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How to Boost Morale During A National Crisis


Employee morale has always been a focal point of a successful business and that is unlikely to change.  What does change is the challenges posed to business owners to keep their employees happy and productive.  Today’s challenges are COVID-19 and a nation-wide divide over injustices.  Yes, that is a lot to overcome even for our nation’s leaders let alone a small business owner such as yourself.  While nobody expects you to solve the world’s problems, you can do your part to lead your team by improving their morale in the workplace and their personal lives.   

Social Hours

The tried and true formula to boost employee’s morale; social or happy hours.  Just because we’re in the midst of a pandemic doesn’t mean happy hour needs to end.  Even if your team is working remotely, schedule a weekly Zoom meeting for social hour.  Maybe everyone buys a beer or wine of the week to share over Zoom and talk about it.  Get creative, social hour doesn’t have to be alcohol related and there are many options to get your team together.  

New Hours

If your team is working from a remote setting, consider adjusting your working hours or even offer flexible schedules.  Productivity is hard to ensure in a remote setting and what may work best from a productivity standpoint as well as a morale booster is allowing your employees to choose their own schedule.  Obviously certain tasks and meetings will need to have specific hours; but for other tasks, the option to choose their own schedules will certainly make your employees happier as they too adjust to remote work.  

Everyone Likes Free Food

Seriously….even people on diets or restricted menus like free food.  You may have done this before COVID-19 and there is no reason to stop now.  Even if your team is working remotely, allocate a budget for each of your staff to order food and hold a weekly or monthly lunch over Zoom.  If you are able to work from the office, provide lunch in the conference room for your staff.

Talk Politics

That old adage “don’t bring politics into the office” is impossible to abide by in today’s political climate.  While I don’t advise you to hold open forums, which could get out of hand and decrease morale, I encourage you to hold meetings with your staff and allow your employees to talk about what is happening in the country.  This will give your employees a feeling that you and your company aren’t turning a blind eye to what is happening outside the window and care about addressing these issues by holding discussions.  I would of course ensure that you have rules in place during these discussions to keep them civil and not turn into a heated debate.  While it may seem like a recipe for disaster, it is important that your staff knows they have a place where they can talk about what is happening in the news and someone will listen to them.

Thinking of Starting a Remote Business?

Of course there are more options, which we will share on our next blog, but the key is to start exploring now. Don’t just sit at home watching Netflix and letting this opportunity go by. If you have the dream, we can help you get the funding to take the next step. 

It’s becoming all the rage now, with people looking for opportunities and creating new business ideas. If you are one of the bright new entrepreneurs looking to weather this storm by building a strong boat, we can help you find funding options that are right for you. Why wait another moment?

Financial restraints have been a complaint for many of the dreamers, limiting themselves to their immediate funds. There is an alternative. If you have the dreams and decent credit, Small Business Loans and No Doc Loans are available to you. Our goal is to provide you with the knowledge you need and the resources available to make your dream a reality. Give us a call – we have the education and the perspective to help you obtain the loans you need for your small business. Visit our website or give us a call to find out what financial backing is available to make your business soar!

Unsecured Finances has over 10 years in the consulting business! We specialized in educating and assisting clients on acquiring Unsecured Business Loans and Start-Up Business Specialty Loans including; Unsecured No Documentation (No-Doc Stated Income) Loans, Unsecured Business Loans, and Unsecured Start-Up Business Loans and Lines of Credit from $10,000 to $500,000 without Assets.

Apply on our website to find out if you qualify, or call today for a free consultation: 1-888-294-2584

Stepping Back For A Mental Health Checkup


As a Small Business Owner or Manager you wear many hats; perhaps one of the most overlooked of your duties is acting as your employee’s psychiatrist, counselor, etc.  At a basic level, employee A’s productivity is suffering and they don’t seem themselves.  As your business’ resident shrink, it is your responsibility to speak with Employee A and find out what’s bothering them.  On a much greater scale, your employee may show no reduction in productivity but are suffering from severe depression unbeknownst to anyone. 

Maintaining strong mental health is essential; not just in the workplace, but at home as well.  When someone is suffering mental health issues, it poses a serious concern to their physical well-being in addition to the job-related problems they may encounter.  This is more relevant than ever in today’s environment as employees are facing once in a generation challenges in addition to standard day to day stresses.  As a small business owner, you may not have the structure in place for a strong Human Resources Department and in many cases you are that department in its entirety.  Due to the lack of resources available to small business owners, it is essential you are looking at your employees mental health from a proactive standpoint versus reactive.  So then….how do you do it?

Hire a Pro  

What may be the easiest, and likely the most expensive, manor to address mental health issues amongst your staff is to hire a professional.  Just because you wear many hats in your company and are good at many things, it doesn’t mean you have the experience or training to handle every obstacle your business encounters.  Sometimes the best course of action is to enlist the services of a professional trained in identifying and addressing mental health issues.

Create a Positive Culture

Creating and maintaining a positive culture is arguably the best, and most difficult, way to address mental health issues.  If your staff members are happy with limited stress in the workplace, they will of course be less susceptible to day to day stresses that may hurt their mental health.  Stress in the workplace is practically impossible to eliminate entirely without affecting productivity….please let me know if you find out how… but there are several ways to minimize it.  Harbor a team atmosphere, ensure everyone in your staff feels they are a valuable part of your team and contributing to your business’ success.  If your staff feel included, they will be more adept at dealing with stresses than if they felt alone or excluded.  

Adapt your Staff Meetings  

Staff meetings are generally reserved for work or for morale boosters such as office parties, happy hours etc.  Changing the structure of your staff meetings or holding additional meetings aimed at improving your staff’s mental health may serve as a good use of your time.  If you don’t have the time to hold a dedicated meeting, take the first or last 5 minutes of your staff meeting to have an open forum.  Talk about what is happening in the news, your staff members personal lives, sports etc.  While it may seem trivial, this will help to harbor that team atmosphere we were talking about and encourage your staff to be more open to one another.

Thinking of Starting a Remote Business?

Of course there are more options, which we will share on our next blog, but the key is to start exploring now. Don’t just sit at home watching Netflix and letting this opportunity go by. If you have the dream, we can help you get the funding to take the next step. 

It’s becoming all the rage now, with people looking for opportunities and creating new business ideas. If you are one of the bright new entrepreneurs looking to weather this storm by building a strong boat, we can help you find funding options that are right for you. Why wait another moment?
Financial restraints have been a complaint for many of the dreamers, limiting themselves to their immediate funds. There is an alternative. If you have the dreams and decent credit, Small Business Loans and No Doc Loans are available to you. Our goal is to provide you with the knowledge you need and the resources available to make your dream a reality. Give us a call – we have the education and the perspective to help you obtain the loans you need for your small business. Visit our website or give us a call to find out what financial backing is available to make your business soar!

Unsecured Finances has over 10 years in the consulting business! We specialized in educating and assisting clients on acquiring Unsecured Business Loans and Start-Up Business Specialty Loans including; Unsecured No Documentation (No-Doc Stated Income) Loans, Unsecured Business Loans, and Unsecured Start-Up Business Loans and Lines of Credit from $10,000 to $500,000 without Assets.

Apply on our website to find out if you qualify, or call today for a free consultation: 1-888-294-2584

Essential Purchases for Small Business: Phone Systems

Priorities change when our society changes – clearly. Everything that has been happening this year in regards to Business vs. COVID has taught us that priorities can pivot swiftly. Business Owners are constantly on their toes to decide how to navigate their industry landscape, make financially intelligent decisions and keep everyone safe at the same time. One of the biggest struggles is deciding what types of purchases you should be making for your business. You can’t neglect the need to grow as a business in any climate, but it’s about being able to evaluate what purchases are necessary for your business. Let’s talk about some essential purchases for small businesses in any climate.

After starting your business, one of the first purchases you should make is your business phone line. You need to keep your business life separate from your personal life and the first step in doing that is at the very least having a business phone number. There are so many options out there and you have to decide what will be the best fit for your business. Do you need any entire physical phone network in your office so every desk has their phone handset? Or can headsets be a viable option for your phone needs. Perhaps it is just you at the moment, but you still need that business number for your business cards and so your potential customer and clients can reach you. 

If you decide that you just want a number that you can run through your existing cell phone, then VoIP is the best option for you. What is VoIP? VoIP is the technology that converts your voice into a digital signal, allowing you to make a call directly from a computer, a VoIP phone, or other data-driven devices. Simply put, it’s phone service delivered over the internet.

Now let’s talk about some of the systems that are available for your business. 

Ring Central is a robust cloud-hosted VoIP phone system and a great option for businesses of all sizes. The system offers nearly every calling, collaboration and mobile feature businesses would want from a phone system. RingCentral is a great choice for conference calling service within a phone system because it’s easy to use and allows every user to host calls with up to 1,000 participants. 

Ooma was built with small businesses specifically in mind. It offers a range of core features: virtual receptionists, voicemail, on-hold music and conference calling. Users can make and receive calls from their business line on their mobile devices. Users do not have access to video conferencing services on Ooma’s platform.

8×8 is a VoIP (Voice over Internet Protocol) phone system hosted in the cloud, and it is easy to use, affordable and reliable. Each license includes video conferencing capabilities that gives each employee the ability to host meetings with up to 100 people at a time.  

Several factors make this an excellent phone system for small businesses. For example, you don’t need full-time IT staff because with a cloud-hosted VoIP system like 8×8, there is nothing to install, and the phone system provider handles all maintenance and upgrades.  

GoTo Connect Offers a complete unified communications system that combines Jive’s business phone service with GoToMeeting’s audio and video conferencing services.

The system has every feature a business is looking for in a unified communication system, including attendants, call recording, voicemail transcription, call queuing and conference calling. The service efficiently supports both voice and video calls, integrates well with existing CRM systems, and offers contact center services. Further, the service is reliable and works well for both small and large businesses. 

Grasshopper gives businesses the ability to present a professional image at all times without investing in a traditional in-office phone system. With a virtual system, you don’t have to worry about the phones it can connect with or how it will be hosted. Those searching for virtual phone systems are looking for a service that lets them look professional to callers for a low cost. They aren’t looking for some high-priced solution that has every phone system feature imaginable. Mostly, they want a system to keep them and their remote workers connected under one umbrella.

Vonage is the best option for a growing business. They offer cloud-hosted VoIP phone systems that are scalable and full of valuable features. Whether you need three or 3,000 extensions, Vonage has a solution for you. You can customize your plan, add lines and control your account from an online portal, which you can access both in the office and remotely. 

Start Dreaming Your Next Business Move

The best way to relieve stress is through creation. Finding a way to be creative and positively influence your future is a win, for sure. Dream up new strategies for your existing business, new campaigns, new products and services, new branding – or just dream up an entirely new business! Start the process of obtaining the funding to make your dreams a reality, you can call us at any time to find out what type of funding we can get to help you make those next moves. 

Thinking of Starting a Remote Business?

Of course there are more options, which we will share on our next blog, but the key is to start exploring now. Don’t just sit at home watching Netflix and letting this opportunity go by. If you have the dream, we can help you get the funding to take the next step. 

It’s becoming all the rage now, with people looking for opportunities and creating new business ideas. If you are one of the bright new entrepreneurs looking to weather this storm by building a strong boat, we can help you find funding options that are right for you. Why wait another moment?

Financial restraints have been a complaint for many of the dreamers, limiting themselves to their immediate funds. There is an alternative. If you have the dreams and decent credit, Small Business Loans and No Doc Loans are available to you. Our goal is to provide you with the knowledge you need and the resources available to make your dream a reality. Give us a call – we have the education and the perspective to help you obtain the loans you need for your small business. Visit our website or give us a call to find out what financial backing is available to make your business soar!

Unsecured Finances has over 10 years in the consulting business! We specialized in educating and assisting clients on acquiring Unsecured Business Loans and Start-Up Business Specialty Loans including; Unsecured No Documentation (No-Doc Stated Income) Loans, Unsecured Business Loans, and Unsecured Start-Up Business Loans and Lines of Credit from $10,000 to $500,000 without Assets.

Apply on our website to find out if you qualify, or call today for a free consultation: 1-888-294-2584

Reevaluating Your Marketing Strategy

Everything within your business plan requires re-evaluation – and that includes your marketing strategy. Trends are changing at a fast pace, especially in these times we are in. Setting up routine times to take a look at how your marketing strategy is performing and pinpointing your areas of opportunity is something that must be done if you are planning on being in the game. Don’t get left in the dust by your competitors and their constant marketing evolution. Make sure you are always a step ahead with this plan.

Understand Your Strengths & Weaknesses

So maybe you know what needs to be done, but your challenge lies in how exactly you plan on getting these things accomplished. One of the first steps you are going to take is mapping out the strengths and weaknesses in your previous marketing experience. Where have your campaigns excelled, and where have they fallen short? Making mistakes or miscalculations is part of the game, but you don’t want to make the same mistake twice – that’s why it’s important to stay on top of your marketing strategy. 

So what could your strengths and weaknesses look like? Obviously it will vary for each business, but you can look for things like:

  • How is your customer service? Is it personal and flexible?
  • Know how you stand apart. Does your audience know what puts your above the rest? 
  • Financial resources – are you spending enough in your ads, marketing management, etc. and are you able to invest more?
  • Reputation – how do your customers view your business? How do potential customers view you? How is it addressed through your marketing?
  • Competitor Research – have you been keeping tabs on your competition and what they are doing with their marketing? 
  • Aesthetics – how is your marketing actually looking? Is it fresh and modern? Or… could someone think that you still use MS Paint?

Make a New Plan

Whatever it is that you are doing wrong, you can fix it. Sit down with your marketing team, or marketing manager and start addressing the areas that you need to improve upon (there will always be something), and get excited about the areas that are going strong (for now). Don’t be afraid to take risks in your marketing and try concepts that are new to your business or to your industry in marketing overall. What’s the worst that could happen? It fails? Well good. That just means that you can cross that off the list… for now. 

Keep Your Eyes Open

Make it a habit to keep an eye on what other people are doing in their marketing. Businesses in your industry and even those in entirely different spaces. Keep notes somewhere that’s easily accessible – most likely your phone. You never know when something will strike you as a new usable concept for your marketing, and you want to be sure to always have that conversation with your marketing manager. Why? Because “teamwork makes the dream work”. 

—————–

Start Dreaming Your Next Business Move

The best way to relieve stress is through creation. Finding a way to be creative and positively influence your future is a win, for sure. Dream up new strategies for your existing business, new campaigns, new products and services, new branding – or just dream up an entirely new business! Start the process of obtaining the funding to make your dreams a reality, you can call us at any time to find out what type of funding we can get to help you make those next moves. 

Thinking of Starting a Remote Business?

Of course there are more options, which we will share on our next blog, but the key is to start exploring now. Don’t just sit at home watching Netflix and letting this opportunity go by. If you have the dream, we can help you get the funding to take the next step. 

It’s becoming all the rage now, with people looking for opportunities and creating new business ideas. If you are one of the bright new entrepreneurs looking to weather this storm by building a strong boat, we can help you find funding options that are right for you. Why wait another moment?

Financial restraints have been a complaint for many of the dreamers, limiting themselves to their immediate funds. There is an alternative. If you have the dreams and decent credit, Small Business Loans and No Doc Loans are available to you. Our goal is to provide you with the knowledge you need and the resources available to make your dream a reality. Give us a call – we have the education and the perspective to help you obtain the loans you need for your small business. Visit our website or give us a call to find out what financial backing is available to make your business soar!

Unsecured Finances has over 10 years in the consulting business! We specialized in educating and assisting clients on acquiring Unsecured Business Loans and Start-Up Business Specialty Loans including; Unsecured No Documentation (No-Doc Stated Income) Loans, Unsecured Business Loans, and Unsecured Start-Up Business Loans and Lines of Credit from $10,000 to $500,000 without Assets.

Apply on our website to find out if you qualify, or call today for a free consultation: 1-888-294-2584

Anticipating the Future: Starting Conversations About Mental Health in the Workplace


Are you having conversations about Mental Health?

Man, oh man – things have been completely upside-down, topsy-turvy so far this year. It’s no wonder that we hear more about the topic of mental health than we ever have in recent years. While the mentions may be piling up now and people are becoming more candid about their journey through mental health, this is by no means a new issue. Many more of us are experiencing it openly together as we are all struggling through this uncharted territory, so now is the best time to address it in your workplace. 

The value of mental health awareness in the workplace is incredibly vital to your productivity and success as a business, so start evaluating how you currently handle those conversations and education and where you can improve your process. Does you team feel comfortable coming to you about these struggles? Are you centered on not only being aware, but being capable of providing resources and tools to help your team manage their work and mental health as best they care? The following list can help act as a guide for getting that conversation started in your workplace. 

1. Demonstrate Compassion

Above all, bring compassion and empathy into the workplace. When co-workers see that you’re motivated by profit only, they don’t feel like their mental health is valued. On the other hand, when people feel free to be their best selves, profit and productivity are often positive side effects.

As we’ve become more affluent, we’ve separated ourselves from one another, building bigger houses and leaning into isolation. It’s easy to stay in our bubbles — cubes and offices — and then go home and sit in our apartments alone. But the more we can encourage human connection within the workplace, the more we can regain that healthy tribal mentality.

2. Bring in Experts

Speak up and suggest to invite a guest who can speak to mental health, or someone who has gone through similar issues, whether in a training capacity or on a weekly basis. Even the most high-functioning people suffer sometimes, especially in creative industries. And when they do, companies face consequences. To encourage mental health discussions, consider calling in a therapist four days a month to hold confidential discussions with employees.

3. Set an Example, Discreetly

When talking about mental health in the workplace, it’s important to know that it’s not about airing dirty laundry. It’s about setting an example — simply raising your hand and saying, “I’m struggling, too.”

4. Share Resources

From the National Suicide Prevention Hotline to apps like Talkspace that provide options for people to discuss mental health issues, there are many additional resources to turn to, and it’s important that employees know about them. App-based communities like Huddle, are available for people to post questions and get answers from the community about personal topics.

Above all, remember that these are universal struggles. So open up, raise your hand and make the first move, because you’re not alone.

Why Support Is Key to Working Through Struggles

Within the work environment, there’s a pressure to perform, to excel, and to be perfect. And all of that is simply not realistic. It’s not about making excuses; it’s about helping people feel supported and safe so they can excel at their jobs. There is a need for a space where you can throw your hand up when something isn’t right and get help. As a business owner, every day provides another unique opportunity for you to do that. 


Start Dreaming Your Next Business Move

Maybe you haven’t started a business just yet, but you are taking all the steps to build on a firm foundation. Congratulations! We love to be a resource for small business owners, and pass on the knowledge we have in the business world. In these uncertain times, many people are starting over or starting a new business for the first time. If that is you, we are here for you. We work with small business owners to improve their financial face to the lenders and assist in getting you the most funds that are available to you. 

Thinking of Starting a Remote Business?

Of course there are more options, which we will share on our next blog, but the key is to start exploring now. Don’t just sit at home watching Netflix and letting this opportunity go by. If you have the dream, we can help you get the funding to take the next step. 

It’s becoming all the rage now, with people looking for opportunities and creating new business ideas. If you are one of the bright new entrepreneurs looking to weather this storm by building a strong boat, we can help you find funding options that are right for you. Why wait another moment?

Financial restraints have been a complaint for many of the dreamers, limiting themselves to their immediate funds. There is an alternative. If you have the dreams and decent credit, Small Business Loans and No Doc Loans are available to you. Our goal is to provide you with the knowledge you need and the resources available to make your dream a reality. Give us a call – we have the education and the perspective to help you obtain the loans you need for your small business. Visit our website or give us a call to find out what financial backing is available to make your business soar!

Unsecured Finances has over 10 years in the consulting business! We specialized in educating and assisting clients on acquiring Unsecured Business Loans and Start-Up Business Specialty Loans including; Unsecured No Documentation (No-Doc Stated Income) Loans, Unsecured Business Loans, and Unsecured Start-Up Business Loans and Lines of Credit from $10,000 to $500,000 without Assets.

Apply on our website to find out if you qualify, or call today for a free consultation: 1-888-294-2584

Anticipating the Future: Preparing for a Disaster

Is Your Business Prepared for a Disaster?

We are living in the midst of uncertainty right now. If anything, this year has made that perfectly clear. So as a business owner, you have to take into account anything that could become an obstacle in your path to success. Already in this year we have had to struggle through a pandemic that appeared so quickly that most small businesses were not properly prepared. As we get closer to “normalcy” don’t forget the lessons we’ve learned in regards to business thus far. Create a plan to navigate disasters, whether they are hurricanes, earthquakes or pandemics. Follow the 3 Step Plan below for guidance:

Step 1: Identify the Risk

Let’s take a moment to think about any “disaster” that could affect your business. Let’s see, we have; hurricanes, winter weather, earthquakes, tornadoes, wildfires, floods, and pandemics – to name the basics. What is most likely to happen in your area, or has happened within the last year? Do you have a central location, or are you spread about nationally or globally? That is the place to start. Depending on the crisis, it may take different steps to prepare, but most everything will have the same foundation. 

Step 2: Create Your Plan

The first step is to designate a “POC” (Point of Contact) for your disaster plan. As the boss, this should not be you, it needs to be delegated. Your involvement is important, obviously, but as a business owner you are the project manager of them all. When it comes to disaster preparedness plans, if it were all on your shoulders along with everything else you have your hands in, it would deter from the focus you need to execute the plan. Choose a reliable team member that has steady focus in times of stress. 

Collaborate with them on what is important to include, but let them develop the plan. Ask questions; Does the plan coordinator need a supporting committee? Do you ship hundreds of packages a day? Do you need a list of vendors to contact in case of an emergency? Do you have the proper communication tree for your team, clients and vendors? Think about all your processes and make sure to plot out the vital aspects to consider. 

Remember that the goal of a disaster plan is to help ensure the well-being of your employees, the stability of your location’s environment and, last but certainly not least, that you can keep your business running.

At its simplest form, the plan should address: 

  • An evacuation policy, including maps and routes
  • Who employees should contact, inside and outside the company, for additional information about what to do
  • Who is required to stay on site to perform essential functions or shut down important items
  • Who is responsible for rescue and medical duties
  • Employee emergency contact information, plus information about unique medical needs.
  • Special instructions regarding hazardous materials and equipment, if necessary

Step 3: Implement and Train

Transparency and communication are key. Your team needs to know what to expect before any disaster occurs. This will minimize the amount of stress, anxiety and confusion at the time a crisis hits. Let’s just use the first half of 2020 as a fantastic example. How has the crisis affected your business? How did you respond? How did your team feel, react, etc. This will serve as a learning guide of what worked and what didn’t. Learn from that and use it to develop your plan and reinforce the importance of training to your team. 

Create a guide or package for your team to use as a reference for important information regarding the disaster policy. Hold regular meetings (once a quarter) and be open to any feedback that their perspective can offer. Remember that an important reason for this disaster policy is to provide a safe and secure environment both physically and mentally for your team. Their perspective is vital. 

Start Dreaming Your Next Business Move

Maybe you haven’t started a business just yet, but you are taking all the steps to build on a firm foundation. Congratulations! We love to be a resource for small business owners, and pass on the knowledge we have in the business world. In these uncertain times, many people are starting over or starting a new business for the first time. If that is you, we are here for you. We work with small business owners to improve their financial face to the lenders and assist in getting you the most funds that are available to you. 

Thinking of Starting a Remote Business?

Of course there are more options, which we will share on our next blog, but the key is to start exploring now. Don’t just sit at home watching Netflix and letting this opportunity go by. If you have the dream, we can help you get the funding to take the next step. 

It’s becoming all the rage now, with people looking for opportunities and creating new business ideas. If you are one of the bright new entrepreneurs looking to weather this storm by building a strong boat, we can help you find funding options that are right for you. Why wait another moment?

Financial restraints have been a complaint for many of the dreamers, limiting themselves to their immediate funds. There is an alternative. If you have the dreams and decent credit, Small Business Loans and No Doc Loans are available to you. Our goal is to provide you with the knowledge you need and the resources available to make your dream a reality. Give us a call – we have the education and the perspective to help you obtain the loans you need for your small business. Visit our website or give us a call to find out what financial backing is available to make your business soar!

Unsecured Finances has over 10 years in the consulting business! We specialized in educating and assisting clients on acquiring Unsecured Business Loans and Start-Up Business Specialty Loans including; Unsecured No Documentation (No-Doc Stated Income) Loans, Unsecured Business Loans, and Unsecured Start-Up Business Loans and Lines of Credit from $10,000 to $500,000 without Assets.

Apply on our website to find out if you qualify, or call today for a free consultation: 1-888-294-2584

What To Consider When Reopening Your Business


What Business Owners Need to Know

As restrictions begin to lift across the country, every small business owner is thinking the same thing.  How do I re-open?  While each industry varies, here are some things to consider when creating your reopening plan.

Start Fresh

Start from scratch… sort of.  No it isn’t necessary or practical to start from scratch, but realize this is an opportunity for you to have a fresh start.  Before businesses began shutting down, you may have been too busy to make changes that you knew would improve your business; well the time is now.  As you begin the slow process of reopening, use this time to evaluate employees and procedures.  You may find that what you were doing before was not efficient or maybe one of your employees was better suited for a different role.  Do not approach this with the mindset that everything needs to change; it doesn’t.  What was previously successful will likely continue to be in “life after COVID-19”, but as an owner, maximize this time to ensure your business is running as efficiently as it can.  

Give Yourself a Pep Talk

Remember that you have been here before.  As a small business owner, you hold one tremendous advantage over large corporations and perhaps some of your competitors.  Whether it was recently or decades ago, you remember what it was like when your business first started.  You know the hardships you will inevitably go through only this time you know what worked and didn’t work when you first opened.  Take time to reflect on this and discuss it with your staff who also might have been there from the beginning.  Together you can create a plan to maximize the successes you experienced when you originally first opened your business.

Reevaluate your budget

It is naive to think that your business will return to the same, or even close to, the revenue you were making before the lockdowns just now as restrictions are being lifted.  Be frugal about your spending or the conditions of funding or loans you may be seeking.  Understand that you will, in all likelihood, be operating on a reduced budget and reduced revenue.  The key here is the long haul; ensure you can make it to the time where business and customers are back to normal.  Looking back on the previous point, remember what it was like when you first opened.  Revenue is initially going to be slow and you need to have that built into your budget.

Collaborate

Put your head together with other small business owners.  If you are in the service or hospitality industry, look to partners in your immediate area where you can team up to create events, share marketing avenues or package deals together to bring customers in.  For owners with product or service based businesses, seek non-competitors within your industry, potentially outside your area, to collaborate on best practices.  Everyone is in the same boat and will be eager to share their successes if they too can learn from yours.     

Thinking of Starting a Remote Business?

Of course there are more options, which we will share on our next blog, but the key is to start exploring now. Don’t just sit at home watching Netflix and letting this opportunity go by. If you have the dream, we can help you get the funding to take the next step. 

It’s becoming all the rage now, with people looking for opportunities and creating new business ideas. If you are one of the bright new entrepreneurs looking to weather this storm by building a strong boat, we can help you find funding options that are right for you. Why wait another moment?

Financial restraints have been a complaint for many of the dreamers, limiting themselves to their immediate funds. There is an alternative. If you have the dreams and decent credit, Small Business Loans and No Doc Loans are available to you. Our goal is to provide you with the knowledge you need and the resources available to make your dream a reality. Give us a call – we have the education and the perspective to help you obtain the loans you need for your small business. Visit our website or give us a call to find out what financial backing is available to make your business soar!

Unsecured Finances has over 10 years in the consulting business! We specialized in educating and assisting clients on acquiring Unsecured Business Loans and Start-Up Business Specialty Loans including; Unsecured No Documentation (No-Doc Stated Income) Loans, Unsecured Business Loans, and Unsecured Start-Up Business Loans and Lines of Credit from $10,000 to $500,000 without Assets.

Apply on our website to find out if you qualify, or call today for a free consultation: 1-888-294-2584

Continued Learning & Resources in the Workplace


Evolution is the name of the game – growing, becoming. Your business should always be looking for new ways to reinvent and build. That includes your team. For many businesses, they are scrambling to figure out what to do with this time we have, and how to utilize it to the best of their abilities. Offering learning resources for your workforce is incredibly important, but especially at this time. If they need some extra motivation, something different, or if you just want to add to the value of their role, now is the best time to get on that learning train! How do you do this? Well, there are many ways, and we’ll outline a few of our favorites. 

Group Learning

Maybe you’ve noticed a collective opportunity for growth within your business. Is there something your team could all benefit from as a whole? Getting in on the action together is a great way to foster communication, camaraderie and teamwork! Depending on what that opportunity might be for your team, you could purchase a group learning tool, or even curate a playlist of great videos on YouTube for everyone to watch together and then discuss. You can plan other group exercises around the content you choose, and give your team a break from the daily grind. 

Individual Learning

Sometimes, especially with social distancing and bigger teams, it’s just too chaotic to conduct a group learning session. If that is the case, then you can still choose a topic that everyone could collectively benefit from, but let them watch the videos and complete the materials on their own. You can still facilitate a discussion board based on the materials, but this will allow them to complete the activities on their own terms and without the pressure of a large group. For some businesses, this is a better suited method. 

Tailored Plans

Have you noticed that a particular team member is struggling with something? Or perhaps they are a high performing employee that is quickly outgrowing their current role? In each of these situations, tailored learning plans are the best fit. You can zero in on what would best foster growth in those team members and help them along their career path and at-the-end-of-the-day it will contribute to the success of your business. 

Essential Courses

What topic should you focus in on? Take a step back and examine where there are holes in your business performance. Is it technical skills? Is it interpersonal savvy? It is understanding of the industry as a whole? Maybe it’s just motivation. Whatever you decide, there are so many options for resources. You can do simple searches on YouTube for tutorials, or even Ted Talks. If it’s more in-depth types of courses, Lynda.com has a fantastic library covering a multitude of topics. The bottom line is that you are offering some type of learning resource to keep everyone moving, challenged and refreshed!

Thinking of Starting a Remote Business?

Of course there are more options, which we will share on our next blog, but the key is to start exploring now. Don’t just sit at home watching Netflix and letting this opportunity go by. If you have the dream, we can help you get the funding to take the next step. 

It’s becoming all the rage now, with people looking for opportunities and creating new business ideas. If you are one of the bright new entrepreneurs looking to weather this storm by building a strong boat, we can help you find funding options that are right for you. Why wait another moment?

Financial restraints have been a complaint for many of the dreamers, limiting themselves to their immediate funds. There is an alternative. If you have the dreams and decent credit, Small Business Loans and No Doc Loans are available to you. Our goal is to provide you with the knowledge you need and the resources available to make your dream a reality. Give us a call – we have the education and the perspective to help you obtain the loans you need for your small business. Visit our website or give us a call to find out what financial backing is available to make your business soar!

Unsecured Finances has over 10 years in the consulting business! We specialized in educating and assisting clients on acquiring Unsecured Business Loans and Start-Up Business Specialty Loans including; Unsecured No Documentation (No-Doc Stated Income) Loans, Unsecured Business Loans, and Unsecured Start-Up Business Loans and Lines of Credit from $10,000 to $500,000 without Assets.

Apply on our website to find out if you qualify, or call today for a free consultation: 1-888-294-2584

Influencing Your Team Morale

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Help Your Team Navigate the Dark Times

It may be an absolute struggle to keep your team positive. You may have had to furlough and lay off part or even most of your workforce, and maybe your biggest struggle right now is keeping your own chin up. We get it, we really do. These are trying times, but all these rough circumstances are going to break us, re-mold us and we are going to emerge a stronger and more motivated community, with our priorities readjusted and our resolve stronger than it’s ever been. That is what you have to focus on. That is what you must remind your team. That is what will drive you forward through the storm. 

We often forget to look at the mental implications in the business world. Long hours, scrambling to meet deadlines, resolving conflicts, finding solutions for obstacles both big and small… There are a number of stressing factors throughout any given business day (even weekends), and in a situation like this, you can just multiply it by 100 (maybe even more). You have to recognize the effect that it has on your mindset, as well as your staff. You have to be intentional about how you navigate your mindset around the negative clouds that approach you at every turn. Because your mindset determines how you weather the storm. It determines how you survive. 

So how do you keep morale up during these times? There are many ways, and the important part is that you do something. Consistently. We have chosen a few of our favorites to help you get started.

1. Visibility

Being present is the most important way to boost morale for your team. Stay connected. There is so much fear and uncertainty infiltrating our workforce, and silence is the greatest antagonist. Set up consistent communications, updates, meetings. Zoom is our friend right now, it gives everyone who is chained to their home office an opportunity to remember that we’re all in this together. In these meetings, make sure to be encouraging, informative and make certain to give everyone tasks and keep them accountable by checking in on benchmarks and goals. 

2. Transparency 

Everyone is looking for answers to a multitude of questions, and that includes your team. Maybe they are asking questions that you couldn’t even possibly know the answers to, but you have to give them the information that you do have access to. However, during this dark and uncertain time, it is up to leaders to take a calm and consistent tone coupled with measured actions when it comes to longer-range plans. Be straightforward, but kind. Remember that transparency is the key component to trust from your workforce – think like a reporter and provide constituents the who-what-when-where-why, so they don’t fill in the blanks themselves with rumors.

3. Confidence

Your team will look to their leaders and their response to any given circumstance. Think about when you were younger and you gauged a situation by the reaction of your parents. How you carry yourself and react, along with how you communicate information will be analyzed down to the bones. Understanding the importance of how you remain calm and confident influences your team morale. 

4. Flexibility with Expectations

Be clear on essential daily productivity benchmarks, but be empathetic & flexible with company policies. Crisis WFH conditions present logistical and emotional challenges. Tensions can rise quickly where any combination of family are all in the home during work (spouses, younger children, or college-age students who have returned from campus for the semester, and elder care concerns are all stressors). Keep in mind that we are all humans, and not everyone is accustomed to this new working environment and all the new distractions and stressors that come along with it. Kindness and compassion must be factored into this new work environment, but that does not mean that expectations should fall by the wayside, they just need to be tailored to the reality of the situation. 

5. Resources

Keeping with the theme of “being human”, it is no secret that mental health is a vital issue in this crisis. Because that’s what we are dealing with, a crisis. Along with that comes so many issues that will complicate your workforce’s focus in individual ways. Take time to check in on people individually and provide resources should they be experiencing more anxiety than normal. Connect them with therapists, someone to help guide them through their struggles. Provide them with resources should their family be struggling to put food on the table, a list of local pantries offering free food or reduced pricing. Perhaps you could even start your own community pantry for your workforce, collecting food, toys and hygiene essentials that some members of your team may be in need of. 

Keep Your Chin Up

We know that the most important way to provide this example is also through your own mental strength. Make sure to take care of yourself as the leader, not only to set the example, but also to influence the success of navigating these tough circumstances and remember… we’re all in this together!

Thinking of Starting a Remote Business?

Of course there are more options, which we will share on our next blog, but the key is to start exploring now. Don’t just sit at home watching Netflix and letting this opportunity go by. If you have the dream, we can help you get the funding to take the next step. 

It’s becoming all the rage now, with people looking for opportunities and creating new business ideas. If you are one of the bright new entrepreneurs looking to weather this storm by building a strong boat, we can help you find funding options that are right for you. Why wait another moment?

Financial restraints have been a complaint for many of the dreamers, limiting themselves to their immediate funds. There is an alternative. If you have the dreams and decent credit, Small Business Loans and No Doc Loans are available to you. Our goal is to provide you with the knowledge you need and the resources available to make your dream a reality. Give us a call – we have the education and the perspective to help you obtain the loans you need for your small business. Visit our website or give us a call to find out what financial backing is available to make your business soar!

Unsecured Finances has over 10 years in the consulting business! We specialized in educating and assisting clients on acquiring Unsecured Business Loans and Start-Up Business Specialty Loans including; Unsecured No Documentation (No-Doc Stated Income) Loans, Unsecured Business Loans, and Unsecured Start-Up Business Loans and Lines of Credit from $10,000 to $500,000 without Assets.

Apply on our website to find out if you qualify, or call today for a free consultation: 1-888-294-2584

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New Product Pivot for Businesses During COVID-19


This is a time of creativity. As a business owner or potential business owner, you may find yourself stuck and finding difficulty to move forward in business, whether you are open, closed or just waiting. Wherever you are in the process of your business, under the shadow of the COVID-19 crisis, we want to encourage you to dream. Dream up new products, new services. These can be within your current industry, or maybe you have decided to dip your toes into an entirely new industry. If you’re up against some mental blocks, we can help give you some inspiration for popular types of products that you could possibly explore adding to your business. We’re here to help you get funding, because we know that you may need to invest to build out this new direction!

Masks

Oh, this one is a given. Many businesses have jumped on this wagon, and the demand is high. Clothing companies have found this to be a very natural direction to take by simply repurposing their materials. An article in D Magazine talks about the fashion industry’s role in mask production – the pros and cons. If this is a product you are considering to add, make sure you do your research and air the proper disclaimers. For example, many of the masks being produced are only to serve as a covering to satisfy the mask orders in place across the Nation. If your mask does not meet medical standards, or include a filter, these types of things must be stated. 

Delivery Services

Many businesses in the food and beverage industry are keeping their doors open by offering curbside takeout and delivery. In light of these modifications, delivery services are in demand more than ever, and it’s not just the restaurants who need help getting their products from point A to point B. Grocery stores, pharmacies and other essential businesses can also use a helping hand, especially with businesses like Amazon’s Whole Foods Delivery Service being overwhelmed by online orders. 

Hand Sanitizers

Even though washing hands under running water is the best way to make sure those pesky germs are being banished, it’s not always a choice when you’re on the go. That’s why people are starting to carry hand sanitizer with them. Businesses have started to cater to this demand by producing their own hand sanitizers for consumers. Distilleries have been one of the industries to start making this pivot – as per an article on CNBC

Start Dreaming Your Next Business Move

These are stressful times for business owners. The best way to relieve stress is through creation – the possibilities are endless and they are out there. Finding a way to be creative and positively influence your future is a win, for sure. Dream up new strategies for your existing business, new campaigns, new products and services, new branding – or just dream up an entirely new business! Start the process of obtaining the funding to make your dreams a reality, you can call us at any time to find out what type of funding we can get to help you make those next moves. 

Thinking of Starting a Remote Business?

Of course there are more options, which we will share on our next blog, but the key is to start exploring now. Don’t just sit at home watching Netflix and letting this opportunity go by. If you have the dream, we can help you get the funding to take the next step. 

It’s becoming all the rage now, with people looking for opportunities and creating new business ideas. If you are one of the bright new entrepreneurs looking to weather this storm by building a strong boat, we can help you find funding options that are right for you. Why wait another moment?

Financial restraints have been a complaint for many of the dreamers, limiting themselves to their immediate funds. There is an alternative. If you have the dreams and decent credit, Small Business Loans and No Doc Loans are available to you. Our goal is to provide you with the knowledge you need and the resources available to make your dream a reality. Give us a call – we have the education and the perspective to help you obtain the loans you need for your small business. Visit our website or give us a call to find out what financial backing is available to make your business soar!

Unsecured Finances has over 10 years in the consulting business! We specialized in educating and assisting clients on acquiring Unsecured Business Loans and Start-Up Business Specialty Loans including; Unsecured No Documentation (No-Doc Stated Income) Loans, Unsecured Business Loans, and Unsecured Start-Up Business Loans and Lines of Credit from $10,000 to $500,000 without Assets.

Apply on our website to find out if you qualify, or call today for a free consultation: 1-888-294-2584