Florida’s Driving Industries

Top 10 Industries Driving Florida’s Economic Growth – Part 2

The Sunshine State has so much to offer in terms of beautiful weather, beaches, food from all over the world and amazing entertainment. It’s no wonder there is so much appeal to live in Florida, but it doesn’t stop there. Many industries are quickly picking up on the value to centralizing their ventures around Florida, but in particular; Miami, Broward and Palm Beach County. If you are looking to start a business, now is the time. We took a look at several industries that are contributing highly to Florida’s economic growth, and our list continues!

6) Transportation

People have to get around, don’t they? Surprisingly enough, tourists aren’t the only ones looking at alternatives for transportation. Many Florida residents close to the downtown areas and beaches are opting for using transportation such as Uber, Lyft or even electric scooters!

Recent reports show a climbing trend in Florida’s transportation infrastructure, especially with the top state in the nation. A continued strengthening in the economy has increased the need for multiple types of transportation services. Recent data shows a steady growth of a little over 1% in the last year.

7) Professional Services

The professional services industry is making its mark in Florida, currently accounting for over ten percent of the state’s workforce. While there is certainly expansion across the state, Orlando is the nation’s leader in new job growth, with the professional industry seeing the most jobs created—more than 13,000 last year. The steady climb that began in 2013 is still moving upwards into 2018. These jobs include lawyers,advertising professionals, architects, accountants, financial advisers, engineers, and consultants, among others.

8) Health Care

In 2018, Investopedia listed Florida as the number 1 state to retire to. With all these snow birds and retirees, along with tourists and a large amount of people coming to the Sunshine State to contribute positively to their mental health, it’s no wonder why there is such a need for healthcare professionals.

Florida’s booming healthcare industry aided the state in besting the U.S. in income growth in 2016. The industry was also the leader for state income growth at over five percent from the previous year. In 2015, the healthcare industry was responsible for over 900,000 new jobs and almost $130 billion in state revenue.

9) Technology

With all the entertainment comes all the technology. Music festivals like the annual Ultra Music Festival in Miami bring in the most wild and bold professionals of the technology world to run a sea of light and audio equipment for some of the world’s biggest artists in the EDM scene. But it doesn’t stop there, music shows, festivals and clubs are always looking to bring on professionals who can run intricate equipment and create dynamic experiences.

Florida has a rapidly expanding tech industry that has moved up to fourth place in the country in new job formations with over 12,000 new positions in 2017. Technology makes up 8% of Florida’s economy (almost $40 billion), including over $1 billion in venture funding for start-up businesses in burgeoning tech hub Miami.

10) Food Service

Oh, the food. With Florida being a well known melting pot of different cultures, people flock to South Florida to dine on a colorful array of cuisines. Higher end restaurants are constantly looking for staff to provide a tailored and professional experience to their guests, and new concepts open every day to compete for business.

Florida’s food service industry is steadily on the rebound from Hurricanes Harvey and Irma that devastated areas in the state in 2017. While citrus farmers are reported the worst season in decades, Florida is still lead the country in restaurant sales during 2017. Additionally, Miami is seeing steady growth with a new restaurant trend—food halls—that melds the concept of food courts with a fine dining experience.

Florida, the Time is NOW

With the opportunities for small businesses booming, why wait another moment. What is keeping you down? Financial restraints have been a complaint for many of the dreamers, limiting themselves to their immediate funds. There is an alternative. If you have the dreams and decent credit, Small Business Loans and No Doc Loans are available to you. Our goal is to provide you with the knowledge you need and the resources available to make your dream a reality. Give us a call – we have the education and the perspective to help you obtain the loans you need for your small business. Visit our website or give us a call to find out what financial backing is available to make your business soar!

Unsecured Finances has over 10 years in the consulting business! We specialized in educating and assisting clients on acquiring Unsecured Business Loans and Start-Up Business Specialty Loans including; Unsecured No Documentation (No-Doc Stated Income) Loans, Unsecured Business Loans, and Unsecured Start-Up Business Loans and Lines of Credit from $10,000 to $500,000 without Assets.

Apply on our website to find out if you qualify, or call today for a free consultation: 1-888-294-2584

10 Industries Driving the Sunshine State

Part 1

With small businesses and entrepreneurs coming into their own at an exceedingly high pace, the question on everyone’s mind is what industry should I get into? Where should I start my business? Depending on what type of business you want to start (local or online), there are many choices, but in most recent years it seems that more and more people are starting businesses in Florida. The reason everyone is flocking to the Sunshine State is due to these 10 industries that are driving the economic growth at a dynamic level:

1) Construction

Florida’s construction industry has been steadily growing over the past few years. In 2017, Florida showed an increase of over 7% in new construction jobs added, making it 4th in the nation in job growth. The Northeast Florida Builders Association reported an increase in new building permits issued—up more than 1,000 from the previous year to almost 9,000 permits.

This increase in need for construction work coincides with the booming real estate industry. With Florida being a coveted location for vacationers, snow birds, celebrities and just plain ol’ warm weather & beach-lovers, many people are investing in properties and land. As the many years and weather conditions create wear and tear on the buildings, many people decide to completely rebuild from the ground up. For others, it’s simply an alternate style choice.

2) Retail

The retail industry in Florida is holding strong and moving forward, bringing in over $3 billion in sales during 2017. New retail businesses are filling the voids left by big-box retailers who have vacated shopping centers in major cities. South Florida is showing the strongest expansion in retail, with the Miami area netting almost $900 million in sales last year.

Whether it’s a boutique soap company, beach-y clothing line, or an artisanal donut shop, South Florida is the place to bring all your ideas and entrepreneurial spirit.

3) Consulting

If you have an abundance of knowledge to share with other businesses, why not consider becoming a consultant? The most successful businesses in the world didn’t get there by chance, they hire other professionals to help them along the way, whether it’s with marketing, design or even building strategy.

The consulting industry in Florida has made significant headway in the last few years—in a recent report on the fastest growing consulting firms around the world, three Florida firms found themselves among the top 50. Orlando is fast becoming a growing hub for multi-million dollar consulting firms like Deloitte, KPMG, and ADP.

4) Real Estate

As we have already mentioned, the Real Estate industry has grown in leaps and bounds in Florida over the past few years. More people are flocking to the Sunshine State looking for more than just sunny days, but a piece of property in paradise. Snowbirds are choosing AirBnBs instead of lavish estates that go vacant over the rest of the year. Celebrities are always looking for a new home to add to their vacation collection. The Florida appeal is there, waiting for people to sell it.

Florida’s real estate industry has been steadily increasing, particularly in South Florida where luxury home sales have been consistently growing. And in the northern part of the state, the average home price in Jacksonville has jumped over seven percent since last year. Additionally, the commercial side of the real estate industry in Florida comes in third place in the country—a positive effect from the expansion in other industries (retail, consulting, healthcare, professional).

5) Entertainment

With all the bright lights, flamingos and art deco filling the feeds of Instagram Influencers, Miami and South Florida in general are in the spotlight and everyone is dying to come to where the party is.

Miami is seeing the largest volume of new entertainment business formations in the state, possibly bolstered by the influx of tourists over the last year — a record-breaking 15 million visitors flooded Miami and spent over $25 million in the city. The leisure and hospitality industry added almost 150,000 new jobs over the past year, further bolstering the city’s economy.

Florida, the Time is NOW

With the opportunities for small businesses booming, why wait another moment. What is keeping you down? Financial restraints have been a complaint for many of the dreamers, limiting themselves to their immediate funds. There is an alternative. If you have the dreams and decent credit, Small Business Loans and No Doc Loans are available to you. Our goal is to provide you with the knowledge you need and the resources available to make your dream a reality. Give us a call – we have the education and the perspective to help you obtain the loans you need for your small business. Visit our website or give us a call to find out what financial backing is available to make your business soar!

Unsecured Finances has over 10 years in the consulting business! We specialized in educating and assisting clients on acquiring Unsecured Business Loans and Start-Up Business Specialty Loans including; Unsecured No Documentation (No-Doc Stated Income) Loans, Unsecured Business Loans, and Unsecured Start-Up Business Loans and Lines of Credit from $10,000 to $500,000 without Assets.

Apply on our website to find out if you qualify, or call today for a free consultation: 1-888-294-2584

Why Now is the Best Time for Florida Entrepreneurs

So recently, it has been stated that Florida is one of the best states to start a business, according to a Small Business & Entrepreneurship Council report released this month. Our beautiful, sunny state was ranked fifth for policies that are welcoming to young entrepreneurs, directly after South Dakota, Nevada, Texas and Wyoming. The Washington D.C.-based nonpartisan research organization ranked states based on small business-related taxes, regulatory environment and government spending.

“From a federal and state tax standpoint, [Florida is] a very attractive place to start businesses, or frankly, to relocate businesses,” stated Jim Cassel, chairman and co-founder of Miami investment banking firm Cassel Salpeter & Co. It makes sense because the state doesn’t take personal income tax, estate tax or inheritance tax — but that’s just one piece of what will draw entrepreneurs to Florida in 2015, said Cassel.

Here are two reasons why South Florida entrepreneurship experts believe small businesses will grow here in the coming year:

Venture Capital and Angel Investors are Moving in.

In 2019, venture capital firms Scout Ventures and Richmond Global Ventures opened offices in Miami, demonstrating national and international interest in the South Florida startup scene. “But that’s just the beginning”, Florida Venture Forum President Kevin Burgoyne has said. “Just in the last three weeks, I’ve had meetings with four different venture investors who are in the process of opening offices in Miami,”.

“As more investors set up shop in South Florida, there will be less reason for startups to move outside the state”  as stated by Burgoyne. “There’s always been a little bit of money in South Florida, but money that is willing to invest in early- and mid-stage companies often comes from outside the state, and there is an increasing amount of money that is based here in Florida. That’s very encouraging.”

South Florida Entrepreneurs Have More Resources Than Ever Before.

“It’s more than just money,” said Ranjini Chandirakanthan, who leads the technology practice at Cassel Salpeter & Co. South Florida, “entrepreneurs have more access to mentorship, workspace and other resources than ever.”

“Money, culture [and] access to human capital all make an ecosystem,” she said. “And I think it’s here. For the savvy entrepreneur with a great idea, I think it’s easier to tap into that network here.”

Coworking spaces like the Axis, Regus, LAB Miami, accelerators such as Venture Hive and scores of other organizations and events have helped change the landscape for local startups. It really is just remarkable what resources are available — in almost all cases, at little or no cost to an entrepreneur. Local universities are training the next generation to think like entrepreneurs. South Florida’s universities are focusing resources on entrepreneurship through startup resource centers and world-class researchers. Florida Atlantic University opened its Tech Runway accelerator this year, while Miami Dade College announced plans for its Idea Center.

Opko Health CEO Dr. Phillip Frost has also put his checkbook into recruiting top-notch researchers to the area. “Unlike LeBron, they really do bring their talents to South Beach and stay,” stated Dr. Frost.

Florida, the Time is NOW

With the opportunities for small businesses booming, why wait another moment. What is keeping you down? Financial restraints have been a complaint for many of the dreamers, limiting themselves to their immediate funds. There is an alternative. If you have the dreams and decent credit, Small Business Loans and No Doc Loans are available to you. Our goal is to provide you with the knowledge you need and the resources available to make your dream a reality. Give us a call – we have the education and the perspective to help you obtain the loans you need for your small business. Visit our website or give us a call to find out what financial backing is available to make your business soar!

Unsecured Finances has over 10 years in the consulting business! We specialized in educating and assisting clients on acquiring Unsecured Business Loans and Start-Up Business Specialty Loans including; Unsecured No Documentation (No-Doc Stated Income) Loans, Unsecured Business Loans, and Unsecured Start-Up Business Loans and Lines of Credit from $10,000 to $500,000 without Assets.

Apply on our website to find out if you qualify, or call today for a free consultation: 1-888-294-2584

Florida is Bursting with Vacant Homes for Investors


We are living in a time where entrepreneurship is on the rise, and everyone is looking for inspiration to guide them to their next business venture, as well as how to get the funding. If you find yourself in a similar position, we can offer some suggestions. Today we will be focusing on buying properties, and how you can take advantage of Florida vacancies to start your business.

Businesses Involving Properties

LendingTree ranked the nation’s 50 largest metropolitan areas from highest to lowest vacancy rates. According to this study, Florida vacancy rates are well above the national average.

“Miami, Orlando, Fla. and Tampa, Fla. have the highest vacancy rates in the nation. Their vacancy rates of 17.09%, 15.93% and 15.25% are well above the overall metropolitan average of 9.44%. One of the main reasons vacancy rates are so high in these areas is that Florida is a popular destination for homeowners to buy secondary residences. These types of residences often remain unused throughout most of the year, with their owners only living in them during select times, like winter. This means they count as vacant in our data. [Lending Tree]”

So what does this mean for you? Well, if you are looking for a great business opportunity, Florida has a lot of properties to work with on various levels. Florida is a beautiful vacation spot, a part-time home for Snow Birds, a party metropolis, and just a gorgeous home to everyone else in the Sunshine State. There are so many options when it comes to buying a property; flipping, long term rentals, short term rentals (like Airbnb), and even more if you have some imagination! So if this sounds like something you would like to turn into a business, now is the time and Florida is the place!

How to Get the Funding

As far as funding goes, well, it most likely goes without saying that we pride ourselves in being able to connect small business owners and startups with funding through no-doc loans and start up specialty loans. Our desire is to see entrepreneurs succeed, which is why we offer an initial free consultation. Our happy clients have left positive reviews on our Google Reviews Page, and one of the most common praises we receive is about how thorough we are in explaining the process to our clients and potential clients.

We want you to be able to confidently work with us to gain the funding you need to grow your business! And if something is holding you back (and credit scores seem to be the biggest obstacle now-a-days), we can offer options to help remove inquiries that may negatively affect your credit score. Our goal is to create a path for you to be in the best shape possible to get the maximum funds you need for your business.

Unsecured Finances has over 10 years in the consulting business! We specialized in educating and assisting clients on acquiring Unsecured Business Loans and Start-Up Business Specialty Loans including; Unsecured No Documentation (No-Doc Stated Income) Loans, Unsecured Business Loans, and Unsecured Start-Up Business Loans and Lines of Credit from $10,000 to $500,000 without Assets.

Apply on our website to find out if you qualify, or call today for a free consultation: 1-888-294-2584

How to Create a Business Through Drop Shipping

Do you need a college degree to start a business?

What is Drop Shipping?

Drop shipping is essentially the process of selling goods from a third party platform, to your customers. The third party business will take care of the production and shipping for you, which reduces your overhead costs.

What can you drop ship?

Pretty much anything. These days, if you can dream it, you can create an online store around it. Instagram is littered with little shops with intriguing collections curated to fit their branding. For example, clothing and accessories are the most common types of businesses who sell items from a third party business to their customers.

What kind of business should I start?

It’s a really fun process, dreaming up the different ways you can sell from a third party business. If you have a tendency to be hands-on and creative, then there are hundreds of platforms that will allow you to create designs and then have them implemented onto t-shirts, hoodies, coffee mugs, tote bags and so on. The third party business will take care of the printing, shipping and even the customer service for you! This will remove a lot of the stress from your plate, and allow you to focus on imaging designs to fit your brand. Start with the type of concept you want for your brand, what your voice will be as a business. Do you want to make a statement? Will it be political? Centered around music? Do you want to appeal to kids or adults? Once you choose the direction or theme for your business, you can begin to pour your creative talents into innovative designs.

If you would rather curate a collection, choose a platform like Alibaba and again, choose a theme. Their options are endless! Would you like to sell home goods? Cookware? Sports equipment? You name it, they probably have a large variety for you to pick and choose for your website or social media store.

What is the cost?

Starting with the basics, you will want to prepare for your average small business costs, such as equipment. Will you be needing a computer to design your work? Will you need programs such as Adobe to create your designs? You will also need a platform for your customers to purchase from, so creating a dynamic and functional website is a must. Many third party sites will also allow you to create a store within their platform, so if you are not able to create your own branded website, that will suffice.

Consider the cost of hiring potential employees to help with the workload, such as design creation or website development. If these are things that you are not comfortable enough to implement yourself, you will need to factor in the cost of outsourcing that work. Aside from these things, you will most likely not need to hire many people, if any,

Finally, your biggest cost will be marketing. You are essentially taking the products from another company and marketing them in alignment with your brand. Using Paid Ads, such as Google AdWords and Facebook or Instagram Ads will increase your audience exposure. You will also need to research and develop target audiences to market the products to. If this is something that you do not have much experience or you just don’t feel like learning it, you may need to look into hiring a social media or ad specialist to help set up your ads.

What if I don’t have enough money to get started?

The amazing thing about these types of small businesses, is that if you are motivated enough, you can start the business will little-to-no cost. On the other hand, if you need assistance and must turn to outsourcing for some of the set up, or if you want to go full throttle into the paid ads, then you can look at acquiring Small Business Loans or Start-Up Loans. The possibilities are endless, so determine what will be the best fit for you!

Unsecured Finances has over 10 years in the consulting business! We specialized in educating and assisting clients on acquiring Unsecured Business Loans and Start-Up Business Specialty Loans including; Unsecured No Documentation (No-Doc Stated Income) Loans, Unsecured Business Loans, and Unsecured Start-Up Business Loans and Lines of Credit from $10,000 to $500,000 without Assets.

Apply on our website to find out if you qualify, or call today for a free consultation: 1-888-294-2584

4 Tips From Your Personal Finances that Apply to Your Small Business

Business Finances - Small Business Loans - Start-Up Loans - Unsecured Loans

Watching your dreams transform into reality in the form of your new business is quite an amazing thing to experience. However, in the beginning stages, it can be a challenge to launch your business off the ground financially, depending on the capital you already have.

Of course, you may be looking for some great funding options for your business, in the form of a Small Business Loan or a Start-Up Loan. However, before you venture into borrowing investment funds, take a look at your financial situation and make sure you are set up for success in the best way possible. We have some basic tips that you may already be familiar with in regards to your personal finances, but it is important to make certain that you are integrating these principles into your business’ financial strategy.

  • Create a Fantastic Budget

Don’t just create a satisfactory budget, dig deep and really detail out your plan. Managing finances can be incredibly intimidating for a new business owner, but that is why you need a plan, and your budget is just that. Not only will this budget allow you to scrutinize your monthly income and expenditure, but you can also be financially prepared to tackle unforeseen events such as unanticipated expenses or investment opportunities.

You can simultaneously manage your personal and business expenditure by following these steps:

  • Work on your business expenditure: This mainly includes everything from rent, payroll, and office supplies to the interests on loan that you pay off every month.
  • Work on your taxes: You must always determine the tax rate. If not, then you’re likely to find yourself in trouble with the law and of course it’s a situation we will avoid being in at all costs. It is in your best interest to either hire an accountant who knows about the constantly changing laws and rates, or get yourself well-versed with the taxes.
  • Work on your revenue: Once you have figured out the taxes and operating expenses, the remaining amount is considered  “net profit.” From this point, you can make a decision of giving yourself a fixed income, which can be budgeted easily.
  • Enhance Your Credit Rating

Time and time again, we see references to credit ratings and credit scores. There is good reason for all that attention – your credit rating is responsible for whether or not you can receive additional funding for your personal or business finances. With a bad credit rating, you may end up paying high amounts in interest, or worst-case scenario, you will be denied access to business loans. There are a number of ways to enhance your credit rating, mainly including paying bills in a timely manner, and keeping debt as low as possible. You can also reach out to a number of agencies who specialize in raising your credit score.

  • Set Up an Emergency Fund

Once you begin to develop and open your business, you will find that many unforeseen circumstances will arise and demand your immediate attention. Equipment breaks down, contracts fall through, staff become sick… you never know what will be around the bend. That is why you should always plan ahead and prepare for the unexpected. Within your business financial plan, as you would with your own personal finances, you should always have a system in place for setting aside an emergency fund. Whether you use an app to automatically withdraw a small amount from your account, or if you prefer the old fashioned method of stuffing bills in a sock – find a method that is best suited for building that emergency fund.

  • Trim Down the “Debt-to-Income” Ratio

Many consider your debt-to-income ratio as a means of measuring personal finance, where you compare the debt that you already have to your overall revenue. Loan providers will determine your ability to handle and repay funding by this ratio. If you are not sure what your ratio is, you can calculate it by simply dividing the sum total of your recurring debt by the monthly revenue.

The two basic methods of trimming your debt-to-income ratio are; reducing the recurring monthly debt and raising the monthly revenue. Of course, this can also present some challenges, but taking the time to assess your spending will give you the opportunity to search for alternatives in your spending. For instance, if you are in need of an office space, you can look at renting a space instead of buying one. If you are already renting, you can look for more affordable options.  

Business Finances - Small Business Loans - Start-Up Loans - Unsecured Loans

Unsecured Finances has over 10 years in the consulting business! We specialized in educating and assisting clients on acquiring Unsecured Business Loans and Start-Up Business Specialty Loans including; Unsecured No Documentation (No-Doc Stated Income) Loans, Unsecured Business Loans, and Unsecured Start-Up Business Loans and Lines of Credit from $10,000 to $500,000 without Assets.

Apply on our website to find out if you qualify, or call today for a free consultation: 1-888-294-2584

5 Financial Goals that Every Business Must Have in 2019

5 Financial Business Goals for 2019

At this time of year, businesses are experiencing that “crunch time” where setting the expectations for the new year are important for their roadmap to success. Have you started your planning? Are you a new business owner who is finding it difficult to determine how to structure your financial goals for 2019?

Whether it is personal or business, you should always have financial goals. From savings to investment, finance deals with the idea of having a set of goals to achieve a set target. Financial goals are important both for your short-term needs and long-term aspirations. However, not many realize or understand what these goals should be. Let’s go through some very basic financial goals that will help to improve your financial success in 2019.

1. Big Picture Vs. Details

Essentially, this is micro and the macro. Both of these are important to take into account for your financial strategy and it is important to have goals for them both. These goals help to clarify the direction you are going and reduces confusion. Financial goals can be micro in nature – or very short term. On the other hand, it is important to have macro financial goals that look at long-term objectives of the business – strategy for increasing revenue and margins, as well as cutting costs.

These micro and macro goals should align with your mission statement, and ultimately help to support the growth of your business towards your vision. For example, if the mission statement is to “deliver quality paper products to every household”, the business should be structured in a way that quality paper products are indeed delivered.

2. Control Your Costs

One thing that you are financially in control of as a business, is cost. When your operating expenses are higher than your revenue, you are suffering from a “negative cash flow”. For obvious reasons, the goal should be to find methods that keep you from “burning money” and contribute to a positive cash flow. An excellent habit to form as a business owner is to be constantly evaluating your operating expenses and finding ways to reduce operating expenses. Depending on your business, you can check specifically on unproductive production practices, high cost of shipping, rentals and even employee salaries.

3. Debt Servicing

With any Business Loans that you may have, your business will have debt. It is vital that you service all your debt regularly and pay the amount due every month, quarter or year – as the case may be. If you let interest pile up on debt that has not been repaid, it can quickly become a source of major financial problem. Also, as the case with individual debt, not servicing it on time can impact the credit rating of your business. This is crucial for when it comes time to take out another Business Loan, as good standing will not only improve the chances of receiving new loans, but will also affect your interest rates.

4. Manage Cash Flow

One of the most important goals of your business should be to properly manage your cash flow. For newer business owners, this may be confused with “profit”, but they are quite different. Cash flow is entirely about the amount of money coming into your business versus what is leaving your business in terms of payments. If your business is bringing in more money than is leaving it, you are termed as “cash flow positive”. When you are buying and managing inventory, paying suppliers and employee salaries, these are examples of money leaving your business. Ensure that the proper procedures and inventory management systems are in place to help control your cash flow.

5. Increasing Your Margin

When you are properly managing your cash flow, it is much easier to reach your goal of being profitable as a business. The next step after reining in your cash flow, is to continuously look for ways to increase your margin. This can be accomplished by increasing product or service pricing – though you must first look at your industry market and competitor pricing to see how you are best able to adjust your price points. If you must find other avenues to increase your profit margin, than you can look to negotiate lower costs with suppliers.

Unsecured Finances has over 10 years in the consulting business! We specialized in educating and assisting clients on acquiring Unsecured Business Loans and Start-Up Business Specialty Loans including; Unsecured No Documentation (No-Doc Stated Income) Loans, Unsecured Business Loans, and Unsecured Start-Up Business Loans and Lines of Credit from $10,000 to $500,000 without Assets.

Apply on our website to find out if you qualify, or call today for a free consultation: 1-888-294-2584

Holiday Zen in Business

Holiday Zen in Business Loans

In recent years, one of the surprising trends has been the rise of mindfulness in the workplace. Many business leaders are turning away from the traditional stereotypical mindset of “hard-charging, aggressive, workaholic business person” and are seeking a softer, calmer, gentler, and more generous and peaceful approach of mindfulness.

Mindfulness means different things to different people. Some business leaders are using meditation or mindfulness apps to help them stay focused and calm throughout the day; other business leaders are doing yoga or using a daily spiritual practice to help them keep their minds clear and centered. But whatever mindfulness means to you, there are a few reasons why mindfulness can help your business. With mindfulness, you will:

Center Yourself

Running a business is exciting, and most business people are powered by passion, but that doesn’t mean you have to be running ragged all the time and feeling like a nervous wreck. Mindfulness helps business leaders stay relaxed and focused. If you’re feeling frazzled or overworked, mindfulness—whether it’s meditation, yoga, or some other spiritual practice, or even something simple like going for a walk outdoors and feeling grateful every day—can help you stay in your best, most productive mindset.

Make Good Choices

When you are deprived of sleep, anxious, and cranky, you’re less likely to make good business decisions. Mindfulness practice can help with this, too. Being mindful can help your brain feel rested throughout the day; it keeps your mental muscles feeling fresh. Instead of feeling pressed for time and low on patience, mindfulness helps you remember to operate with a spirit of abundance: There is enough time, there is enough room, there is enough opportunity for you to do your best work.

Mindfulness acts like a little angel on your shoulder, nudging you in the right direction and helping you make the right decisions—and helping you feel at peace with the decisions you make, even if the results don’t work out as well as you’d hoped.

Improve Time Management

We only have 24 hours in the day, and unless you’re a cyborg who doesn’t require sleep, we’re only awake for 18 hours (or less). Instead of working more hours, look for ways to maximize your time by maintaining a calm, clear mind. Mindfulness can help you relieve your anxiety, improve your mental clarity, and boost your productivity—not by spending more hours at your desk, but by getting more out of the time that you spend, and by getting better at delegating or offloading your workload in more productive ways.

Become Creative

Mindfulness can help you come up with more creative ideas and be more innovative. The best ideas often come from idle moments of daydreaming and free thinking; your mind needs to be calm and relaxed to be able to wander. Your opportunities are limitless when you approach them with a creative mindset. You can even take out Business Loans to help achieve concepts that you may have limited yourself on in the past.

Get the Most out of Life

Mindfulness helps you maintain a healthy perspective that can help you at work and in life. Meditation and emotional calm can help you realize and reach for the accomplishments and experiences and relationships in life that are truly important to you. Whatever you truly need more of in life—whether it’s finding the right clients or taking a long-deserved vacation—mindfulness can help you to visualize it and accept it.

Redefine Success

Why should people assume that the only way to be successful in business is to be busy all the time? Some of the most successful people are great at relaxing and carving out time for themselves, and not just working and being reactive to the demands of work. Mindfulness can help you dig deeper into what you really want your life to be about, and what values are really important for you to live by, in ways that go beyond traditional metrics of business success.

Unsecured Finances has over 10 years in the consulting business! We specialized in educating and assisting clients on acquiring Unsecured Business Loans and Start-Up Business Specialty Loans including; Unsecured No Documentation (No-Doc Stated Income) Loans, Unsecured Business Loans, and Unsecured Start-Up Business Loans and Lines of Credit from $10,000 to $500,000 without Assets.

Apply on our website to find out if you qualify, or call today for a free consultation: 1-888-294-2584

Professional Focus: Wedding Photographers

Professional Wedding Photographers, Small Business Loans, Start-Up Loans
Shoot for perfection

In the recent decade, the market for professional wedding photographers has become extremely saturated with options for future wedded couples to choose from. Along with this increasingly competitive industry, it creates new expectations for professional photographers to reach in terms of both quality work and equipment to run a flawless business, turning out fast production and work that is ripe with detail and high quality images. In order to set the foundation as a new professional wedding photography business and even to keep up with the ever-evolving line of new cameras, lenses, lighting and other required equipment, many professional wedding photographers are turning to Small Business Loans and Start-Up Loans to keep their business well endowed with the best equipment on the market.

We have developed a bit of a list, geared specifically at the professional wedding photographer start-ups, to help give you an idea of the type of Small Business Loan or Start-Up Loan that may be needed. Getting all the facts and exploring the resources takes time, but when you are setting yourself and your business up for success, you should never skimp on the research and all the details about where your money will be going. You’ve most likely heard the phrase, “you have to spend money to make money”, and in a profitable industry such as wedding photography, it is exactly that. Before you can start bringing in the big bucks and expanding your portfolio and your potential new client database, you have to have all your ducks in a row.

7 Must Required Start-Up Costs for Professional Wedding Photographers

Keep in mind that this list does not include things such as business licensing and insurance, at-home printing, stationery, marketing, branding elements… These are the main pieces of “equipment” that you will need. Costs can vary, and few are lucky enough to get ahold of great deals on pieces. This is just one of the resources you should be taking into account when planning out the details of your business.

  1. Camera Body

Of course, right? If you are going to be a photographer, you want to make sure you have that all-important weapon to brandish against those demanding brides and grooms – the camera. There are options upon options, whether to use Nikon, Canon, Sony…etc. After that choice, you must decide if you want a crop-sensor or a full frame? If you want crisp focus and high performance in low-light atmospheres, the lenses are important but they work best on a high quality body. You can easily spend over $3000 for a full frame body, such as the Canon 5D Mark IV. On the other hand, there are less expensive options (along with those at greater expense), but you have to perform your due diligence to discover what fits in your budget and meets the expectations of quality. It is recommended that before making a choice on any of these pieces, that you rent the equipment and give it a run.  

  1. Lenses

When it comes to lenses, professional photographers are constantly in disagreement about whether to use prime lenses (one focal length) or a zoom lens. Both have pros and cons and it really comes down to preference. Either way, one lens is never enough for a wedding. You have to look at different pieces of glass for each purpose – portraits, close-ups, and wide shots. Again it comes down to what works best with your budget and needs, but a minimum of 3 lenses is pretty much standard for a new professional wedding photographer. High grade quality glass will run you between $1,000 – $1,800 for each lens.

  1. Flash

If all weddings were outdoors entirely, in perfect sunny weather, during only the most opportune hours of the afternoon, then no one would ever need a flash. However, the reality of it all, is that most wedding run into the darker hours of the evening, and the indoor lighting and ambiance is low lit to create a romantic vibe, therefore having a flash is necessary. Along with this need, any photographer worth their salt will have at least one backup flash. Options for these pieces of equipment range from $100 – $1000, and if you are looking for studio grade lighting rigs, they will likely run even higher.

  1. Cases

Protection for your expensive babies is important. You don’t want to spend this kind of budget on all your equipment and leave it in the hands of fate by storing it any old bag. Companies such as the ever-popular Pelican design heavy duty carrying cases for all types of equipment and provide you with peace of mind that your bread-and-butter will be able to withstand all types of travel and transportation.

  1. Computer

Once all is said and done, the confetti is blanketing the dance floor, and the “Just Married” vehicle has left the building, you can take your tired feet home to cull and edit all your beautiful images. For this next step you will need a trusty computer ( and a backup system) to upload all your work and begin the editing process. It is important to find a computer system that can handle large editing software and run smoothly. Computers can range from $1500 – $2000 for a solid system to handle all your work.

  1. Editing Software

If only everything was ready to show straight from the camera, right? The reality of any wedding is that no matter your knowledge and skill with the camera settings, you will never have an entire wedding that doesn’t need touch ups, lighting fixes and color correction. Not-to-mention the variety of stylization trends that come and go in the industry. With the Adobe Suite being the most popular software for this job, it now comes in versions available for either renting or owning. WIth renting being the most popular choice these days, plans start at $10 monthly. Not too shabby.

  1. Website

Now that you’ve used all this fancy equipment, paired with your knowledge, skill and interpersonal savvy, you want to bring in all the referrals and market your work to new potential clients. The first and most vital way to showcase all of your glorious work is to set up a website that is aesthetically pleasing, intuitive and compliments your work. A mark of any great professional these days is to have a dynamic website that allows potential clients to find you and check out your work online. Professional Websites can be built for $1000 – $10,000 depending on the extent of your content, but are a necessity to host your portfolio in a way that is easy to navigate and casts a spotlight on your images for all of your audience to see.

For more resources on equipment to choose from and insight from other professionals, check out sites similar to the following: ShotKit.com and Enviragallery.com. Then you can head over to us and see how much you can qualify for in a Small Business Loan or Start-Up Loan!

 

No-Doc Loans, Start-Up Loans, Small Business LoansUnsecured Finances has over 10 years in the consulting business! We specialized in educating and assisting clients on acquiring Unsecured Business Loans and Start-Up Business Specialty Loans including; Unsecured No Documentation (No-Doc Stated Income) Loans, Unsecured Business Loans, and Unsecured Start-Up Business Loans and Lines of Credit from $10,000 to $500,000 without Assets.

Apply on our website to find out if you qualify, or call today for a free consultation: 1-888-294-2584

4 Reasons Why Case Studies Improve Your Business

What is a Case Study?

Well, if you have never heard of a Case Study before, this will be a little treat. The Dictionary defines a “Case Study” as;

  1. a process or record of research in which detailed consideration is given to the development of a particular person, group, or situation over a period of time.
  2. a particular instance of something used or analyzed in order to illustrate a thesis or principle.

Essentially you are taking a deeper look at the details of a situation, usually one that parallels something you are looking to do in business, and learning from either their mistakes or successes. Both positive and negative turnouts can provide valuable information and help to further illustrate a “Blueprint for Success”.

Case Studies can come from a variety of sources. As the format for Case Studies can be rather ambiguous, you do have to perform some digging when looking for Case Studies that are in line with the type of information you are looking for. Depending on your industry, there are many Universities with online libraries open to the public that you can use to search within the business resources. You must be vigilant to note whether the studies were done using a real or fictitious source, as some schools will create fictitious Case Studies to mimic the real life scenarios when teaching students.

1. Know Your Niche

One of the best things about a case study is how specifically targeted they are. Good Case Studies are honing in on a niche, and providing laser-focused information on problems and solutions. Knowing what your niche is will point you directly to the Case Studies that will shed light on obstacles that you have had or will experience, things that work and those that don’t.

2. Position Your Brand as an Expert in Your Industry

Case Studies are a fantastic method of bringing in cited examples filled with statistics. You can use these in your Business Plan for when you are preparing to apply for a Small Business Loan, or Start-Up Loan, and you can use Case Studies when you are pitching ideas to your team, or even in creating content for your digital marketing. When you use cite Case Studies it shows that you have done your due diligence, you know your audience and you can speak to specific problems that occur.

3. Find Solutions to Problems

In any new business, unforeseen circumstances will give you a run for your money. Most Case Studies are created to show you how specific problems were solved, and provide you with solid statistics. Instead of throwing out vague statistics like, “watering your plants with this solution will kill some weeds”, you can specify “will kill 94.5% of weeds”. People need to hear the numbers. Using Case Studies will also help to save you from all the trial-and-error that wastes time. Being able to see what has actually worked for others in your situation is a great time-saver.

4. Social Proof

With all the false information and statistics that are out there on the internet, polluting our solid facts, it is understandable that people have become very skeptical of the information that the read on the internet, or even that their CEO is citing from the web. Customers are scouring your copy to find any trace of error. That is why people take peer reviews and factual findings seriously. Take a look at our online review culture and you will see how great of an effect social proof has on a consumer decision. Use this to your advantage whenever possible!

Creating a Case Study

Aside from gathering information and data from existing Case Studies, you can create your own. If you thought that it was valuable to use them from others, just wait until you see the impact of gathering your own data and formulating your own studies. However, it takes time, dedication and a lot of research to develop Case Studies on your own.

When you create your own Case Studies – or any other content for that matter – you should be publishing it to multiple channels, promoting the content with paid-ads, and looking for widgets that will allow for mailing list opt-ins for those who are checking out your content. Learning to make the most out of Case Studies, along with any other content you generate, will continue to improve your business and lead you into lifelong success!

 

 

No-Doc Loans, Start-Up Loans, Small Business LoansUnsecured Finances has over 10 years in the consulting business! We specialized in educating and assisting clients on acquiring Unsecured Business Loans and Start-Up Business Specialty Loans including; Unsecured No Documentation (No-Doc Stated Income) Loans, Unsecured Business Loans, and Unsecured Start-Up Business Loans and Lines of Credit from $10,000 to $500,000 without Assets.

 

Apply on our website to find out if you qualify, or call today for a free consultation: 1-888-294-2584