MCA Buyout Loans
Do you have the following problems with your business?
✓ Your cash flow is restricted because of your current MCA obligations
✓ You’re taking MCA advances to pay for other advances and running into spiraling debt
✓ You’re about to default on your current MCA loans or have already defaulted
✓ You’re about to claim a bankruptcy
✓ Your personal bills on your credit cards are mounting because your MCAS are too expensive
If you answered Yes, call us for a free consultation to see if either one of our MCA buyout programs will work for your business.
PRIVATE INVESTOR/MCA BUYOUT LOANS
Capital from private investors, hedge funds or institutional investors to buy out and restructure payments over a 12 – 20 year term
Benefits
✓ Restructure your daily and weekly MCA’S into a longer term monthly payback up to 12-20 years
✓ Get full tax write-off benefits from a loan instead of an MCA advance
Drawbacks
✓ Need 660+ FICO personal credit score
✓ Full disclosure of financials: 2-3 years of full business and personal taxes, 6 months of business bank statements, P&L and balance statement
MCA DEBT RESTRUCTURE
Attorney led legal team works to restructure all MCA contracts resulting in a 50-75% cash flow savings and 25%- 30% reduction of the total amount owed without hurting your business
Benefits
✓ Instantly get cash flow savings of 50-75%
✓ Eliminate MCA’S forever while having peace of mind that all settlements done thru our attorneys are legally binding and enforceable to give you peace of mind
✓ No judgements, lawsuits or future liens on your business now or in the future.
✓ Get a zero balance letter (ZBL) when you’re done with the program without hurting your personal and business credit
Drawbacks
✓ You will only be able to borrow more money once you have paid off a certain percentage of the program
When clients have multiple MCA liens against their company, the UCC contracts that they are on are normally usurious and predatory loans. The definition of usurious and predatory loans:
“Predatory lending is any lending practice that imposes unfair and abusive loan terms on borrowers. Some aspects of predatory lending include high-interest rates and high fees”
Most contracts will have what is called a “factor rate” which is not the true interest rate of the MCA. It is much higher sometimes reaching as high as 300% APR making it impossible to pay off. Once the “factor rate” is converted into the true cost of the financing that’s when the law can be used to negotiate the MCA contracts.
If predatory banking laws have been broken,our attorney lead team can help. By using our service you can save 50% to 75% on your cash flow and normally around 25% savings on the total amount of funding.
Call us for a free consultation to see if either one of our MCA buyout programs will work for your business.
Simple Application
Our simple online application can get you connected with the best options for you.
Minimum 500 Score
Most of our top financing options require a 500+ Credit Score.
Access to Funds
We’re a small business with a deep understanding of financial matters, and we have access to funding sources that may not be available to others.
Fast Funding
In most cases, we can get you in and out of Underwriting in just a few hours, and funding under a week!
