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What Your Business Needs to Survive


Can my business reopen / continue to survive in the pandemic?

One of the greatest questions every business owner is asking themselves is whether their business will survive this pandemic. At one point or another, all businesses have experienced this stressful question. Finding ways to resuscitate your business and keep it growing is not an easy task by any means (here in 2020), but there are many variables that can be used to propel your business forward instead of holding it back. Being able to identify your obstacles is the first line of defense against letting them keep your business from building back up. 

Financing

The biggest obstacle most businesses are facing as they plan to reopen is financing. Even businesses that have remained partially open during the crisis have likely seen a hit to their revenue, and many now need help covering basic expenses like rent and utilities before they can ramp back up.

Look at your numbers and figure out the bare minimum you need to get things going again. If you can’t do this all yourself, hire a financial consultant until you can afford bringing on a full time accounting staff. As for the source of the funding, consider whether you have access to any of the assistance from federal aid or the U.S. Small Business Administration. If you are one of the businesses who do not have those options left, or need more assistance than they are able to provide, that is where we can help you to navigate. 

Initial Staffing Requirements

If you’re one of the many businesses that had to lay off or furlough employees during the crisis, you may not be able to bring them all back at their full capacity right away. Consider whether you can offer limited hours to the majority of your pre-pandemic staff, or whether it makes more sense to have a few key individuals on for their regular hours, while slowly re-expanding your employee base as business picks up again.

Safety Concerns from Team

If you are a small business, your staff will be a critical part of your recovery, so it’s important to let them know you will take their safety seriously when you reopen. Clearly communicate all plans and policies you develop regarding PPE and employee health monitoring and take the time to answer any questions and concerns from your staff.

Anticipating Custom Needs / Demands

Your customers’ lives have all been impacted by COVID-19, and they may need different things from your business right now. Their disposable income is likely limited right now, so get creative and think of how you can help solve the challenges they’re facing at this point in time. This may be as simple as changing your marketing messaging, but some businesses may need to reposition or update their core offerings to fill the needs of their market. Either way, Salesforce recommends rapidly innovating your products and services to better meet immediate customer needs.

Business Concept

If you find that your business concept is just not making the list of things (products or services) that consumers / clients are looking for right now, find a way to pivot. You can do a partial pivot, which would be to evolve the concept of your brand to incorporate products or services that consumers and clients are willing to pay for, or you can change direction completely, finding a way to use everything you have going for you already (staff, location, software, etc). This is a time to repurpose and reinvent. 

Thinking of Starting a Remote Business?

Of course there are more options, which we will share on our next blog, but the key is to start exploring now. Don’t just sit at home watching Netflix and letting this opportunity go by. If you have the dream, we can help you get the funding to take the next step. 

It’s becoming all the rage now, with people looking for opportunities and creating new business ideas. If you are one of the bright new entrepreneurs looking to weather this storm by building a strong boat, we can help you find funding options that are right for you. Why wait another moment?

Financial restraints have been a complaint for many of the dreamers, limiting themselves to their immediate funds. There is an alternative. If you have the dreams and decent credit, Small Business Loans and No Doc Loans are available to you. Our goal is to provide you with the knowledge you need and the resources available to make your dream a reality. Give us a call – we have the education and the perspective to help you obtain the loans you need for your small business. Visit our website or give us a call to find out what financial backing is available to make your business soar!

Unsecured Finances has over 10 years in the consulting business! We specialized in educating and assisting clients on acquiring Unsecured Business Loans and Start-Up Business Specialty Loans including; Unsecured No Documentation (No-Doc Stated Income) Loans, Unsecured Business Loans, and Unsecured Start-Up Business Loans and Lines of Credit from $10,000 to $500,000 without Assets.

Apply on our website to find out if you qualify, or call today for a free consultation: 1-888-294-2584

Staying Updated on Florida’s Economy & Unemployment


Maybe it’s the sun, the sand, the trees or just the overall dedication to finding ways to remotely run businesses and restructure the businesses that actually need a physical location open, but Floridian’s are determined to help their economy thrive in the safest and most innovative ways possible. As we are continuing to track everything going on around us, one of our favorite bits of information comes from the Florida Department of Economic Opportunity and the latest reporting statistics for unemployment and re-employment in their September Press Release (Excerpt seen below):

TALLAHASSEE, Fla. – Today, the Department of Economic Opportunity announced Florida’s unemployment rate for August 2020 dropped to 7.4 percent, down 4 percentage points over the month. Additionally, Florida’s labor force increased 1.4 percent over the month, an increase of 143,000 Floridians entering the workforce. Florida businesses gained 46,000 private sector jobs over the month. 

The August 2020 report showed encouraging indicators:

  • Florida lost 1,178,100 jobs from February to April 2020 and has since gained back over half of the jobs lost (+631,600 jobs).
  • The three industries losing the most jobs from February to April 2020, gained back 448,300 jobs from April to August 2020: leisure and hospitality (+278,500 jobs, 50.6 percent); professional and business services (+73,200 jobs, 48.5 percent); and education and health services (+96,600 jobs, 72.9 percent). 

“Florida’s job creators have faced significant challenges this year, forcing many of them to make difficult strategic decisions; however, today’s employment data reflects their commitment to Florida families,” said Dane Eagle, Executive Director of the Florida Department of Economic Opportunity. “Under Governor DeSantis’ leadership, I look forward to protecting Florida’s business friendly environment and working with our partners throughout the state to help improve the lives of Floridians, strategically invest in our communities, and transform Florida’s economy for the future.”

Florida Economic Indicators for August 2020 include:

  • Unemployment rate was 7.4 percent.
  • Labor force was up 143,000, or 1.4 percent, over the month.
  • Florida businesses gained 46,000 private-sector jobs over the month.
  • Florida’s private-sector job creation over-the-year rate of decline of 5.8 percent was less than the national over-the-year decline of 7.4 percent.
  • Florida private-sector jobs were down 458,000 over the year.
  • Private-sector industries gaining the most jobs over-the-month were:
  • Education and health services with 21,400 new jobs;
  • Professional and business services with 9,600 new jobs;
  • Trade, transportation and utilities with 6,600 new jobs;
  • Other services with 4,500 new jobs; and
  • Financial Activities with 3,400 new jobs.

To view the August 2020 jobs reports by region, please see below: 

To view the August 2020 employment data visit 

www.floridajobs.org/labor-market-information/labor-market-information-press-releases/monthly-press-releases

As we still have so much work to do to bring our economy back to a fully functioning status, indicators like these can give businesses immense hope for rebuilding. As is understandable with the evolution of the business landscape after a traumatic hit that we have experienced in 2020, some industries are getting back on their feet a little quicker. For those who are looking to start their first business or just looking to pivot their strategy, pay attention to information and releases such as these to determine what industry will be the best opportunity to get back on your feet. 

Thinking of Starting a New Business?

Now is the time! With our society ready to get back in action (safely), new business concepts are quickly emerging with creative flows for serving the public without the high risk of spreading the virus. Put your innovative business concepts into play, and connect with us to get the funding you need to start your newest venture!

Financial restraints have been a complaint for many of the dreamers, limiting themselves to their immediate funds. There is an alternative. If you have the dreams and decent credit, Small Business Loans and No Doc Loans are available to you. Our goal is to provide you with the knowledge you need and the resources available to make your dream a reality. Give us a call – we have the education and the perspective to help you obtain the loans you need for your small business. Visit our website or give us a call to find out what financial backing is available to make your business soar!

Unsecured Finances has over 10 years in the consulting business! We specialized in educating and assisting clients on acquiring Unsecured Business Loans and Start-Up Business Specialty Loans including; Unsecured No Documentation (No-Doc Stated Income) Loans, Unsecured Business Loans, and Unsecured Start-Up Business Loans and Lines of Credit from $10,000 to $500,000 without Assets.

Apply on our website to find out if you qualify, or call today for a free consultation: 1-888-294-2584

Turn Your Covid-19 Innovations into a Viable Business

4 Steps to Planning for Your New Business Venture

Quarantine has brought up some fantastic opportunities for many budding entrepreneurs to start creating structure for the dreams that have been occupying space in their minds. After the initial panic, many realized that they had been gifted this amazing opportunity to pour their newly freed time into creating viable plans for their visions. If you are one of these gifted individuals, then you must be wondering what steps you should be taking next – so let’s take a look at how to turn your COVID-19 innovations into a business.

1.Will Your Innovation Address a Long-Term Problem?

The best innovations are created in response to specific, urgent, and sizeable problems. In some ways, the Covid-19 crisis has made our most urgent problems and their potential solutions more obvious. For example: Health care providers needed masks; production facilities were idle; workers were furloughed and needed jobs. A social enterprise could address all three of these urgent problems simultaneously: Train workers to make masks in underused production facilities for health care providers.

But will this cluster of problems still need your solution three to five years from now?

Some coronavirus-inspired entrepreneurs are building on existing trends that have been amplified and accelerated by the pandemic, such as the explosive growth in telehealth, remote patient monitoring and the use of AI in healthcare. For example, free meal delivery services that were started to help health care workers may fall into this second category.

2. Who is Your Long-Term Market?

The next step is projecting whether there will be a large, passionate market for your product or service in a post-Covid future. User-centered design has taught us that a key to building a lasting business is having a deep understanding of who your customers are and how your product or service fits into their world.

As a Covid-19 inspired entrepreneur, ask yourself two questions: Are you delivering an innovation that your customers are passionate about? And will there be a large enough number of these passionate customers to grow a business once coronavirus is under control?

3. Prepare to Pivot

If you determine that your current target market may not be large enough in a post-Covid future, you may need to pivot, like we did. If it’s your turn for a strategic pivot, do whatever you can to pivot early, proactively, and thoughtfully. There are ample stories in the media these days of startups that are pivoting — but are doing so reactively in a frantic scramble for survival.

4. Create a Business Model

Many of today’s Covid-19 inspired innovations are being given away for free, or are supported by donations, as is appropriate during an emergency. The leaders of these startups should be aware that contributions to non-profit organizations that are not Covid-19 centric are way down. Maintaining a donation-exclusive organization over the long-run in the face of today’s economic circumstances will likely be difficult.

Covid-19 inspired innovators should consider revenue models native to the field of social entrepreneurship. Social enterprises have a dual mission of social impact and financial growth and have developed an array of business models to achieve these parallel goals. 

It is unclear at this time which of the tens of thousands of Covid-19 inspired entrepreneurs are creating products and services that will succeed in the long-term, but by going through these steps, more of today’s innovations will be the ones that people are using years and decades from now.

Unsecured Finances has over 10 years in the consulting business! We specialized in educating and assisting clients on acquiring Unsecured Business Loans and Start-Up Business Specialty Loans including; Unsecured No Documentation (No-Doc Stated Income) Loans, Unsecured Business Loans, and Unsecured Start-Up Business Loans and Lines of Credit from $10,000 to $500,000 without Assets.

Apply on our website to find out if you qualify, or call today for a free consultation: 1-888-294-2584

Prioritizing Your Finances as a Small Business


From small businesses to international corporations; everyone has had to reevaluate their companies finances and reestablish priorities.  “Cash is king” – the old saying is timeless for a reason and owners need to look at it first.  How much cash do you have access to?  How long could your business survive if revenue stopped coming in?  While these are certainly grim thoughts that no owner likes to think about, it needs to be addressed.  Determining cash flow will allow you to make the right decisions for your business.  Establishing your business’ financial priorities will help you to better understand your cash flow situation.

  1. Payroll

Your business will be impossible to run if you don’t focus on payroll.  Whether you are the sole employee of your business or you have a hired staff, your business can’t continue if the people doing the work aren’t getting paid.  While you may need to make cuts to your staff or reduce your own salary, this needs to be a top priority with your available cash. 

  1. Keeping the Lights on

It may seem obvious but utilities are essential to your business’ ability to operate.  Speak with your providers about reduction in services where you can in order to alleviate the financial burden.  Can you change your waste pickup schedule from twice a week to once?  Is it possible to change internet plans? Get creative in reducing your utilities to free up cash for things that will help you to generate revenue.

  1. Don’t Forget to Advertise

Today more than ever, consumers are absorbing more marketing material.  Even if your customer’s livelihood has been largely unaffected by the pandemic, they are assuredly spending more time at home than before and likely consuming more media channels.  Savvy business owners will not sit back but will attack this by focusing their finances towards a strong marketing presence. 

  1. Expansion

Despite financial instability, this doesn’t mean small business owners need to be entirely conservative.  Expansion could pay tremendous dividends for a company right now.  Can you focus financial assets to a new revenue stream?  Is there a product or service in demand right now that is in line with your current business model?  Evaluate your options and do not be afraid to pursue what you see as a potential for a strong return.  

  1. (Honorable Mention) Loans

If you are a small business owner you in all likelihood have taken out loans to help fund your business.  In some cases, you tapped into the PPP loan opportunities.  Defaulting on loans is of course not a good option for your business so you will need to address this with your provider.  

Thinking of Starting a Remote Business?

Of course there are more options, which we will share on our next blog, but the key is to start exploring now. Don’t just sit at home watching Netflix and letting this opportunity go by. If you have the dream, we can help you get the funding to take the next step. 

It’s becoming all the rage now, with people looking for opportunities and creating new business ideas. If you are one of the bright new entrepreneurs looking to weather this storm by building a strong boat, we can help you find funding options that are right for you. Why wait another moment?

Financial restraints have been a complaint for many of the dreamers, limiting themselves to their immediate funds. There is an alternative. If you have the dreams and decent credit, Small Business Loans and No Doc Loans are available to you. Our goal is to provide you with the knowledge you need and the resources available to make your dream a reality. Give us a call – we have the education and the perspective to help you obtain the loans you need for your small business. Visit our website or give us a call to find out what financial backing is available to make your business soar!

Unsecured Finances has over 10 years in the consulting business! We specialized in educating and assisting clients on acquiring Unsecured Business Loans and Start-Up Business Specialty Loans including; Unsecured No Documentation (No-Doc Stated Income) Loans, Unsecured Business Loans, and Unsecured Start-Up Business Loans and Lines of Credit from $10,000 to $500,000 without Assets.

Apply on our website to find out if you qualify, or call today for a free consultation: 1-888-294-2584

Getting Back in the Hustle: Part 1

Business Owners Finding Motivation

There is no feeling in the world like owning your own business. The autonomy is priceless, and your vision of the future is intoxicating. However, any entrepreneur is also familiar with that creeping hormonal trench you can dig yourself into when you are not used to time management or you hit a wall for the first time (or even second, third…) and start to slowly lose your motivation. What’s a business owner to do? This is especially rough when you are solo, still building your team and sense of accountability. So let’s talk about dragging yourself back into the hustle. There are countless methods to getting yourself structured properly for success, but today we’re going to talk about the first 5:

1. Know Your “WHY”

In the beginning, every business owner knows why it is that they do what they do. Sometimes they forget along the way, but it’s there if you go back to grab it. Find that reason, that “WHY” it is that you do what you do. It’s important to remind yourself every day why you started in the first place, why it is so important. Print it out, write it out – heck, bedazzle it onto the back of a jacket if you need to and wear your mission like you mean it. Whatever means you incorporate to create a tangible visible reminder, get it done so you can keep future you in-the-know. 

2. Map Out Your Plan

It’s just fine and dandy that on your best days you can just wing it and somehow make progress like it’s nobody’s business – but those days aren’t every day. Eventually you will get burnt out, frustrated, sick, or something that will blur your vision. You have to be prepared for this to happen by actively mapping out your strategy. This will be what you lean on when your weary mind is too weak to focus. It happens to the best of us, and this is why preparation is key. 

3. Build a Custom Routine

Getting yourself motivated is about getting started. For this reason, you should start every day with a great morning routine, which will help your mind and body to be alert, focused and prepared to create new habits. One of the first things you should do in the morning is review your “WHY” and your plan. Other parts of your routine can include a good hearty and nutritious breakfast to give yourself the brain food you need to push forward. 

4. Schedule “Me Time”

One of the most common characteristics of a business owner is neglecting to schedule time for themselves. Getting caught up in the details of running a business and evolving the business (not to mention all the other little visions you have along the way) becomes so consuming that everything else falls to the wayside. That’s great for a little while, when your productivity is at its peak, but eventually everyone starts to wear down. Breaking up your time with activities that free your mind, body and spirit -even for as little as 30 minutes- will greatly reduce the amount of stress that business owners put on themselves. Even though you may feel like it’s a waste of time, your body will quickly remind you that it is not.  

5. Schedule Everything

Even with a plan, it can be difficult to stay in a routine. For this reason, develop a habit of setting reminders throughout the day for the important tasks and daily goals you have set. Use your alarm, with a manageable volume, also to remind yourself to stay focused on task. An alarm that says, “Get off Facebook and back to work” would be perfect for some of us!

You can also stay on track using time blocking, or the process of setting specific durations of time in your calendar for specific work, projects or tasks.

Thinking of Starting a Remote Business?

Of course there are more options, which we will share on our next blog, but the key is to start exploring now. Don’t just sit at home watching Netflix and letting this opportunity go by. If you have the dream, we can help you get the funding to take the next step. 

It’s becoming all the rage now, with people looking for opportunities and creating new business ideas. If you are one of the bright new entrepreneurs looking to weather this storm by building a strong boat, we can help you find funding options that are right for you. Why wait another moment?

Financial restraints have been a complaint for many of the dreamers, limiting themselves to their immediate funds. There is an alternative. If you have the dreams and decent credit, Small Business Loans and No Doc Loans are available to you. Our goal is to provide you with the knowledge you need and the resources available to make your dream a reality. Give us a call – we have the education and the perspective to help you obtain the loans you need for your small business. Visit our website or give us a call to find out what financial backing is available to make your business soar!

Unsecured Finances has over 10 years in the consulting business! We specialized in educating and assisting clients on acquiring Unsecured Business Loans and Start-Up Business Specialty Loans including; Unsecured No Documentation (No-Doc Stated Income) Loans, Unsecured Business Loans, and Unsecured Start-Up Business Loans and Lines of Credit from $10,000 to $500,000 without Assets.

Apply on our website to find out if you qualify, or call today for a free consultation: 1-888-294-2584

How to Boost Morale During A National Crisis


Employee morale has always been a focal point of a successful business and that is unlikely to change.  What does change is the challenges posed to business owners to keep their employees happy and productive.  Today’s challenges are COVID-19 and a nation-wide divide over injustices.  Yes, that is a lot to overcome even for our nation’s leaders let alone a small business owner such as yourself.  While nobody expects you to solve the world’s problems, you can do your part to lead your team by improving their morale in the workplace and their personal lives.   

Social Hours

The tried and true formula to boost employee’s morale; social or happy hours.  Just because we’re in the midst of a pandemic doesn’t mean happy hour needs to end.  Even if your team is working remotely, schedule a weekly Zoom meeting for social hour.  Maybe everyone buys a beer or wine of the week to share over Zoom and talk about it.  Get creative, social hour doesn’t have to be alcohol related and there are many options to get your team together.  

New Hours

If your team is working from a remote setting, consider adjusting your working hours or even offer flexible schedules.  Productivity is hard to ensure in a remote setting and what may work best from a productivity standpoint as well as a morale booster is allowing your employees to choose their own schedule.  Obviously certain tasks and meetings will need to have specific hours; but for other tasks, the option to choose their own schedules will certainly make your employees happier as they too adjust to remote work.  

Everyone Likes Free Food

Seriously….even people on diets or restricted menus like free food.  You may have done this before COVID-19 and there is no reason to stop now.  Even if your team is working remotely, allocate a budget for each of your staff to order food and hold a weekly or monthly lunch over Zoom.  If you are able to work from the office, provide lunch in the conference room for your staff.

Talk Politics

That old adage “don’t bring politics into the office” is impossible to abide by in today’s political climate.  While I don’t advise you to hold open forums, which could get out of hand and decrease morale, I encourage you to hold meetings with your staff and allow your employees to talk about what is happening in the country.  This will give your employees a feeling that you and your company aren’t turning a blind eye to what is happening outside the window and care about addressing these issues by holding discussions.  I would of course ensure that you have rules in place during these discussions to keep them civil and not turn into a heated debate.  While it may seem like a recipe for disaster, it is important that your staff knows they have a place where they can talk about what is happening in the news and someone will listen to them.

Thinking of Starting a Remote Business?

Of course there are more options, which we will share on our next blog, but the key is to start exploring now. Don’t just sit at home watching Netflix and letting this opportunity go by. If you have the dream, we can help you get the funding to take the next step. 

It’s becoming all the rage now, with people looking for opportunities and creating new business ideas. If you are one of the bright new entrepreneurs looking to weather this storm by building a strong boat, we can help you find funding options that are right for you. Why wait another moment?

Financial restraints have been a complaint for many of the dreamers, limiting themselves to their immediate funds. There is an alternative. If you have the dreams and decent credit, Small Business Loans and No Doc Loans are available to you. Our goal is to provide you with the knowledge you need and the resources available to make your dream a reality. Give us a call – we have the education and the perspective to help you obtain the loans you need for your small business. Visit our website or give us a call to find out what financial backing is available to make your business soar!

Unsecured Finances has over 10 years in the consulting business! We specialized in educating and assisting clients on acquiring Unsecured Business Loans and Start-Up Business Specialty Loans including; Unsecured No Documentation (No-Doc Stated Income) Loans, Unsecured Business Loans, and Unsecured Start-Up Business Loans and Lines of Credit from $10,000 to $500,000 without Assets.

Apply on our website to find out if you qualify, or call today for a free consultation: 1-888-294-2584

Stepping Back For A Mental Health Checkup


As a Small Business Owner or Manager you wear many hats; perhaps one of the most overlooked of your duties is acting as your employee’s psychiatrist, counselor, etc.  At a basic level, employee A’s productivity is suffering and they don’t seem themselves.  As your business’ resident shrink, it is your responsibility to speak with Employee A and find out what’s bothering them.  On a much greater scale, your employee may show no reduction in productivity but are suffering from severe depression unbeknownst to anyone. 

Maintaining strong mental health is essential; not just in the workplace, but at home as well.  When someone is suffering mental health issues, it poses a serious concern to their physical well-being in addition to the job-related problems they may encounter.  This is more relevant than ever in today’s environment as employees are facing once in a generation challenges in addition to standard day to day stresses.  As a small business owner, you may not have the structure in place for a strong Human Resources Department and in many cases you are that department in its entirety.  Due to the lack of resources available to small business owners, it is essential you are looking at your employees mental health from a proactive standpoint versus reactive.  So then….how do you do it?

Hire a Pro  

What may be the easiest, and likely the most expensive, manor to address mental health issues amongst your staff is to hire a professional.  Just because you wear many hats in your company and are good at many things, it doesn’t mean you have the experience or training to handle every obstacle your business encounters.  Sometimes the best course of action is to enlist the services of a professional trained in identifying and addressing mental health issues.

Create a Positive Culture

Creating and maintaining a positive culture is arguably the best, and most difficult, way to address mental health issues.  If your staff members are happy with limited stress in the workplace, they will of course be less susceptible to day to day stresses that may hurt their mental health.  Stress in the workplace is practically impossible to eliminate entirely without affecting productivity….please let me know if you find out how… but there are several ways to minimize it.  Harbor a team atmosphere, ensure everyone in your staff feels they are a valuable part of your team and contributing to your business’ success.  If your staff feel included, they will be more adept at dealing with stresses than if they felt alone or excluded.  

Adapt your Staff Meetings  

Staff meetings are generally reserved for work or for morale boosters such as office parties, happy hours etc.  Changing the structure of your staff meetings or holding additional meetings aimed at improving your staff’s mental health may serve as a good use of your time.  If you don’t have the time to hold a dedicated meeting, take the first or last 5 minutes of your staff meeting to have an open forum.  Talk about what is happening in the news, your staff members personal lives, sports etc.  While it may seem trivial, this will help to harbor that team atmosphere we were talking about and encourage your staff to be more open to one another.

Thinking of Starting a Remote Business?

Of course there are more options, which we will share on our next blog, but the key is to start exploring now. Don’t just sit at home watching Netflix and letting this opportunity go by. If you have the dream, we can help you get the funding to take the next step. 

It’s becoming all the rage now, with people looking for opportunities and creating new business ideas. If you are one of the bright new entrepreneurs looking to weather this storm by building a strong boat, we can help you find funding options that are right for you. Why wait another moment?
Financial restraints have been a complaint for many of the dreamers, limiting themselves to their immediate funds. There is an alternative. If you have the dreams and decent credit, Small Business Loans and No Doc Loans are available to you. Our goal is to provide you with the knowledge you need and the resources available to make your dream a reality. Give us a call – we have the education and the perspective to help you obtain the loans you need for your small business. Visit our website or give us a call to find out what financial backing is available to make your business soar!

Unsecured Finances has over 10 years in the consulting business! We specialized in educating and assisting clients on acquiring Unsecured Business Loans and Start-Up Business Specialty Loans including; Unsecured No Documentation (No-Doc Stated Income) Loans, Unsecured Business Loans, and Unsecured Start-Up Business Loans and Lines of Credit from $10,000 to $500,000 without Assets.

Apply on our website to find out if you qualify, or call today for a free consultation: 1-888-294-2584

Essential Purchases for Small Business: Phone Systems

Priorities change when our society changes – clearly. Everything that has been happening this year in regards to Business vs. COVID has taught us that priorities can pivot swiftly. Business Owners are constantly on their toes to decide how to navigate their industry landscape, make financially intelligent decisions and keep everyone safe at the same time. One of the biggest struggles is deciding what types of purchases you should be making for your business. You can’t neglect the need to grow as a business in any climate, but it’s about being able to evaluate what purchases are necessary for your business. Let’s talk about some essential purchases for small businesses in any climate.

After starting your business, one of the first purchases you should make is your business phone line. You need to keep your business life separate from your personal life and the first step in doing that is at the very least having a business phone number. There are so many options out there and you have to decide what will be the best fit for your business. Do you need any entire physical phone network in your office so every desk has their phone handset? Or can headsets be a viable option for your phone needs. Perhaps it is just you at the moment, but you still need that business number for your business cards and so your potential customer and clients can reach you. 

If you decide that you just want a number that you can run through your existing cell phone, then VoIP is the best option for you. What is VoIP? VoIP is the technology that converts your voice into a digital signal, allowing you to make a call directly from a computer, a VoIP phone, or other data-driven devices. Simply put, it’s phone service delivered over the internet.

Now let’s talk about some of the systems that are available for your business. 

Ring Central is a robust cloud-hosted VoIP phone system and a great option for businesses of all sizes. The system offers nearly every calling, collaboration and mobile feature businesses would want from a phone system. RingCentral is a great choice for conference calling service within a phone system because it’s easy to use and allows every user to host calls with up to 1,000 participants. 

Ooma was built with small businesses specifically in mind. It offers a range of core features: virtual receptionists, voicemail, on-hold music and conference calling. Users can make and receive calls from their business line on their mobile devices. Users do not have access to video conferencing services on Ooma’s platform.

8×8 is a VoIP (Voice over Internet Protocol) phone system hosted in the cloud, and it is easy to use, affordable and reliable. Each license includes video conferencing capabilities that gives each employee the ability to host meetings with up to 100 people at a time.  

Several factors make this an excellent phone system for small businesses. For example, you don’t need full-time IT staff because with a cloud-hosted VoIP system like 8×8, there is nothing to install, and the phone system provider handles all maintenance and upgrades.  

GoTo Connect Offers a complete unified communications system that combines Jive’s business phone service with GoToMeeting’s audio and video conferencing services.

The system has every feature a business is looking for in a unified communication system, including attendants, call recording, voicemail transcription, call queuing and conference calling. The service efficiently supports both voice and video calls, integrates well with existing CRM systems, and offers contact center services. Further, the service is reliable and works well for both small and large businesses. 

Grasshopper gives businesses the ability to present a professional image at all times without investing in a traditional in-office phone system. With a virtual system, you don’t have to worry about the phones it can connect with or how it will be hosted. Those searching for virtual phone systems are looking for a service that lets them look professional to callers for a low cost. They aren’t looking for some high-priced solution that has every phone system feature imaginable. Mostly, they want a system to keep them and their remote workers connected under one umbrella.

Vonage is the best option for a growing business. They offer cloud-hosted VoIP phone systems that are scalable and full of valuable features. Whether you need three or 3,000 extensions, Vonage has a solution for you. You can customize your plan, add lines and control your account from an online portal, which you can access both in the office and remotely. 

Start Dreaming Your Next Business Move

The best way to relieve stress is through creation. Finding a way to be creative and positively influence your future is a win, for sure. Dream up new strategies for your existing business, new campaigns, new products and services, new branding – or just dream up an entirely new business! Start the process of obtaining the funding to make your dreams a reality, you can call us at any time to find out what type of funding we can get to help you make those next moves. 

Thinking of Starting a Remote Business?

Of course there are more options, which we will share on our next blog, but the key is to start exploring now. Don’t just sit at home watching Netflix and letting this opportunity go by. If you have the dream, we can help you get the funding to take the next step. 

It’s becoming all the rage now, with people looking for opportunities and creating new business ideas. If you are one of the bright new entrepreneurs looking to weather this storm by building a strong boat, we can help you find funding options that are right for you. Why wait another moment?

Financial restraints have been a complaint for many of the dreamers, limiting themselves to their immediate funds. There is an alternative. If you have the dreams and decent credit, Small Business Loans and No Doc Loans are available to you. Our goal is to provide you with the knowledge you need and the resources available to make your dream a reality. Give us a call – we have the education and the perspective to help you obtain the loans you need for your small business. Visit our website or give us a call to find out what financial backing is available to make your business soar!

Unsecured Finances has over 10 years in the consulting business! We specialized in educating and assisting clients on acquiring Unsecured Business Loans and Start-Up Business Specialty Loans including; Unsecured No Documentation (No-Doc Stated Income) Loans, Unsecured Business Loans, and Unsecured Start-Up Business Loans and Lines of Credit from $10,000 to $500,000 without Assets.

Apply on our website to find out if you qualify, or call today for a free consultation: 1-888-294-2584

Reevaluating Your Marketing Strategy

Everything within your business plan requires re-evaluation – and that includes your marketing strategy. Trends are changing at a fast pace, especially in these times we are in. Setting up routine times to take a look at how your marketing strategy is performing and pinpointing your areas of opportunity is something that must be done if you are planning on being in the game. Don’t get left in the dust by your competitors and their constant marketing evolution. Make sure you are always a step ahead with this plan.

Understand Your Strengths & Weaknesses

So maybe you know what needs to be done, but your challenge lies in how exactly you plan on getting these things accomplished. One of the first steps you are going to take is mapping out the strengths and weaknesses in your previous marketing experience. Where have your campaigns excelled, and where have they fallen short? Making mistakes or miscalculations is part of the game, but you don’t want to make the same mistake twice – that’s why it’s important to stay on top of your marketing strategy. 

So what could your strengths and weaknesses look like? Obviously it will vary for each business, but you can look for things like:

  • How is your customer service? Is it personal and flexible?
  • Know how you stand apart. Does your audience know what puts your above the rest? 
  • Financial resources – are you spending enough in your ads, marketing management, etc. and are you able to invest more?
  • Reputation – how do your customers view your business? How do potential customers view you? How is it addressed through your marketing?
  • Competitor Research – have you been keeping tabs on your competition and what they are doing with their marketing? 
  • Aesthetics – how is your marketing actually looking? Is it fresh and modern? Or… could someone think that you still use MS Paint?

Make a New Plan

Whatever it is that you are doing wrong, you can fix it. Sit down with your marketing team, or marketing manager and start addressing the areas that you need to improve upon (there will always be something), and get excited about the areas that are going strong (for now). Don’t be afraid to take risks in your marketing and try concepts that are new to your business or to your industry in marketing overall. What’s the worst that could happen? It fails? Well good. That just means that you can cross that off the list… for now. 

Keep Your Eyes Open

Make it a habit to keep an eye on what other people are doing in their marketing. Businesses in your industry and even those in entirely different spaces. Keep notes somewhere that’s easily accessible – most likely your phone. You never know when something will strike you as a new usable concept for your marketing, and you want to be sure to always have that conversation with your marketing manager. Why? Because “teamwork makes the dream work”. 

—————–

Start Dreaming Your Next Business Move

The best way to relieve stress is through creation. Finding a way to be creative and positively influence your future is a win, for sure. Dream up new strategies for your existing business, new campaigns, new products and services, new branding – or just dream up an entirely new business! Start the process of obtaining the funding to make your dreams a reality, you can call us at any time to find out what type of funding we can get to help you make those next moves. 

Thinking of Starting a Remote Business?

Of course there are more options, which we will share on our next blog, but the key is to start exploring now. Don’t just sit at home watching Netflix and letting this opportunity go by. If you have the dream, we can help you get the funding to take the next step. 

It’s becoming all the rage now, with people looking for opportunities and creating new business ideas. If you are one of the bright new entrepreneurs looking to weather this storm by building a strong boat, we can help you find funding options that are right for you. Why wait another moment?

Financial restraints have been a complaint for many of the dreamers, limiting themselves to their immediate funds. There is an alternative. If you have the dreams and decent credit, Small Business Loans and No Doc Loans are available to you. Our goal is to provide you with the knowledge you need and the resources available to make your dream a reality. Give us a call – we have the education and the perspective to help you obtain the loans you need for your small business. Visit our website or give us a call to find out what financial backing is available to make your business soar!

Unsecured Finances has over 10 years in the consulting business! We specialized in educating and assisting clients on acquiring Unsecured Business Loans and Start-Up Business Specialty Loans including; Unsecured No Documentation (No-Doc Stated Income) Loans, Unsecured Business Loans, and Unsecured Start-Up Business Loans and Lines of Credit from $10,000 to $500,000 without Assets.

Apply on our website to find out if you qualify, or call today for a free consultation: 1-888-294-2584

Anticipating the Future: Starting Conversations About Mental Health in the Workplace


Are you having conversations about Mental Health?

Man, oh man – things have been completely upside-down, topsy-turvy so far this year. It’s no wonder that we hear more about the topic of mental health than we ever have in recent years. While the mentions may be piling up now and people are becoming more candid about their journey through mental health, this is by no means a new issue. Many more of us are experiencing it openly together as we are all struggling through this uncharted territory, so now is the best time to address it in your workplace. 

The value of mental health awareness in the workplace is incredibly vital to your productivity and success as a business, so start evaluating how you currently handle those conversations and education and where you can improve your process. Does you team feel comfortable coming to you about these struggles? Are you centered on not only being aware, but being capable of providing resources and tools to help your team manage their work and mental health as best they care? The following list can help act as a guide for getting that conversation started in your workplace. 

1. Demonstrate Compassion

Above all, bring compassion and empathy into the workplace. When co-workers see that you’re motivated by profit only, they don’t feel like their mental health is valued. On the other hand, when people feel free to be their best selves, profit and productivity are often positive side effects.

As we’ve become more affluent, we’ve separated ourselves from one another, building bigger houses and leaning into isolation. It’s easy to stay in our bubbles — cubes and offices — and then go home and sit in our apartments alone. But the more we can encourage human connection within the workplace, the more we can regain that healthy tribal mentality.

2. Bring in Experts

Speak up and suggest to invite a guest who can speak to mental health, or someone who has gone through similar issues, whether in a training capacity or on a weekly basis. Even the most high-functioning people suffer sometimes, especially in creative industries. And when they do, companies face consequences. To encourage mental health discussions, consider calling in a therapist four days a month to hold confidential discussions with employees.

3. Set an Example, Discreetly

When talking about mental health in the workplace, it’s important to know that it’s not about airing dirty laundry. It’s about setting an example — simply raising your hand and saying, “I’m struggling, too.”

4. Share Resources

From the National Suicide Prevention Hotline to apps like Talkspace that provide options for people to discuss mental health issues, there are many additional resources to turn to, and it’s important that employees know about them. App-based communities like Huddle, are available for people to post questions and get answers from the community about personal topics.

Above all, remember that these are universal struggles. So open up, raise your hand and make the first move, because you’re not alone.

Why Support Is Key to Working Through Struggles

Within the work environment, there’s a pressure to perform, to excel, and to be perfect. And all of that is simply not realistic. It’s not about making excuses; it’s about helping people feel supported and safe so they can excel at their jobs. There is a need for a space where you can throw your hand up when something isn’t right and get help. As a business owner, every day provides another unique opportunity for you to do that. 


Start Dreaming Your Next Business Move

Maybe you haven’t started a business just yet, but you are taking all the steps to build on a firm foundation. Congratulations! We love to be a resource for small business owners, and pass on the knowledge we have in the business world. In these uncertain times, many people are starting over or starting a new business for the first time. If that is you, we are here for you. We work with small business owners to improve their financial face to the lenders and assist in getting you the most funds that are available to you. 

Thinking of Starting a Remote Business?

Of course there are more options, which we will share on our next blog, but the key is to start exploring now. Don’t just sit at home watching Netflix and letting this opportunity go by. If you have the dream, we can help you get the funding to take the next step. 

It’s becoming all the rage now, with people looking for opportunities and creating new business ideas. If you are one of the bright new entrepreneurs looking to weather this storm by building a strong boat, we can help you find funding options that are right for you. Why wait another moment?

Financial restraints have been a complaint for many of the dreamers, limiting themselves to their immediate funds. There is an alternative. If you have the dreams and decent credit, Small Business Loans and No Doc Loans are available to you. Our goal is to provide you with the knowledge you need and the resources available to make your dream a reality. Give us a call – we have the education and the perspective to help you obtain the loans you need for your small business. Visit our website or give us a call to find out what financial backing is available to make your business soar!

Unsecured Finances has over 10 years in the consulting business! We specialized in educating and assisting clients on acquiring Unsecured Business Loans and Start-Up Business Specialty Loans including; Unsecured No Documentation (No-Doc Stated Income) Loans, Unsecured Business Loans, and Unsecured Start-Up Business Loans and Lines of Credit from $10,000 to $500,000 without Assets.

Apply on our website to find out if you qualify, or call today for a free consultation: 1-888-294-2584