run a holiday sales promotion, or meet some other important business need.

Thinking of Starting a New Business?

Now is the time! With our society ready to get back in action (safely), new business concepts are quickly emerging with creative flows for serving the public without the high risk of spreading the virus. Put your innovative business concepts into play, and connect with us to get the funding you need to start your newest venture!

Financial restraints have been a complaint for many of the dreamers, limiting themselves to their immediate funds. There is an alternative. If you have the dreams and decent credit, Small Business Loans and No Doc Loans are available to you. Our goal is to provide you with the knowledge you need and the resources available to make your dream a reality. Give us a call – we have the education and the perspective to help you obtain the loans you need for your small business. Visit our website or give us a call to find out what financial backing is available to make your business soar!

Unsecured Finances has over 10 years in the consulting business! We specialized in educating and assisting clients on acquiring Unsecured Business Loans and Start-Up Business Specialty Loans including; Unsecured No Documentation (No-Doc Stated Income) Loans, Unsecured Business Loans, and Unsecured Start-Up Business Loans and Lines of Credit from $10,000 to $500,000 without Assets.

Apply on our website to find out if you qualify, or call today for a free consultation: 1-888-294-2584

Is My Business Too Small for a Start Up Loan?

The truth is that no Business is Too Small or Too Large for financing options. 

It is often assumed that only large businesses have the need and capability to access business financing options to fund their companies, but that is not necessarily true. Businesses of all sizes, great and small, find themselves in situations where additional capital resources are needed to finance special projects, expand or meet unexpected expenses.

It is important to understand as a business owner, especially one who may be experiencing problems with cash flow, that you have options to meet your cash needs. 

You must understand what those needs are, the triggers for additional capital, and the type of partner to work with, such as Unsecured Finances, who can match you with the money you need for your important business opportunities and priorities.

Needing Additional Capital

The need for business capital can be triggered by a variety of events. Several of these triggers include opportunities to invest in the growth of your business, diversifying your mix of equity/debt financing, taking advantage of favorable interest rates, opportunities to make an important purchase, and when other avenues to access capital are unavailable.

The need for additional working capital is often triggered by opportunities to invest in the growth of your business, diversifying your mix of equity/debt financing, taking advantage of favorable interest rates, etc. 

Whatever the trigger may be, it is important to understand as a business owner when to take advantage of these opportunities when they arise. Granted, the needs of large businesses differ from those of small and medium concerns based on scale, but the need for additional funding is the same regardless of your business’ size.

Thinking of Starting a New Business?

Now is the time! With our society ready to get back in action (safely), new business concepts are quickly emerging with creative flows for serving the public without the high risk of spreading the virus. Put your innovative business concepts into play, and connect with us to get the funding you need to start your newest venture!

Financial restraints have been a complaint for many of the dreamers, limiting themselves to their immediate funds. There is an alternative. If you have the dreams and decent credit, Small Business Loans and No Doc Loans are available to you. Our goal is to provide you with the knowledge you need and the resources available to make your dream a reality. Give us a call – we have the education and the perspective to help you obtain the loans you need for your small business. Visit our website or give us a call to find out what financial backing is available to make your business soar!

Unsecured Finances has over 10 years in the consulting business! We specialized in educating and assisting clients on acquiring Unsecured Business Loans and Start-Up Business Specialty Loans including; Unsecured No Documentation (No-Doc Stated Income) Loans, Unsecured Business Loans, and Unsecured Start-Up Business Loans and Lines of Credit from $10,000 to $500,000 without Assets.

Apply on our website to find out if you qualify, or call today for a free consultation: 1-888-294-2584

Getting a Start Up Loan with a Good Credit Score

Many new business owners require start up loans to get their businesses moving.  When it comes time to qualify for a start up business loan, your credit score is one of the top factors that lenders consider. So what role does your credit score play in getting a start up business loan as a business owner?

Defining Good Credit

A good personal score to get a start up business loan is 720 and above. A good business credit score is 80 or above.

Keep in mind, the various business credit bureaus may have different scoring systems. Every lender chooses its own standards. So there may be variations in scoring levels. However, the 2020 Small Business Credit Survey (p. 12) by the U.S. Federal Reserve Banks lays out the general rule for the small business lending industry:

Low credit risk: 80–100 business credit score or 720+ personal credit score.

Medium credit risk: 50–79 business credit score or a 620–719 personal credit score.

High credit risk: 1–49 business credit score or less than 620 personal credit score.

The bottom line is that borrowers who are low credit risks get the most choices of loan products and the best terms and borrowers who are high risk have few choices and will pay the most. 

Can Business Owners Get Start Up Loans with a 600 Credit Score?

But what if a business owner has a credit score that is less than 720? What if it is 600 or lower? Well, getting a start up business loan with a credit score below 700 is difficult. 

So what can be done? If getting a start up business loan isn’t time sensitive, then business owners can improve their credit score enough to get out of the high risk category. That’s the best long-term option. 

Which Credit Score Matters More? Business or Personal?

To get a loan for a business, most lenders will look at both your personal and business credit scores. But a good personal credit score is key.

Remember, a personal credit score and a business credit score are completely different things. They use different scoring systems. Even the credit bureaus are different. Some like Experian report both types of scores. Dun & Bradstreet is strictly business credit reports. A FICO score is a personal score.

Depending on the type of funding you apply for, most lenders will want to check both scores upon your loan application.

Bottom line: most business lenders will want to look at both your personal credit report and business credit report. But personal credit scores remain key.

What Happens if My Credit Score is Low?

If your credit score is low, your small business loan application could be denied altogether. But loan denial is just one of the adverse consequences — there are others. Bad credit scores can result in smaller loan amounts, higher interest rates and fees, and shorter repayment terms. 

What Can You Do?

At Unsecured Finances, our specialty is working with business owners to help them get the best funding options available to them. This includes being honest with you about your options in regards to your credit score and pointing you in the right direction for ways to improve how your business presents itself to lenders. 

Give us a call to speak with our seasoned professionals and get on track for business funding. 

Thinking of Starting a New Business?

Now is the time! With our society ready to get back in action (safely), new business concepts are quickly emerging with creative flows for serving the public without the high risk of spreading the virus. Put your innovative business concepts into play, and connect with us to get the funding you need to start your newest venture!

Financial restraints have been a complaint for many of the dreamers, limiting themselves to their immediate funds. There is an alternative. If you have the dreams and decent credit, Small Business Loans and No Doc Loans are available to you. Our goal is to provide you with the knowledge you need and the resources available to make your dream a reality. Give us a call – we have the education and the perspective to help you obtain the loans you need for your small business. Visit our website or give us a call to find out what financial backing is available to make your business soar!

Unsecured Finances has over 10 years in the consulting business! We specialized in educating and assisting clients on acquiring Unsecured Business Loans and Start-Up Business Specialty Loans including; Unsecured No Documentation (No-Doc Stated Income) Loans, Unsecured Business Loans, and Unsecured Start-Up Business Loans and Lines of Credit from $10,000 to $500,000 without Assets.

Apply on our website to find out if you qualify, or call today for a free consultation: 1-888-294-2584

What you need for a start-up loan


Are you ready to apply for a start-up loan? We have options for you!

Deciding to get a start-up loan for your business is a great choice. Now you need to make sure you qualify for a start-up loan and how to make your business appealing in the process. Taking your time to make sure you have all your ducks in a row will ensure that you are getting the best funding options available to you so you can move your business into the game!

Good Credit Score

Lenders prefer to offer their low-rate start-up business loans to borrowers with credit scores above 680 at least. In this climate, we know that although that is not a very high score, that number can be intimidating considering 2020. If you don’t have a great credit score, do not fear. We have options for you to improve your credit so you can apply. Contact our Inquiry Removal Department to discuss ways to remove inquiries that are negatively impacting your credit score. 

Years in Business

Lenders will consider how long your business has been operating. You need to have been in business at least one year to qualify for most online small-business loans and at least two years to qualify for most bank loans. If you haven’t been in business that long, or you are a brand new business, there are still options for you, especially if everything else looks good. Our experts can walk you through that process. 

Do you make enough money?

Many lenders require a minimum annual revenue, which can range anywhere from $50,000 to $250,000. Calculate your revenue and find out the minimum a given lender requires before you apply so you are ready to discuss options that are relevant to your profit. 

Can you afford the payments?

Look carefully at your business’s financials — especially cash flow — and evaluate how much you can afford to apply toward loan repayments each month. Some online lenders require daily repayments, so make sure to factor that in.

To comfortably repay your loan each month, your total income should be at least 1.25 times your total expenses, including your new repayment amount.

Do you have collateral?

You can get secured and unsecured business loans from many lenders. A secured loan requires business collateral, such as property or equipment, that the lender can seize if you fail to repay the loan.

Putting up collateral is risky, but it can also raise the amount lenders let you borrow and get you a lower interest rate.

Lenders may also require a personal guarantee — even for unsecured loans. This means you’ll personally repay the loan if your business can’t, and may let a lender come after things like your house or car in instances of nonpayment.

Thinking of Starting a New Business?

Now is the time! With our society ready to get back in action (safely), new business concepts are quickly emerging with creative flows for serving the public without the high risk of spreading the virus. Put your innovative business concepts into play, and connect with us to get the funding you need to start your newest venture!

Financial restraints have been a complaint for many of the dreamers, limiting themselves to their immediate funds. There is an alternative. If you have the dreams and decent credit, Small Business Loans and No Doc Loans are available to you. Our goal is to provide you with the knowledge you need and the resources available to make your dream a reality. Give us a call – we have the education and the perspective to help you obtain the loans you need for your small business. Visit our website or give us a call to find out what financial backing is available to make your business soar!

Unsecured Finances has over 10 years in the consulting business! We specialized in educating and assisting clients on acquiring Unsecured Business Loans and Start-Up Business Specialty Loans including; Unsecured No Documentation (No-Doc Stated Income) Loans, Unsecured Business Loans, and Unsecured Start-Up Business Loans and Lines of Credit from $10,000 to $500,000 without Assets.

Apply on our website to find out if you qualify, or call today for a free consultation: 1-888-294-2584

Are You Using These 4 Marketing Tactics?


There is more to marketing than just using social media. Are you using these vital marketing tactics?

There is so much to marketing that it could make your head spin. But what marketing efforts should you be focusing on right now, besides the basic foundational strategies, like social media and print marketing? Here are 4 tactics that you should be looking into, to grow the marketing strategy for your business.

  1. Content Marketing

As one of the most effective methods of growing audience engagement, developing your brand presence, and driving sales, content marketing is a mission-critical growth method for most businesses. So what is content marketing? 

Content marketing is the development and distribution of relevant, useful content—blogs, newsletters, white papers, social media posts, emails, videos, and the like—to current and potential customers. When it’s done right, this content conveys expertise and makes it clear that a company values the people to whom it sells.

The consistent use of content marketing establishes and nurtures relationships with your prospective and existing customers. When your audience thinks of your company as a partner interested in their success and a valuable source of advice and guidance, they’re more likely to choose you when it’s time to buy.

Content marketing is important because it answers your audience’s questions. With content marketing, you can build trust with your audience, improve conversions, connect with customers, and generate leads. And, in today’s age, customers expect high-quality, consistent content from their favorite brands.

  1. Email Marketing

Marketing your products or services by email can be a fast, flexible and cost-effective way of reaching new customers and retaining existing customers by encouraging repeat website visits.

Email marketing can allow you to create targeted and personalised messages. This can help you to build meaningful relationships with your customers. It can also improve response rates to your direct marketing campaigns.

However, it is important not to overuse email marketing. Receiving marketing emails can irritate people if it is irrelevant, too frequent or unwanted.

  1. Search engine optimization (SEO)

This is one of those buzzwords that you hear used over and over again by marketing professionals and even business owners who are trying to increase traffic to their website. Often, SEO is misunderstood and misused. You see evidence of this in many scams where business claim to get your business to the “Top of Google” after a few weeks with them. This is a ploy that will by easily avoided once you understand the basics of SEO. 

SEO stands for Search Engine Optimization, which is the practice of increasing the quantity and quality of traffic to your website through organic search engine results. 

To understand the true meaning of SEO, let’s break that definition down and look at the parts:

  • Quality of traffic. You can attract all the visitors in the world, but if they’re coming to your site because Google tells them you’re a resource for Apple computers when really you’re a farmer selling apples, that is not quality traffic. Instead, you want to attract visitors who are genuinely interested in the products that you offer.
  • Quantity of traffic. Once you have the right people clicking through from those search engine results pages (SERPs), more traffic is better.
  • Organic results. Ads make up a significant portion of many SERPs. Organic traffic is any traffic that you don’t have to pay for.

Here’s how it works: Google (or any search engine you’re using) has a crawler that goes out and gathers information about all the content they can find on the Internet. The crawlers bring all those 1s and 0s back to the search engine to build an index. That index is then fed through an algorithm that tries to match all that data with your query.

Okay, but what can a business owner do to increase their SEO value? Well, that’s a great question with a very long answer, but we’ll give you some of the 10 basic things that contribute to your SEO value:

  • A Secure and Accessible Website
  • Page Speed (Including Mobile Page Speed)
  • Mobile Friendliness
  • Domain Age, URL, and Authority
  • Optimized Content
  • Technical SEO
  • Reviews
  • Links
  • Social Signals
  • Real Business Information

There’s a lot that goes into SEO, but relevant keywords, images, video and consistent quality content play a big role. A great way to get started is by collecting positive reviews on Google or Yelp. 

  1. Affiliate marketing.

Affiliate marketing is the process of earning money (commissions) every time you promote a company’s products or services and drive a sale. There are many sites that you can use to collaborate with on affiliate marketing strategies, such as:

  • Flipkart Affiliate
  • Amazon Affiliate
  • vCommission
  • eBay
  • HostGator Affiliate
  • Admitad.
  • Nearbuy Affiliate
  • GoDaddy Affiliate

This means that you would mention their products in your marketing and use their specific affiliate link to try and direction potential sales to their pages. If a sale is referred by one of your affiliate links, you earn money. 

On the flip-side, business can give affiliate links to other businesses or influencers to use and incentivize them to market their products for a percentage of the profit. The tricky part is finding businesses or people that are a good fit in this type of collaborative marketing relationship. 

Thinking of Starting a New Business?

Now is the time! With our society ready to get back in action (safely), new business concepts are quickly emerging with creative flows for serving the public without the high risk of spreading the virus. Put your innovative business concepts into play, and connect with us to get the funding you need to start your newest venture!

Financial restraints have been a complaint for many of the dreamers, limiting themselves to their immediate funds. There is an alternative. If you have the dreams and decent credit, Small Business Loans and No Doc Loans are available to you. Our goal is to provide you with the knowledge you need and the resources available to make your dream a reality. Give us a call – we have the education and the perspective to help you obtain the loans you need for your small business. Visit our website or give us a call to find out what financial backing is available to make your business soar!

Unsecured Finances has over 10 years in the consulting business! We specialized in educating and assisting clients on acquiring Unsecured Business Loans and Start-Up Business Specialty Loans including; Unsecured No Documentation (No-Doc Stated Income) Loans, Unsecured Business Loans, and Unsecured Start-Up Business Loans and Lines of Credit from $10,000 to $500,000 without Assets.

Apply on our website to find out if you qualify, or call today for a free consultation: 1-888-294-2584

4 Pros of Getting a Start-Up Loan

We help new businesses like yours to get start-up funding so your business can get moving quickly.

This is the year that entrepreneurs have woken up and started to build on big business ideas and concepts. After experiencing the beginning of this pandemic, they are ready and revving their engines to get moving forward in the business world. So they have a concept for a business, maybe even the team, the plan, etc. But to put all of this in motion and create a solid foundation, there is an investment to be made and a question to be asked, “Should I apply for a Start-Up Loan to get my business rolling?”

Of the many ways that business owners can get the funding they need to start their business – personal savings, family and friends, crowdfunding, etc. – Start Up loans have an advantage to the other options. Let’s look at some pros to getting a start-up loan for your business. 

Working Capital to Start Your Business

This is probably the most obvious pro. You will have the money you need to invest in resources, staff, equipment – perhaps even an office – to make sure your business is ready to go on all fronts. With funding, you can invest in your marketing, a huge element that is vital to making sure your business is a success. There really is no other way to say it, “you’ve got to spend money to make money”. This is where you will start. 

You Remain the Owner

In some situations, if you are borrowing the funding from friends and family, it becomes a matter of sharing the equity in your company with the person or people you are borrowing from. At that point, it is a dicey situation because you are bringing in the opinions of other people who may want to run things a little differently. Getting a Start-Up Loan ensures that you retain ownership of your company so you can run things the way that aligns with your vision. 

It Guards Your Personal Wealth

Start-Up Loans ensure that your personal finances are separate from the business finances. This is incredibly important, even further down the road when the risk builds. Even the most well-planned venture may face obstacles that are out of your control and you need to be careful about mixing personal assets with your business. Getting a Start-Up Loan will help you to keep things separate and reduce risk to your personal finances in the event that something were to happen. 

Woo Hoo! Better Credit. 

When you get a Start-Up Loan, it means that you will start to build credit. Over time, the amount of money that you pay in and being able to show that you are responsible enough to pay things on time will all look good for your credit. Why is this important? Because in the future as your business grows, you may be interested in getting bigger loans to grow your business. Having a good borrowing record will help to prove that you are worthy of handling bigger loans. 

Thinking of Starting a New Business?

Now is the time! With our society ready to get back in action (safely), new business concepts are quickly emerging with creative flows for serving the public without the high risk of spreading the virus. Put your innovative business concepts into play, and connect with us to get the funding you need to start your newest venture!

Financial restraints have been a complaint for many of the dreamers, limiting themselves to their immediate funds. There is an alternative. If you have the dreams and decent credit, Small Business Loans and No Doc Loans are available to you. Our goal is to provide you with the knowledge you need and the resources available to make your dream a reality. Give us a call – we have the education and the perspective to help you obtain the loans you need for your small business. Visit our website or give us a call to find out what financial backing is available to make your business soar!

Unsecured Finances has over 10 years in the consulting business! We specialized in educating and assisting clients on acquiring Unsecured Business Loans and Start-Up Business Specialty Loans including; Unsecured No Documentation (No-Doc Stated Income) Loans, Unsecured Business Loans, and Unsecured Start-Up Business Loans and Lines of Credit from $10,000 to $500,000 without Assets.

Apply on our website to find out if you qualify, or call today for a free consultation: 1-888-294-2584

Senior Debt Loans: What Are They and Are They For You?

What is Senior Debt?

In finance, senior debt, frequently issued in the form of senior notes or referred to as senior loans, is debt that takes priority over other unsecured or otherwise more “junior” debt owed by the issuer. Senior debt has greater seniority in the issuer’s capital structure than subordinated debt.

One of our most popular products is the senior debt loan. This is a loan that buys out all other business loans that have high interest rates.  One business loan that buys out all your high interest rate MCA loans, accounts receivable loans and working capital loans into a monthly lower cost payment.  High interest rate payments are eliminated to stabilize your business cash flow.

Loan sizes above what’s being paid off is allowed.

ELIGIBILITY REQUIREMENTS

Credit score min – No credit score minimum, but obviously the better it is, the better the outcome

Inquiries -Unlimited

Previous credit history – No bankruptcies, repossessions or major late pays

Time in business – 2yrs +

ASSETS NEEDED

Assets are not always needed depending on the business. However, assets will be helpful in lowering the interest rate and increasing the loan size.

DOCUMENTS NEEDED TO CLOSE

2 years of business taxes

Current year of financials=Profit and loss + Balance statement

Accounts receivable (if available)

LOAN SIZES

$500,000 TO $10,000,000

RATES

14% to 19% monthly payments

TERMS

2-4 years.

Thinking of Starting a New Business?

Now is the time! With our society ready to get back in action (safely), new business concepts are quickly emerging with creative flows for serving the public without the high risk of spreading the virus. Put your innovative business concepts into play, and connect with us to get the funding you need to start your newest venture!

Financial restraints have been a complaint for many of the dreamers, limiting themselves to their immediate funds. There is an alternative. If you have the dreams and decent credit, Small Business Loans and No Doc Loans are available to you. Our goal is to provide you with the knowledge you need and the resources available to make your dream a reality. Give us a call – we have the education and the perspective to help you obtain the loans you need for your small business. Visit our website or give us a call to find out what financial backing is available to make your business soar!

Unsecured Finances has over 10 years in the consulting business! We specialized in educating and assisting clients on acquiring Unsecured Business Loans and Start-Up Business Specialty Loans including; Unsecured No Documentation (No-Doc Stated Income) Loans, Unsecured Business Loans, and Unsecured Start-Up Business Loans and Lines of Credit from $10,000 to $500,000 without Assets.

Apply on our website to find out if you qualify, or call today for a free consultation: 1-888-294-2584


Are Business Loans a Good Idea in 2021?

Business Loans in 2021 – Are they a good idea?

Business loans have been a big question mark in the past year and a half… Business owners and small business owners alike have been asking themselves where to get a business loan or a small business loan, how long it will take to get a business loan, what type of business loan to apply for, how much they can get in their small business loan, and if it is even worth it to apply for a business loan.

We believe that a business’ growth depends on the investment they make it them. From marketing costs, to equipment, client resources, software and more, businesses need to spend money to make money. Yes, we know it sounds cliche, but it’s true. Unsecured Finances is determined to help businesses acquire as much funding as needed to get their business up and running or keep it growing, especially after this pandemic has made things so difficult for business owners. 

Unsecured Business Loans and Lines of Credit

Our unsecured business loans or business lines of credit are paid back once a month amortized up to 10 years to give clients the flexibility of borrowing large amounts of capital and paying it back over an extended term.

They are NOT daily payments loans, MCA loans, or cash advance loans.  They are NOT amortized over 6 months to 12 months.  We provide long term business financing ONLY under the EIN number of the corporation, limited liability company or DBA without affecting the clients personal credit reports and scores.

What Makes Our Company Different From Everyone Else?

All clients go thru a discovery process with one of our trained staff.  The discovery process is where we ask you a serious of questions and give you the honest truth about your file.  Our staff will figure out all the different financing options for you.  Each clients situation is different.  Clients are in different industries and have different credit scores, gross sales, revenue and profit margins.  They make and show different amounts of income depending on corporate structure, equity and fluctuations in cash flow.  Business funding is not a one size fits all model.  This is what our trained staff is here to determine.  Our capital comes from hundreds of different sources (Banks, wholesalers, crowdfunders, private lenders and investment groups)  and they all have different underwriting criteria.  This is why the discovery process is needed.  If you are looking to end your daily payment MCA loan or looking for a longer term flexible business financing program we just might fit your needs!

Product Highlights

Business owners, Partners, LLC’s and 1099 contractors will not be required to show tax returns, pay stubs or other proof of income for some of our programs. Income is stated and not verified.

Our unsecured business loans create higher cash flow for businesses because they are fixed rate monthly payments not daily payments.  Unlike a factoring loan which is paid daily our loans are paid once a month and allow business owners a longer payback term (up to 10 years) so they can use the capital more efficiently. (Credit and state will vary. Call for details)

Call Us at 1-888-294-2584 and ask to speak to one of our loan specialists today!

Show Your Team Love

2020 and even 2021 has been a difficult time for a lot of businesses, it’s true, but what about the teams? The people who keep the business going and drive the process forward? From being moved to remote work, the uncertainty of their jobs, coming back into a new work environment with masks and new rules… So much has changed and now it is time more than ever for business owners to show appreciation to their hard working team. 

Nothing is worse than working hard in uncertain times and not getting any acknowledgement. People start to wear down after a while and acknowledgement will help to keep them going. 

Creating a loving workplace all starts at the top, and it requires strategy, planning and deliberate effort. The idea of showing love and affection to your employees can be intimidating. It’s a lot easier to play the stern, invulnerable taskmaster whose only concern is the bottom line. It’s a lot less rewarding, too. Here are nine ideas for opening your heart to the folks who do so much to make your business dreams a reality.

1. Know Their Stories

One of the best ways that you can let someone know that you appreciate and care about them is to take a genuine interest in where they came from, and their story. Getting to know your team individually will not only help you to understand the best ways to communicate and motivate them, but it will also demonstrate that you take a genuine interest in them as part of your team. 

2. Acknowledge Individual Contributions

No one wants to feel like their contributions are in vain. Make a deliberate effort to pay attention to the parts that individuals in your team play and how they go the extra mile to add to the success of your business. When people don’t feel that their efforts are being recognized, it’s only a matter of time before they cease to go that extra mile. It’s wonderful to recognize the whole team when productivity is high, but it takes a more concerted effort to dig deeper and see who is really doing the heavy lifting. Make sure those people know they are appreciated. 

3. Wine & Dine Them

Just like you will take a client or a new networking partner out to a fine dining experience, taking team members out will make them really feel like the spotlight is on them. Everyone likes to be wined and dined, it makes them feel special and appreciated, and your team members are no different. Take them out to celebrate a specific “win”, or just to applaud their overall performance – it is a great way to show that you care.

Regular One-on-Ones

It happens in so many companies, yearly evaluations being thrown to the wayside. Feedback is so important, it’s how we grow and evolve in our performance, the last thing businesses should do is “forget” to have conversations with their team members. Furthermore, yearly evaluations are fantastic, but quarterly is even better. Depending on the size of your team, quarterly may not be an feasible option, but the point is that the more frequent you can have those sit downs, the more your cohesive your visions will be, and your team will feel cared about. 

5. Make Time for Them

Yes, the days are long and busy, but being present is a huge morale booster for your team. Let them know that you care enough to make time for them, especially the important issues. You want to foster a workplace that values communication, and this is a great way to let them know you care about them – by caring about their concerns or their ideas. This doesn’t mean you have to drop everything to let them come by and chit-chat, it just means that you will make the effort to give them your ear when it is a matter they feel very strongly about. 

6. Tell Them You Appreciate Them

It may sound simple and obvious, but maybe that’s the reason it becomes overlooked – tell your team you appreciate them, all the time. You can leave little notes, you can tell them in person – Just make it happen. Never underestimate the power of words! 

Make it Happen

However you decide to show your team members that you care, just make sure it happens and happens often. Showing appreciation is the fuel that keeps your team energized and productive! People need recognition and to know that they are valued, so be the source!

We Help You Get the Funds to Invest!

With the opportunities for small businesses booming, why wait another moment. What else is keeping you down? Financial restraints have been a complaint for many of the dreamers, limiting themselves to their immediate funds. There is an alternative. If you have the dreams and decent credit, Small Business Loans and No Doc Loans are available to you. Our goal is to provide you with the knowledge you need and the resources available to make your dream a reality. Give us a call – we have the education and the perspective to help you obtain the loans you need for your small business. Visit our website or give us a call to find out what financial backing is available to make your business soar!

Unsecured Finances has over 10 years in the consulting business! We specialized in educating and assisting clients on acquiring Unsecured Business Loans and Start-Up Business Specialty Loans including; Unsecured No Documentation (No-Doc Stated Income) Loans, Unsecured Business Loans, and Unsecured Start-Up Business Loans and Lines of Credit from $10,000 to $500,000 without Assets.

Apply on our website to find out if you qualify, or call today for a free consultation: 1-888-294-2584