No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. All
the above categories exclude text messaging originator opt-in data and consent; this information will not
be shared with any third parties.
Our Privacy Policy
Your privacy is critically important to us. At Unsecured Finances, we have a few fundamental principles:
- We don’t ask you for personal information unless we truly need it. (We can’t stand services that ask you for things like your gender or income level for no apparent reason.)
- We don’t share your personal information with anyone except to comply with the law, develop our products, or protect our rights.
- We don’t store personal information on our servers unless required for the ongoing operation of one of our services.
Website Visitors
Like most website operators, Unsecured Finances collects non-personally-identifying information of the sort that web browsers and servers typically make available, such as the browser type, language preference, referring site, and the date and time of each visitor request.
Unsecured Finances’ purpose in collecting non-personally identifying information is to better understand how Unsecured Finances’ visitors use its website. From time to time, Unsecured Finances may release non-personally-identifying information in the aggregate, e.g., by publishing a report on trends in the usage of its website.
Unsecured Finances also collects potentially personally-identifying information like Internet Protocol (IP) addresses for logged in users and for users leaving comments on WordPress.com blogs. Unsecured Finances only discloses logged in user and commenter IP addresses under the same circumstances that it uses and discloses personally-identifying information as described below, except that blog commenter IP addresses and email addresses are visible and disclosed to the administrators of the blog where the comment was left.
Gathering of Personally-Identifying Information
Certain visitors to Unsecured Finances’ websites choose to interact with Unsecured Finances in ways that require Unsecured Finances to gather personally-identifying information. The amount and type of information that Unsecured Finances gathers depends on the nature of the interaction. In each case, Unsecured Finances collects such information only insofar as is necessary or appropriate to fulfill the purpose of the visitor’s interaction with Unsecured Finances. Unsecured Finances does not disclose personally-identifying information other than as described below. And visitors can always refuse to supply personally-identifying information, with the caveat that it may prevent them from engaging in certain website-related activities.
Aggregated Statistics
Unsecured Finances may collect statistics about the behavior of visitors to its websites. Unsecured Finances may display this information publicly or provide it to others. However, Unsecured Finances does not disclose personally-identifying information other than as described below.
Protection of Certain Personally-Identifying Information
Unsecured Finances discloses potentially personally-identifying and personally-identifying information only to those of its employees, contractors and affiliated organizations that (i) need to know that information in order to process it on Unsecured Finances’ behalf or to provide services available at Unsecured Finances’ websites, and (ii) that have agreed not to disclose it to others. Some of those employees, contractors and affiliated organizations may be located outside of your home country; by using Unsecured Finances’ websites, you consent to the transfer of such information to them. Unsecured Finances will not rent or sell potentially personally-identifying and personally-identifying information to anyone.
Other than to its employees, contractors and affiliated organizations, as described above, Unsecured Finances discloses potentially personally-identifying and personally-identifying information only in response to a subpoena, court order or other governmental request, or when Unsecured Finances believes in good faith that disclosure is reasonably necessary to protect the property or rights of Unsecured Finances, third parties or the public at large. If you are a registered user of an Unsecured Finances website and have supplied your email address, Unsecured Finances may occasionally send you an email to tell you about new features, solicit your feedback, or just keep you up to date with what’s going on with Unsecured Finances and our products. We primarily use our various product blogs to communicate this type of information, so we expect to keep this type of email to a minimum. If you send us a request (for example via a support email or via one of our feedback mechanisms), we reserve the right to publish it to help us clarify or respond to your request or to help us support other users. Unsecured Finances takes all measures reasonably necessary to protect against the unauthorized access, use, alteration or destruction of potentially personally-identifying and personally-identifying information.
Cookies
A cookie is a string of information that a website stores on a visitor’s computer, and that the visitor’s browser provides to the website each time the visitor returns. Unsecured Finances uses cookies to help Unsecured Finances identify and track visitors, their usage of Unsecured Finances website, and their website access preferences. Unsecured Finances visitors who do not wish to have cookies placed on their computers should set their browsers to refuse cookies before using Unsecured Finances’ websites, with the drawback that certain features of Unsecured Finances’ websites may not function properly without the aid of cookies.
Business Transfers
If Unsecured Finances, or substantially all of its assets, were acquired, or in the unlikely event that Unsecured Finances goes out of business or enters bankruptcy, user information would be one of the assets that is transferred or acquired by a third party. You acknowledge that such transfers may occur, and that any acquirer of Unsecured Finances may continue to use your personal information as set forth in this policy.
Ads
Ads appearing on any of our websites may be delivered to users by advertising partners, who may set cookies. These cookies allow the ad server to recognize your computer each time they send you an online advertisement to compile information about you or others who use your computer. This information allows ad networks to, among other things, deliver targeted advertisements that they believe will be of most interest to you. This Privacy Policy covers the use of cookies by Unsecured Finances and does not cover the use of cookies by any advertisers.
Privacy Policy Changes
Although most changes are likely to be minor, Unsecured Finances may change its Privacy Policy from time to time, and in Unsecured Finances’ sole discretion. Unsecured Finances encourages visitors to frequently check this page for any changes to its Privacy Policy. If you have a WordPress.com account, you should also check your blog’s dashboard for alerts to these changes. Your continued use of this site after any change in this Privacy Policy will constitute your acceptance of such change.
Comments
Suggested text: When visitors leave comments on the site we collect the data shown in the comments form, and also the visitor’s IP address and browser user agent string to help spam detection.
An anonymized string created from your email address (also called a hash) may be provided to the Gravatar service to see if you are using it. The Gravatar service privacy policy is available here: https://automattic.com/privacy/. After approval of your comment, your profile picture is visible to the public in the context of your comment.
Media
Suggested text: If you upload images to the website, you should avoid uploading images with embedded location data (EXIF GPS) included. Visitors to the website can download and extract any location data from images on the website.
Cookies
Suggested text: If you leave a comment on our site you may opt-in to saving your name, email address and website in cookies. These are for your convenience so that you do not have to fill in your details again when you leave another comment. These cookies will last for one year.
If you visit our login page, we will set a temporary cookie to determine if your browser accepts cookies. This cookie contains no personal data and is discarded when you close your browser.
When you log in, we will also set up several cookies to save your login information and your screen display choices. Login cookies last for two days, and screen options cookies last for a year. If you select “Remember Me”, your login will persist for two weeks. If you log out of your account, the login cookies will be removed.
If you edit or publish an article, an additional cookie will be saved in your browser. This cookie includes no personal data and simply indicates the post ID of the article you just edited. It expires after 1 day.
Embedded content from other websites
Suggested text: Articles on this site may include embedded content (e.g. videos, images, articles, etc.). Embedded content from other websites behaves in the exact same way as if the visitor has visited the other website.
These websites may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with that embedded content, including tracking your interaction with the embedded content if you have an account and are logged in to that website.
Who we share your data with
Suggested text: If you request a password reset, your IP address will be included in the reset email.
How long we retain your data
Suggested text: If you leave a comment, the comment and its metadata are retained indefinitely. This is so we can recognize and approve any follow-up comments automatically instead of holding them in a moderation queue.
For users that register on our website (if any), we also store the personal information they provide in their user profile. All users can see, edit, or delete their personal information at any time (except they cannot change their username). Website administrators can also see and edit that information.
What rights you have over your data
Suggested text: If you have an account on this site, or have left comments, you can request to receive an exported file of the personal data we hold about you, including any data you have provided to us. You can also request that we erase any personal data we hold about you. This does not include any data we are obliged to keep for administrative, legal, or security purposes.
Where your data is sent
Suggested text: Visitor comments may be checked through an automated spam detection service.
