Simple Financing Solutions for Tucson Small Businesses
Are you a small business owner in Tucson, Arizona, struggling to get approved for a traditional business loan? Many lenders rely heavily on net income, which can make approval difficult for businesses that take legal write-offs. Our No Doc Loan program is designed to remove that barrier.
Loan Approval Using Gross Revenue
Instead of focusing on net profit, our underwriting process is based on your gross business income. If your company generates strong revenue but shows low profits due to expenses, you can still qualify with ease.
Designed for Reinvesting & Growing Companies
Many Tucson business owners reinvest earnings into operations, staff, upgrades, or expansion. While this supports growth, it also reduces taxable income. We understand this reality and structure loans accordingly.
Avoid High-Cost Factoring and Daily Payments
When cash flow is high but net income is low, borrowers are often pushed into factoring or accounts receivable loans. These short-term loans require months of bank statements and come with extremely high interest. Borrowing $25,000 can cost as much as $37,000 in just six months — often with daily withdrawals.
Stated Income No Doc Loan Program
Our stated income no doc loans allow you to qualify based on your annual earnings. Whether you report $100,000 or $200,000 in income, that amount is used by underwriters to determine eligibility — helping you access higher loan amounts at lower rates.
Why Tucson Business Owners Choose Us
1. Lower interest rates than factoring companies
2. Longer repayment terms
3. Fixed monthly payments with simple interest
4. No prepayment penalties
Apply for a No Doc Loan in Tucson Today
If traditional lenders have turned you down, we are ready to help. Contact us today to discuss your options and find a loan that works for your business. Fill out the form to the right, and one of our representatives will reach out shortly.
