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Business Owners In Love – Investing Your Heart into Your Business


Let’s be honest, your business is your passion. It is your heart and soul, bread and butter. When it comes to investing, you aren’t just talking about money. Your time, your emotions, your blood, sweat and tears mix together to create this grand vision you hold in your heart. For that reason, there is no better reason to budget funds towards promoting and growing your business. 

February is the perfect time to talk about this, because what you have here is a love affair. If you are a business owner, you are in a serious relationship with your business, and you gotta treat her right. Take her to all the nice places (Instagram, Facebook, LinkedIN), and show her off (advertising). Buy her nice things (new equipment), and then let’s talk about living together…(office location!). Just as you would invest into a relationship, you invest into your business. 

As time goes on, it isn’t just about spoiling fawning all over your business, it’s about serious upkeep. It’s about supporting needs and building a future. Everything you invest into your business should be with a purpose that you are working towards future success. Here are a few investments you should make into your business to ensure lasting growth and happiness:

Business Structure

New and established businesses alike will both need to invest in a solid structure or restructure. This includes your business plan, financial and legal structure. If you don’t have enough experience to navigate these important concepts yourself, then looking into hiring someone knowledgeable and seasoned is a must. Don’t just throw your funds anywhere when it comes to these crucial decisions, but make certain to research and find people who are worth every penny. 

Marketing

One of the biggest ongoing spends of your business is on your marketing. The more your marketing campaigns run and you gather data, the more successful your marketing dollars will become and the larger amounts you will be able to invest into your evolved marketing. Making sure to have an adequate budget will guarantee that you build the proper foundation for a strong and effective marketing strategy. 

Staff & Training

As your business grows, so will the need for a dependable and solid staff. When it comes to choosing the people you trust to help you run different aspects of your business, you do not want to take these choices lightly. Take time to scout out good people with a strong work ethic. Invest in their training and continuously in their motivation to make sure these good employees are more than happy to stay around and grow endlessly with your business. They will be your lifeblood, so have the funds ready to treat them right. 

Environment

Where you work is incredibly important. It communicates to your customers, but it is also the place that you and your work team will spend most of your time. Consider how you can invest in your location to provide a comfortable, flexible and vibrant workspace that is designed to inspire your team. Choose furniture that will be durable and ergonomic. Within this concept, you should also be thinking about mental health. Providing healthy snacks, coffee, and even special events such as teambuilding activities, incentive lunches, reward programs and even yoga will play a part in keeping everyone in tip top brain-shape, ready to lead you into success!

Equipment

No one is going to get quality work done on an old, broken down computer, glitchy keyboard, or a broken chair. Make it a point to evaluate equipment and have the funds available to splurge on updated equipment when needed. It will make certain that work is flowing quickly and efficiently, without stress and frustration. Invest in the good stuff from the start and you will have less chances of it holding you up in the future. 

We Help You Get the Funds to Invest!

With the opportunities for small businesses booming, why wait another moment. What else is keeping you down? Financial restraints have been a complaint for many of the dreamers, limiting themselves to their immediate funds. There is an alternative. If you have the dreams and decent credit, Small Business Loans and No Doc Loans are available to you. Our goal is to provide you with the knowledge you need and the resources available to make your dream a reality. Give us a call – we have the education and the perspective to help you obtain the loans you need for your small business. Visit our website or give us a call to find out what financial backing is available to make your business soar!

Unsecured Finances has over 10 years in the consulting business! We specialized in educating and assisting clients on acquiring Unsecured Business Loans and Start-Up Business Specialty Loans including; Unsecured No Documentation (No-Doc Stated Income) Loans, Unsecured Business Loans, and Unsecured Start-Up Business Loans and Lines of Credit from $10,000 to $500,000 without Assets.

Apply on our website to find out if you qualify, or call today for a free consultation: 1-888-294-2584

Preparing for the New Year: Time Management


As things are starting to slow down a little bit – holiday marketing campaigns launched, holiday parties past, food still settling in our stomachs – it is a good time to look back at how we handled the seemingly perpetual time crunch from October through December. It gives a great reference to where things could be tightened up and improved upon going into this new year, so we can set ourselves up for success! 

Gearing up for the new year, it’s all about structure. Learning how to fine tune your time management will lay the foundation for your success in 2020. As any successful business owner will tell you, managing your time is the only way to reach your goals. To help you march full speed into 2020, we have created a list of a few basics for time management success:

1. Plan ahead

It may seem like common sense, but so often we neglect to do this. Especially when it comes to young entrepreneurs, the tendency is to fly-by-the-seat-of-their-pants and rely on their memory to get things done. While independent people will struggle with creating a structure, managing your time intentionally will be the difference between success and failure.    

Start with making a list of everything you want to accomplish at work the next day and figure out what will be the best time to finish each task. This shouldn’t be limited to only work tasks, but also anything that you need to take care of in your personal life as well, so there are no obstacles keeping you from success. 

2. Reassess 

Even if you think you have a solid plan set, new projects and deadlines will likely arise throughout the day.  When this happens, stay calm and simply re-assess your day. You will need to take the time to adjust your schedule accordingly and plan out how you will accomplish your new tasks.  You may feel like you don’t have time to stop and think about how you will get things done, but believe me, taking 30 minutes to plan will pay off in the end; you will actually save time because you will know how to handle everything that comes your way with ease.

3. Prioritize

Priorities tell us where to start, or what to focus on. It is extremely important when you are planning your day, because if things start to become overwhelming or get out of hand, you just focus on the priority. You want to tackle the toughest, most important or urgent project first, so you can ensure they are done and done well. As an added bonus, you won’t have to worry about them for the rest of the day! Next, schedule in the rest of your tasks including certain blocks of time to answer phone calls and emails; keep to these times to eliminate unnecessary distractions (this means staying off your cell phone too!).  You may have to fight the urge to respond to an email the second you see the mail icon pop up in the corner of your computer screen, but it is for a good cause. Pauses or turn off notifications if you need to. 

4. Keep Your Calendar Nearby

Whether you like the good ole’ paper bound planners, your digital calendar app, or a mix of the two, it is practically life-saving to utilize your calendar. If ensures that you are not double booking, it gives you the opportunity to plan things in advance, and it can give you a big picture view of where your time is going / has gone in the past. It’s a fantastic tool to keep you on track with your planning. 

5. Don’t Be Afraid to Say “No”

We all want to be team players but sometimes being too much of a good sport can cause you to be overwhelmed. It is, without a doubt, impossible to say “yes” to everything that comes your way.  In order to manage your time effectively there will be times when you have to say “no.” Choose which tasks are the most significant and will have the biggest impact on you and your work and say yes to those; say no to those that will not.  You can be polite when declining invitations or ideas, or may even be able to come back to them at a later time. If there are too many things that you feel are extremely important and need to be done, it may be time to delegate.

6. Don’t Be Afraid to Delegate

We all find ourselves in those situations or projects that truly require an extra set (or two) of hands. I find the best way to delegate is to politely reach out to members of your team, explain how you are feeling, and simply ask for help. If you are willing to take the time to explain why you are asking for help and what a great impact your co-workers will have, they will likely be more than happy to help you. If you ask for help, however, you need to trust in others to do the job you have asked of them. Feeling as if you should be watching over their shoulders likely means that you didn’t choose the best fit to assist, or that possibly the project is too important and should be handled directly by you. 

Looking to Start a Business?

With the opportunities for small businesses booming, why wait another moment. What else is keeping you down? Financial restraints have been a complaint for many of the dreamers, limiting themselves to their immediate funds. There is an alternative. If you have the dreams and decent credit, Small Business Loans and No Doc Loans are available to you. Our goal is to provide you with the knowledge you need and the resources available to make your dream a reality. Give us a call – we have the education and the perspective to help you obtain the loans you need for your small business. Visit our website or give us a call to find out what financial backing is available to make your business soar!

Unsecured Finances has over 10 years in the consulting business! We specialized in educating and assisting clients on acquiring Unsecured Business Loans and Start-Up Business Specialty Loans including; Unsecured No Documentation (No-Doc Stated Income) Loans, Unsecured Business Loans, and Unsecured Start-Up Business Loans and Lines of Credit from $10,000 to $500,000 without Assets.

Apply on our website to find out if you qualify, or call today for a free consultation: 1-888-294-2584

Planning a Last Minute Holiday Party

Here we are already nearing the end of the year and holiday season. While many of you have likely had your holiday parties already, some of you may still be holding off – either because you aren’t sure weather it’s necessary or just because you think it’s too late. We’re here to let you know that it is never too late to execute your holiday party, and it is absolutely necessary 😉

Why do we need a holiday party?

While it should be a season of fun and joy, it’s often a season of stress and anxiety. Not only is your team dealing with added family holiday obligations, but many are likely feeling the extra stress of shortened holiday deadlines, end-of-the-year demands, and frazzled coworkers… Yikes! With that in mind, it’s important to take a load off and celebrate this magical time of year with your colleagues and coworkers. A corporate holiday party is a perfect time to reflect on the accomplishments of the year, look ahead at what’s to come, and just enjoy each other’s company. So here are a few ideas to make your Holiday Party ROCK!

1. Get out of the office.

Everyone loves a field trip, and when a season is as stressful as this one, what better way to recharge than to separate yourselves from all that office brain-chatter; your computer, to do list, and blinking voicemail light. Besides just creating a more festive atmosphere for your team, there are a plethora of benefits of hosting meetings and events off-site, from improving company morale (which in turn reduces health issues and increases productivity) to a much-needed change of scenery. If you plan to go all out for your holiday gathering and have a large guest list, booking a corporate event space or banquet hall with additional audio/visual equipment, parking, and room to move around are a necessity. It may be cheaper to pull something together at your existing office space, but if you really want to make the event special and rewarding for attendees, then an off-site holiday party venue is well worth the price.

2. Holiday Trivia

Who doesn’t love trivia – or a little friendly competition for that matter! Trivia is a great way to spark some interesting conversations, get people to mingle across departments, and perhaps form some unexpected new bonds. From popular holiday movies and songs to best-selling toys and gifts throughout the years, there are plenty of different directions you can go with holiday trivia, which makes it a versatile activity for any team. 

3. Unusual Holiday Treats

Everywhere you look, there are decadent sweets all around the holiday landscape – stores, your friend’s house, and even the notorious candy bowl at the front desk. While it’s perfectly fine to indulge and enjoy, it’s also important to keep health and fitness top of mind. If your company has a wellness program or a health-focused initiative, why not put that in the forefront during the holiday season? You could have everyone bring in their best sugar-free, gluten-free, low-fat, or vegan/vegetarian holiday treat for others to sample and enjoy or have a caterer whip some healthy options up. All the holiday goodness with none of the guilt!

This is also a fantastic opportunity to highlight foods from around the world. You’ll find tons of amazing holiday recipes with a simple search, some of which have even evolved into our traditional holiday menu items here in the United States. You can bring these foods together through volunteering in the office, or hiring a caterer.

4. Gift Rap

Gift wrapping is one of those holiday tasks that many would prefer to avoid. But if you make it into a party with many helping hands, everyone’s load is a little lighter, and the stress a little less. The company can provide wrapping paper, bows, and ribbon, or everyone can bring in some of their own favorite paper to share. Once the supplies are ready to go, turn on some holiday tunes and work together to get all the presents wrapped and ready to go (like Santa’s little elves). You’ll find that local charities and shelters can also use a helping hand wrapping gifts and donations this time of year, so it’s a great way to give back and spread Christmas joy to others who may be less fortunate.

To “wrap it all up”, you can end the party with delicious food and if you’re feeling particularly brave, a little holiday rap session. Just like a karaoke type of deal, encourage coworkers to get onstage with holiday background music and battle it out with each other while creating their own holiday flavored rap lyrics! Belly laughs, guaranteed.  

5. Create a Local Scavenger Hunt

The neighborhood is always a little extra magical during the holiday season, with festive lights, window displays, food and events, so go ahead and take advantage of it! A scavenger hunt can be a fun and memorable way to celebrate the season and spark some friendly competition with your team. Map out a route around some of the most festive parts of the area, and have a list of items that every team should photograph themselves next to!

6. Give Back as Team

It’s the season for giving and being thankful, so why not take the time to give back to your community? Bell ringing, food drives, community meals, and other holiday volunteer opportunities are plentiful this time of year and provide a wonderful opportunity for colleagues to bond and help the community at the same time. After you spend some time giving back as a team, you can meet back together to debrief and share stories, insights, and the results of your efforts. If you can’t find a date or organization that works for your team, consider taking at-will donations for a charity during your holiday gathering.

7. Holiday Painting or Craft Party

What is better than a gift that is truly personal and from the heart? With so many people that are difficult to shop for, or the limited budget with which to use, creating a handcrafted gift is a wonderful way to show someone you care! From ornaments to canvas to glass, there are plenty of painting and craft ideas available online that allow your team members to showcase their creativity and holiday spirit. Not only will they have fun creating their masterpieces, but you’ll have some great photos for social media and some holiday decor to display around the office until the season is over. We love seeing all the smiles and joy it brings! No skill required, just fun!

However you decide to celebrate the season with your team, just make it happen and make it special! It will make a world of difference and they will be so grateful for the relaxation away from the stressful work environment!

Looking to Start a Business?

With the opportunities for small businesses booming, why wait another moment. What else is keeping you down? Financial restraints have been a complaint for many of the dreamers, limiting themselves to their immediate funds. There is an alternative. If you have the dreams and decent credit, Small Business Loans and No Doc Loans are available to you. Our goal is to provide you with the knowledge you need and the resources available to make your dream a reality. Give us a call – we have the education and the perspective to help you obtain the loans you need for your small business. Visit our website or give us a call to find out what financial backing is available to make your business soar!

Unsecured Finances has over 10 years in the consulting business! We specialized in educating and assisting clients on acquiring Unsecured Business Loans and Start-Up Business Specialty Loans including; Unsecured No Documentation (No-Doc Stated Income) Loans, Unsecured Business Loans, and Unsecured Start-Up Business Loans and Lines of Credit from $10,000 to $500,000 without Assets.

Apply on our website to find out if you qualify, or call today for a free consultation: 1-888-294-2584

Preparing Your Business for the New Year; Business Strategies

Strategizing is basically brainstorming and structuring a plan to achieve a goal. Any successful business starts with a plan, a concept – a strategy. With any new or continuing effort, you will create a strategy. It’s a roadmap to success. When you are building a new business, it is absolutely vital to create a solid strategy for your initial business plan. But, strategy doesn’t stop there – you will go on to structure plans in various areas of your business, implement them, review them and then write a new strategy. So if this idea is new to you, let us explain a few of main types of strategies you will need to become familiar with when running a business. 

Business Strategy

How are you going to run your business overall? What is the big picture? Yeah, you know that you want to be successful and make lots of money, but how are you going to get there? Have you ever created a business plan or business strategy before? To many new business owners, this is a totally new concept. If you are one of the newbies learning all about the best ways to create a solid business strategy, head on over to our friends at Business Case Studies and see different formats of successful strategies that have been used by the best in the business. What better way to learn than to see what has worked for those before you? One thing is for sure, however you decide to learn about strategy, it is important to create one. Without a plan, your business is doomed to wander aimlessly through the competitive landscape, unprepared for battle. 

Financial Strategy

Okay so next step, you’ve got a plan to make that money – great! But with great power comes great responsibility, right? Before you start making your profit, and before you even spend your first cent on your business, you need to have a financial structure in place. What are your costs? What are your projected sales? Will you need financing? How does that cost factor in and why? While these are all the basic questions that your plan will address, you still have to know how to build effectively around them. As a business, you need to be able to anticipate your needs, as well as potential obstacles. What happens if all your new equipment breaks? What if your initial product or service is flawed? What if you need a bigger team than expected? While there are endless amounts of potential issues, what you need to worry about addressing and planning for are the issues that are most likely to arise in your industry. This is where doing your research is absolutely necessary. Need help developing a dynamic financial strategy for the new year? Check out the article from BDC about 6 Steps to Create Your Company’s Financial Plan.  

Marketing Strategy

Once you have your business plan and financial structure in place, the next important step is to focus on investing in your marketing. Too many new businesses skimp on this part of the puzzle, because they either don’t have the money to implement a marketing strategy, or they don’t deem it necessary. Marketing is one of the most important factors in growing your business – what good is it if you have an amazing product or service but no one knows about it? Some new business owners just don’t understand what marketing is. They may think it’s just posting on social media, or putting those annoying coupon flyers onto car windshields. On the contrary, it is so much more – it is anything you do to get the word out about your business. It could be as simple as having a conversation at a coffee shop about what you do. 

Marketing Companies and Specialists are there to help you if this is not an area you excel in, but however you do it, it needs to be done and it needs to be created with a purpose. Just like your business and financial strategy, your marketing strategy starts with an initial concept and then evolves over time to fine tune based on the data you gather. Trust us, you don’t want to skip out on this part. If you need the funding to invest in your marketing, we have solutions for you just give us a call. 

Looking to Start a Business?

With the opportunities for small businesses booming, why wait another moment. What else is keeping you down? Financial restraints have been a complaint for many of the dreamers, limiting themselves to their immediate funds. There is an alternative. If you have the dreams and decent credit, Small Business Loans and No Doc Loans are available to you. Our goal is to provide you with the knowledge you need and the resources available to make your dream a reality. Give us a call – we have the education and the perspective to help you obtain the loans you need for your small business. Visit our website or give us a call to find out what financial backing is available to make your business soar!

Unsecured Finances has over 10 years in the consulting business! We specialized in educating and assisting clients on acquiring Unsecured Business Loans and Start-Up Business Specialty Loans including; Unsecured No Documentation (No-Doc Stated Income) Loans, Unsecured Business Loans, and Unsecured Start-Up Business Loans and Lines of Credit from $10,000 to $500,000 without Assets.

Apply on our website to find out if you qualify, or call today for a free consultation: 1-888-294-2584

Forget to Plan Your “Teamsgiving”?

Don’t stress, it’s not too late and we can help.

Cooking up a great meal for a Thanksgiving feast is something we are quite accustomed to, however, putting together an office celebration can quickly become a daunting task. It sneaks up on you, just like the holiday season itself – but making sure to plan teambuilding events and recognizing the holidays are one of the biggest best ways to boost morale around the office. Have you forgotten to plan a little shindig for your team? Not to worry, we have some tips to help you put together a great gathering just in time!

Make It Interactive

Instead of relying on the age-old catered lunch, try doing something that will get the whole team to participate and bring them together. “Teamsgiving” is a popular new trend where each team member provided a potluck item and was assigned another member to present with a personalized gift of thanks. No need to break the bank – have employees make creative gifts for each other that show appreciation. Plus, it’s much more personal than your typical Visa gift card.

“Thank You” Wall

What better way to let people know they are appreciated, than to create a wall where the team members are encouraged to share what they are thankful for in each other. It’s as easy as a few packs of Post-It Notes, and starting the trend by writing one for as many of your team members as possible. Try to make sure everyone is being included, and if someone is missing a “thanks”, create the note yourself. This is a perfect chance to boost the confidence and recognize some of those team members who maybe need a little extra boost during the season. These acts of kindness go a long way. 

Storytime

Remember that play in elementary school where you had to dress up and tell the story of Thanksgiving? This year, try telling your own story instead. Recruit a few team members to help you write and perform your company’s story in front of coworkers. Dress up, include some company jokes, ask for audience interaction – make it a fun and fresh way to celebrate your company’s history.

Festive Games

Having your employees compete in Thanksgiving-related games can be a great way to bring the holiday spirit to your office thanksgiving celebration. Try Pumpkin Bowling – find the roundest pumpkin you can, set up “pins” (toilet paper rolls, paper towels, water bottles, etc.) in the parking lot or hallway, and have a company-wide tournament. Present the winners with festive prizes like a turkey or homemade pumpkin bread.

Giving

We tend to focus on the “Thanks” in Thanksgiving, which is excellent, but the holidays are also a perfect opportunity to give back to the community, especially to those who may find it difficult to find things to be thankful for. This can be done in a multitude of ways, including; volunteer time at a soup kitchen or homeless shelter; collecting food and hygiene items for those in need, sponsoring a community event, or sharing your expertise to help those who are looking to get into your industry. 

This year, taking the time to show thanks for your employees and give back to your community is the perfect way to get in the holiday spirit. And, it will make your turkey dinner taste that much sweeter.

We’d love to hear about your office Thanksgiving celebration with your team! Tag our Instagram account @unsecuredfinances to show us your creative office Thanksgiving celebrations. 

Bigger Budgets are Necessary for the Holidays!

With all the preparation, you have to factor in the budget. Why? Because you have to spend money to make money, and the Holiday Season is all about utilizing the increase to your best interest. Marketing pushes, extra inventory, extra staffing, emergency funding, holiday events- it’s all part of an effective Holiday strategy. Apply with us today to see what type of cushion we can provide for the holidays!

Looking to Start a Business?

With the opportunities for small businesses booming, why wait another moment. What else is keeping you down? Financial restraints have been a complaint for many of the dreamers, limiting themselves to their immediate funds. There is an alternative. If you have the dreams and decent credit, Small Business Loans and No Doc Loans are available to you. Our goal is to provide you with the knowledge you need and the resources available to make your dream a reality. Give us a call – we have the education and the perspective to help you obtain the loans you need for your small business. Visit our website or give us a call to find out what financial backing is available to make your business soar!

Unsecured Finances has over 10 years in the consulting business! We specialized in educating and assisting clients on acquiring Unsecured Business Loans and Start-Up Business Specialty Loans including; Unsecured No Documentation (No-Doc Stated Income) Loans, Unsecured Business Loans, and Unsecured Start-Up Business Loans and Lines of Credit from $10,000 to $500,000 without Assets.

Apply on our website to find out if you qualify, or call today for a free consultation: 1-888-294-2584

3 Scary Mistakes That Could Kill Your Business


At this time of year, all around you are ghosts, werewolves, vampires and all sorts of creepy monsters – but all year ‘round, businesses are faced with real terrifying obstacles. The best way to combat these scary statistics is to learn about them and be able to create your own plan of protection against these real life monsters!

#1 Poor Cash Flow Management

The number one reason why small businesses fail is cash flow. According to a U.S. bank study, 82% of all businesses fail because of poor cash flow management. Yikes!

Cash flow problems occur when the funds exiting a business exceed the inflow of funds, or when the timing of this delicate process is thrown off. Managing cash flow at the small business level is tricky. It requires careful management of accounts receivable and accounts payable, forecasting of trends, getting the best possible terms from suppliers, diligent invoicing, and above all an “I’m prepared” attitude.

Although these cash flow woes are inevitable, small businesses can prepare themselves for this predicament. Finding a funding source to help cover cash flow gaps—before they happen—can mean the difference between a successful business, and one that ends up six feet under. 

#2 Failure to Plan and Test Your Marketing Campaigns

Advertising is not marketing in its entirety—it’s only part of the pie. All your marketing efforts should be guided and informed by your marketing plan—one that aligns your tactics with your budget and goals (getting leads, building good press coverage, signing people up for demos, etc.). Similarly, give it time. Although it can hurt to invest a whole bunch of money up-front and not see an instant result, it takes time to build brand equity and foster the relationships that are needed to ensure your customers are emotionally ready to buy.

Finally, test and track your campaigns and tactics. This will give you insight into what’s working and what isn’t so you can refresh your approach and waste less money.

#3 Too Many Hires, Too Quickly

This is especially true of start-ups and those in the vulnerable first two years of business. Startups that hire too early have a 146.7% greater chance of failure than those who take a slower approach. Plus, the true cost of hiring an employee can be much higher than their hourly rate. Benefits, payroll taxes, and other expenses, such as workers’ compensation insurance, can add several percentage points onto a basic salary and burn through your revenue per employee. All this adds up to depleted cash resources when you need them the most.

Scaling back your hiring plans can equate to more hours and pressure on you—but it does give you more time to focus on your priorities without the cost and time of managing employees during the start-up phase. And, of course, you can always turn to self-managing independent contractors to supplement your own skills.

Combat your fears and start your business TODAY!

With the opportunities for small businesses booming, why wait another moment. What else is keeping you down? Financial restraints have been a complaint for many of the dreamers, limiting themselves to their immediate funds. There is an alternative. If you have the dreams and decent credit, Small Business Loans and No Doc Loans are available to you. Our goal is to provide you with the knowledge you need and the resources available to make your dream a reality. Give us a call – we have the education and the perspective to help you obtain the loans you need for your small business. Visit our website or give us a call to find out what financial backing is available to make your business soar!

Unsecured Finances has over 10 years in the consulting business! We specialized in educating and assisting clients on acquiring Unsecured Business Loans and Start-Up Business Specialty Loans including; Unsecured No Documentation (No-Doc Stated Income) Loans, Unsecured Business Loans, and Unsecured Start-Up Business Loans and Lines of Credit from $10,000 to $500,000 without Assets.

Apply on our website to find out if you qualify, or call today for a free consultation: 1-888-294-2584

Houston, Texas: Big Opportunities in Small Business

Top 5 Small Business Investment Opportunities in Houston

Texas, the Lone Star State, is known for oil, heat waves, and George W. Bush. Aside from those facts, Texas is also a great place to start a business; Houston in particular is a very fertile ground for small businesses. So if you are in Houston (or willing to relocate) and are looking to start a business that will thrive for years to come, there are many options to choose from. Here we have created an inspirational list of the top 5 business opportunities! 

1. Artsy boutique

Many people in Houston love artsy clothing, so there is huge demand for these special wears. You can make a lot of money by starting a small business that sells artist-designed clothing for men, women, and children, as well as accessories like jewelry, ties, and cufflinks. You can also offer custom-designed pieces.

2. Real estate

This business is a money-spinner everywhere. In Houston, there is good demand for all types of property, such as homes and other facilities. Real estate development and property leasing are particularly very lucrative. So, if you have both the startup capital and know-how required to venture into this business, you will be made within a short period.

3. Chocolate store

Houston residents are chocolate addicts, so there is a lot of money to be made in Houston from chocolate sales alone. You can open a store that offers everything from chocolate truffles to chocolate-dipped fruit to chocolate pizza. You can make them even more compelling by turning them out in various shapes—computers, animals, cars, and so on.

4. Pet care

Many residents of Houston have dogs and other pets. So, there is huge demand for pet care services. If you love animals and can take good care of them, then consider starting a business that caters to pets in a way. You can start a pet-sitting service, a boarding facility for pets, a pet food processing business, and so on. Whichever aspect of pet care you choose to venture into, you’re sure to make cool cash.

5. Car wash service

A huge fraction of Houston residents are car owners, which means there is an alluringly high demand for car wash services. No one likes to be seen cruising around in a dirty car, so car owners will readily pay you to wash and make their cars sparkle once again.

If you have no problems with getting your hands wet and dirty, then this is a cool business opportunity for you. Better yet, you can hire someone else to do the washing while you take a cut off each pay.

Looking to Start a Business in Houston?

Businesses are always evolving, and keeping an eye on the trends is one of the best ways to make sure to take advantage of the trends that are relevant to your industry. If you haven’t already started a business, maybe one of these trends will inspire you to create an entire new business.

With the opportunities for businesses booming, why wait another moment. What is keeping you down? Financial restraints have been a complaint for many of the dreamers, limiting themselves to their immediate funds. There is an alternative. If you have the dreams and decent credit, Small Business Loans and No Doc Loans are available to you. Our goal is to provide you with the knowledge you need and the resources available to make your dream a reality. Give us a call – we have the education and the perspective to help you obtain the loans you need for your small business. Visit our website or give us a call to find out what financial backing is available to make your business soar!

Unsecured Finances has over 10 years in the consulting business! We specialized in educating and assisting clients on acquiring Unsecured Business Loans and Start-Up Business Specialty Loans including; Unsecured No Documentation (No-Doc Stated Income) Loans, Unsecured Business Loans, and Unsecured Start-Up Business Loans and Lines of Credit from $10,000 to $500,000 without Assets.

Apply on our website to find out if you qualify, or call today for a free consultation: 1-888-294-2584

Business Trends in Houston, Texas


A positive outlook on industrial development is not just apparent in the Southeast submarket, but can be seen throughout the entirety of the Houston Metro. The staggering amount of products being built is likely due to several trends, both at the market and national levels. Despite oil being down over the past year, Houston added the third most jobs of a major MSA in 2018, signifying overall market health is not as dependent on the energy sector as prior years. Intuitively, job growth is a causal factor of the population growth Houston experienced last year. 

The increased population, compounded with the prevalence of e-commerce, creates the need for more final-mile logistics facilities. The population growth is also positively correlated with land prices. While land is getting more expensive, and interest rates are remaining relatively low, developers are choosing to build now in anticipation of Houston’s projected growth.

Vacancy 

The Industrial vacancy rate in the Houston market area increased to 5.8% at the end of the first quarter 2019.  The vacancy rate was 5.6% at the end of the fourth quarter 2018, 5.6% at the end of the third quarter 2018, and 5.4% at the end of the second quarter 2018. 

Flex projects reported a vacancy rate of 9.7% at the end of the first quarter 2019, 9.2% at the end of the fourth quarter 2018, 8.9% at the end of the third quarter 2018, and 9.1% at the end of the second quarter 2018.

Warehouse projects reported a vacancy rate of 5.5% at the end of the first quarter 2019, 5.3% at the end of fourth quarter 2018, 5.3% at the end of the third quarter 2018, and 5.1% at the end of the second quarter 2018.

Rental rates 

According to CoStar, the average quoted asking rental rate for available Industrial space was $7.44 per square foot per year at the end of the first quarter 2019 in the Houston market area.  This represented a 1% increase in quoted rental rates from the end of the fourth quarter 2018, when rents were reported at $7.39 per square foot. At the end of the first quarter 2019, Flex rates were $10.04 per square foot, while Warehouse rates stood at $7.05. 

Absorption

Net absorption for the overall Houston Industrial market was positive with 2,000,490 square feet in the first quarter 2019 but down from positive 2,416,742 square feet in the fourth quarter 2018. Third quarter 2018 was positive 2,972,855 square feet, and positive 957,709 square feet in the second quarter 2018.

Tenants moving into large blocks of space in 2019 include: Home Depot moving into 770,640 square feet in the Grand National Business Park. Plantgistix moved into 337,040 square feet at 5623 Ameriport Parkway in  Baytown and Norlyn Enterprises moved into 134,900 square feet at 9800 Derrington Road. 

Positive net absorption was most prominent in the North, Inner Loop, South and Southwest Corridors. New inventory was delivered in the Northwest Corridor which resulted in a negative net absorption.

The flex building market recorded net absorption of negative 120,275 square feet in the first quarter 2019, compared to negative 136,144 square feet in fourth quarter 2018. Third quarter 2018 was positive 198,2015 while second quarter 2018 was negative 129,603 square feet.

The warehouse building market recorded net absorption of positive 2,120,765 square feet in the first quarter 2019 compared to positive 2,552,886 square feet in the fourth quarter 2018, positive 2,774,650 in the third quarter 2018, and positive 1,087,312 in the second quarter 2018.

Looking to Start a Business in Houston?

Businesses are always evolving, and keeping an eye on the trends is one of the best ways to make sure to take advantage of the trends that are relevant to your industry. If you haven’t already started a business, maybe one of these trends will inspire you to create an entire new business.

With the opportunities for businesses booming, why wait another moment. What is keeping you down? Financial restraints have been a complaint for many of the dreamers, limiting themselves to their immediate funds. There is an alternative. If you have the dreams and decent credit, Small Business Loans and No Doc Loans are available to you. Our goal is to provide you with the knowledge you need and the resources available to make your dream a reality. Give us a call – we have the education and the perspective to help you obtain the loans you need for your small business. Visit our website or give us a call to find out what financial backing is available to make your business soar!

Unsecured Finances has over 10 years in the consulting business! We specialized in educating and assisting clients on acquiring Unsecured Business Loans and Start-Up Business Specialty Loans including; Unsecured No Documentation (No-Doc Stated Income) Loans, Unsecured Business Loans, and Unsecured Start-Up Business Loans and Lines of Credit from $10,000 to $500,000 without Assets.

Apply on our website to find out if you qualify, or call today for a free consultation: 1-888-294-2584

Innovation in the Sunshine State

It’s exciting to watch the entrepreneurial landscape grow not only in Silicon Valley but also elsewhere throughout the United States. Florida is just one of many states with a healthy entrepreneur eco-system.  Florida’s startup landscape is vibrant, diverse and worth taking a look at. 

Of course, Florida serves as a haven for more than just budding entrepreneurs. A few examples include Ginio.com, which is based in Miami. Ginio is a company that builds social applications that facilitate both ecommerce and online to offline commerce with the help of a vertical search system that allows users to find and compare products with friends and indulge in self-expression by creating shared wish lists.

DisputeSuite, which is based in Tampa Bay, is a company that develops niche technology and education services to assist credit repair companies with the management and growth of their businesses.

Then there’s AppRiver, a Gulf Breeze based company that provides businesses of all sizes with a simple Web security solution that incorporates the latest available spam and virus protection, email encryption and Web security.

That’s just a sampling of the many different companies that Florida’s entrepreneur eco-system has produced. Two very successful companies that are a part of that rich eco system are Tampa Bay based Cableorganizer.com, one of the world’s leading purveyors of cable and wire management-related products, and Middleburg based Pragmatic Works, a company that seeks to make technology easy to use and learn.

Is Your Innovative Idea Ready to Find its Home in Florida?

Businesses are always evolving, and keeping an eye on the trends is one of the best ways to make sure to take advantage of the trends that are relevant to your industry. If you have an innovative twist on a trending business concept, or keen intuition to a brand new idea that is needed in your community, start taking steps towards developing your business!

With the opportunities for businesses booming, why wait another moment. What is keeping you down? Financial restraints have been a complaint for many of the dreamers, limiting themselves to their immediate funds. There is an alternative. If you have the dreams and decent credit, Small Business Loans and No Doc Loans are available to you. Our goal is to provide you with the knowledge you need and the resources available to make your dream a reality. Give us a call – we have the education and the perspective to help you obtain the loans you need for your small business. Visit our website or give us a call to find out what financial backing is available to make your business soar!

Unsecured Finances has over 10 years in the consulting business! We specialized in educating and assisting clients on acquiring Unsecured Business Loans and Start-Up Business Specialty Loans including; Unsecured No Documentation (No-Doc Stated Income) Loans, Unsecured Business Loans, and Unsecured Start-Up Business Loans and Lines of Credit from $10,000 to $500,000 without Assets.

Apply on our website to find out if you qualify, or call today for a free consultation: 1-888-294-2584

Now Trending 2019

If you want your business to grow, you have to keep your eyes on which new products, services and marketing strategies are trending and why. Research is crucial to making sure that your business is evolving and leveling up to continued success. We have done a little digging and found 5 of the top trends in business. Take a look and see if any of these trends may fit nicely into your business strategy!

1. Behind-the-Scenes In-Store Experiences

The viral 2018 John Lewis holiday commercial from the UK department stars Elton John, who performs Your Song, as well as revisits moments from his career and childhood. As a companion piece to the advertisement, John Lewis created an in-store experience that lets shoppers go behind the scenes of the Elton John Christmas ad. 

The in-store experience includes pianos, a recording studio and even items for dressing up and truly immersing oneself in the scenes. Additionally, people are able to pick up merchandise from a pop-up shop selling items such as Elton John t-shirts and vinyl records. 

Although there is a ton of work that goes into the making of shiny Christmas commercials, displays, events and products, consumers are rarely presented with a glimpse of behind the scenes, which makes this seasonal in-store experience a standout.

2. Female Entrepreneur-Supporting Programs

The technology market is notorious for being male-dominated, so the Apple Entrepreneur Camp has been announced by the company as a new endeavor to support female-driven businesses. Set to start a pilot session in January 2019, the camp comes as the first-of-its-kind and is focused on providing specialized support as well as continuous mentoring. This new endeavor seeks to help app-driven businesses that are owned or led by women that might need additional support to excel in the market.

The Apple Entrepreneur Camp is part of the increasingly inclusivity focused market environment where establishments are seeking to offer entrepreneurs with much-needed support that could offer a competitive edge against competition. The program is presently accepting applications and is likely to come as welcome news to female entrepreneurs in the technology sector.

3. Homelessness-Combating Social Businesses

Boston nonprofit More than Words is on a mission to positively impact communities by employing at-risk youth, individuals aged 16 to 24 from the foster care system and those without a home. The multifaceted organization is dedicating to lowering homelessness rates and supporting youth in the next stages of their career. 

The Boston nonprofit resells gently used books that can be purchased both instore and online. There are about 70 people working there for about 20 hours a week. They are tentatively trained and earn minimum wage for their efforts. In addition to this, More than Words dedicates the second floor of its building to guidance for future job interviews, driver’s license applications and academic degree candidacy. 

The Boston nonprofit’s store is the perfect place to turn for thoughtful gifts for loved ones.

4. AI Browsing Shopping Extensions

‘Shopbrain’ is a web browser extension that can be activated to automatically search thousands of stores to find the best price and save consumers tons of time. For the holiday season this year, Shopbrain is introducing its newest product in the US and Canada as an AI-powered shopping assistant. 

With artificial intelligence, Shopbrain searches over 10,000 retailers, search engines and merchants to compare prices from various sellers and help consumers feel confident about making their final purchasing decision. As James Cunningham, CEO and Co-founder of Shopbrain, puts it “There is no need for shoppers in this digital age to be wasting time manually researching deals and the best prices.” 

While the tool will undoubtedly help many online shoppers who are gearing up for Christmas, the web browser extension also has value for those who are looking to find the best Black Friday and Cyber Monday deals.

5. Social Data Management Platforms

The amount of social data being created can be staggering to comprehend, so the ‘Tify’ platform aims to make the process of managing it for businesses far more efficient.

The platform will offer users with real-time access to what is being said about their brand and pinpoint opportunities for making adjustments with this information in mind. Users can also use the data collected to make predictions about how to proceed rather than relying on a rigid framework that was created in the past to keep businesses more agile in the face of a changing marketplace.

The ‘Tify’ platform could help to effectively improve a business’s ROI when it comes to marketing to make every dollar spent work harder.

Which Trends Can You Integrate into Your Business?

Businesses are always evolving, and keeping an eye on the trends is one of the best ways to make sure to take advantage of the trends that are relevant to your industry. If you haven’t already started a business, maybe one of these trends will inspire you to create an entire new business.

With the opportunities for businesses booming, why wait another moment. What is keeping you down? Financial restraints have been a complaint for many of the dreamers, limiting themselves to their immediate funds. There is an alternative. If you have the dreams and decent credit, Small Business Loans and No Doc Loans are available to you. Our goal is to provide you with the knowledge you need and the resources available to make your dream a reality. Give us a call – we have the education and the perspective to help you obtain the loans you need for your small business. Visit our website or give us a call to find out what financial backing is available to make your business soar!

Unsecured Finances has over 10 years in the consulting business! We specialized in educating and assisting clients on acquiring Unsecured Business Loans and Start-Up Business Specialty Loans including; Unsecured No Documentation (No-Doc Stated Income) Loans, Unsecured Business Loans, and Unsecured Start-Up Business Loans and Lines of Credit from $10,000 to $500,000 without Assets.

Apply on our website to find out if you qualify, or call today for a free consultation: 1-888-294-2584