Over the past year and a half, business loans have been a major concern for many business owners. Questions like:
1. Where can I get a business loan or small business loan?
2. How long does it take to secure a business loan?
3. What type of loan should I apply for?
4. How much can I qualify for?
5. Is it even worth applying for a business loan?
These are common concerns we hear every day.
At Unsecured Finances, we believe a business’s growth depends on the investments it makes. From marketing and equipment to client resources, software, and more, businesses need to spend money to make money. While it may sound cliché, it’s true. We are committed to helping businesses secure the funding they need to start, maintain, or expand—especially during these challenging post-pandemic times.
Unsecured Business Loans and Lines of Credit
Our unsecured business loans and business lines of credit are designed with flexibility in mind:
1. Repayment: Monthly payments are amortized over up to 10 years.
2. Purpose: Borrow large amounts of capital and repay over an extended term.
3. Not Included: These are NOT daily payment loans, MCA loans, or cash advance loans. They are NOT amortized over 6–12 months.
4. Credit Impact: Financing is issued under your business’s EIN (corporation, LLC, or DBA) without affecting your personal credit score.
What Sets Us Apart
Every client goes through a discovery process with our trained staff. During this process, we:
1. Ask targeted questions about your business.
2. Provide honest feedback about your file.
3. Explore all possible financing options for your situation.
No two businesses are the same. Clients differ by:
1. Industry and corporate structure
2. Credit score and financial history
3. Gross sales, revenue, and profit margins
4. Cash flow and equity fluctuations
Our capital comes from hundreds of sources, including:
1. Banks
2. Wholesalers
3. Crowdfunders
4. Private lenders
5. Investment groups
Each source has unique underwriting criteria, making the discovery process essential. If you’re looking to replace a daily payment MCA loan or want long-term flexible business financing, we might be the perfect fit for your needs.
Product Highlights
1. Business owners, partners, LLCs, and 1099 contractors may not need to provide tax returns, pay stubs, or other income verification for some programs. Income is stated, not verified.
2. Our unsecured business loans provide higher cash flow because they feature fixed monthly payments instead of daily payments.
Unlike factoring loans, which require daily payments, our loans:
1. Are paid once a month
2. Offer long repayment terms up to 10 years
3. Allow business owners to use capital more efficiently
Call us at 1-888-294-2584 and ask to speak to one of our loan specialists today!
