- EXPERIAN HARD INQUIRY DELETIONS
- TRANSUNION HARD INQUIRY DELETIONS
- EQUIFAX HARD INQUIRY DELETIONS
- ALL INQUIRIES ARE GUARANTEED TO BE REMOVED AND ARE PAID PER DELETION ONLY NOT PAID THRU MONTHLY FEES
WHY DO I HAVE SO MANY INQUIRIES?
Clients having too many inquiries in today's world is very common. A lot of other financial companies put an unnecessary amount of inquiries on a clients credit report while trying to get them financing. With some companies your information will be sold 15 to 20 times without you even knowing it. Once you have excessive inquiries getting any type of financing will be close to impossible.
WHY DO CLIENTS GET TURNED DOWN FOR FINANCING WITH TOO MANY HARD INQUIRIES?
When your file gets to underwriting having too many inquiries could mean the following. 1. You are desperate for capital. 2. The file is fraudulent 3. You are stacking the funding. Stacking the funding means you are getting approved for capital from many other places and because of this you may have a lot of funding that the new banks don't know about. Funders don't want to give capital to you if they feel they are the 10th person to approve you. If funders don't know what the status is from the other companies (were you approved or denied) they will not give you the benefit of the doubt and give you capital even if you tell them you were turned down.
HOW CAN OUR COMPANY HELP YOU?
One of the services of our company is a hard inquiry scrub program. We can fix and remove unauthorized inquiries that you did not legally consent too. Various laws protect your rights from unwanted hard inquiry pulls. These extra inquiry pulls will lower your credit scores by 3-5 points and if you have too many of them 6+ then you still will not be eligible for funding even with a very high personal credit score. Our service removes all unauthorized hard inquiries on all 3 credit agencies. We charge on a per item basis and guarantee results.
IS IT A GOOD IDEA TO REMOVE THE INQUIRIES?
If you have too many inquiries then you wont get approved for any type of financing for the 3 reasons mentioned above. Every inquiry costs you 3-5 points. If you have more then 6 inquiries then getting funding will not work. Removing your inquiries will actually make you eligible for funding and raise your credit scores by 3-5 points. Because your credit is clean from inquiries then your score will be much higher and you will eligible for more financing at reduced rates.
HOW LONG DOES IT TAKE TO REMOVE THE HARD INQUIRIES?
This depends on how many you have to remove and on what credit agencies. Generally Experian is the quickest within 3 weeks. Transunion takes about 4-5 weeks to compete and equifax takes the longest at around 6 weeks. On average our program will raise a client's credit 6o points+ per credit agency.