WHAT ARE SHORT TERM BUSINESS LOANS AND LINES OF CREDIT?
Short term business loans and lines of credit are bridge loans under the business EIN number when a business needs money quickly.
SIMPLE APPLICATION
Our simple 15-second online application can get you a short term business loan or line of credit within minutes.
500+ FICO
Lower scores? No problem! We can get you approved with a minimum of a 500+ FICO.
LARGER AMOUNTS
We can normally get you approved for 200% of what you average monthly!
SAME DAY APPROVALS
We can get you approved with money in your bank account in the same day.
WHAT ARE THE QUALIFICATIONS?
3 Months in Business
You need to be in business for at least 3 months with deposits going into your business bank account.
$10,000 Monthly Gross Sales
The minimum to qualify for financing options for this program is $10,000 per month.
500 FICO Score
We need a minimum of at least a 500+ credit.
What are short-term business loans?
Whether you need to cover unexpected expenses or capitalize on a new opportunity, our Short Term Business Loans can provide your business with the financing it needs to thrive.
Who Uses It?
• The self employed when they currently have low personal credit scores
• The self employed when they need money quickly for a business opportunity and cant wait
•The self employed when you cant prove any financials, have low personal credit and need the money quickly
FAQ’s
What are the advantages of short term business loans and lines of credit?
One major advantage is accessibility. Businesses can qualify with as little as three months in operation and a credit score of 500 or higher, making it easier to obtain fast funding.
What are the disadvantages of short-term business loans and lines of credit?
Interest rates are generally higher than long-term financing options. However, paying off the balance quickly can significantly reduce the overall cost.
Does the money show up under my personal credit?
No, these funding options typically do not report to your personal credit profile.
Does it build business credit under my EIN number?
Yes, when structured properly, it can help build and strengthen your business credit under your EIN.
Benefits
- Short repayment period, typically a few months to a couple of years.
- Quick access to funds, with a streamlined application and approval process.
- Flexibility in using the loan for various business purposes.
- Higher interest rates compared to long-term loans, but lower total interest paid over the shorter term.
- Easier qualification requirements, focusing more on current financial health and cash flow.
Our Programs Could Be the Solution You’ve Been Looking For
Stop worrying about complicated processes and financing arrangements with high interest rates. Let us work with you to find a better fit for your funding.
Free Consultation
Our dedicated support team is available around the clock to assist you.
Tailored Solutions
We will help you find the best solution for your funding needs.


Step 1
Get Approved
Apply today and get approved quickly
Can’t show your financial paperwork?We use stated income to qualify you! We don’t need it!
Step 2
Get a Solution
Get a solution through your funding specialist
Call us at 888-294-2584 and we will give you a solution to get financing for your business!
Step 3
Get Cash
Get the money you need in your account without fuss
We can help you get the financing you need in about a week!






