Merchant Cash Advance (MCA) loans can seem like an easy solution when cash flow is tight. However, if all conditions are not met, these loans can quickly turn into a financial burden for your business.
When you miss one or more daily MCA payments, you may be considered in default. In most cases, defaulting on a merchant cash advance is treated as a breach of contract. This gives the MCA lender the right to aggressively pursue repayment from both you and your business, creating serious financial stress.
Struggling With Daily Payment MCA Loans?
Are you a business owner currently dealing with one or multiple daily payment merchant cash advance loans?
Would you prefer to refinance or consolidate those daily withdrawals into a monthly, long-term business loan with more manageable payments?
If daily debits are hurting your cash flow, refinancing may be the solution you’ve been looking for.
MCA Buyout Loans – Refinance & Save 50% or More
One of our core financing solutions is the Merchant Cash Advance Buyout Loan. This program is specifically designed to pay off existing daily payment MCA loans and replace them with a single monthly loan over a longer term.
Our investors carefully review your financial situation and restructure your financing in a way that can save you 50% or more compared to your current MCA obligations. By extending the repayment term and eliminating daily withdrawals, your business gains immediate breathing room and improved cash flow.
Why Most Businesses End Up With MCA Loans
Many business owners turn to daily payment MCA loans because:
1. Their credit score was lower at the time
2. Profit margins were tight
3. The business was newly established
Our MCA buyout program addresses these challenges by consolidating expensive short-term funding into a more affordable and stable long-term solution.
MCA Buyout Loan Qualification Requirements
To qualify for one of our Merchant Cash Advance buyout programs, you must meet the following criteria:
1. Minimum 600+ FICO credit score
2. No bankruptcies or repossessions within the last 12 months
3. Business must generate at least $300,000 annually
4. At least one active MCA loan
5. Minimum 1 year in business
6. Buyout loans may be secured or unsecured, depending on your situation
7. If requesting additional capital beyond the MCA payoff, accounts receivable, contracts, or collateral may be required to support repayment ability
Thinking of Starting or Expanding a Business?
Now is the time to move forward. As businesses continue to evolve, new opportunities are emerging every day. If limited funding has been holding you back, there are alternatives available. If you have strong business goals and decent credit, Small Business Loans and No-Doc Loans may be within reach. Our mission is to provide the knowledge, strategy, and funding options needed to help your business grow and succeed.
About Unsecured Finances
Unsecured Finances has over 10 years of experience in business funding and consulting. We specialize in helping clients secure:
1. Unsecured Business Loans
2. No-Doc Stated Income Loans
3. Startup Business Loans
4. Business Lines of Credit from $10,000 to $500,000
5. No assets required (in qualifying situations)
Apply on our website to find out if you qualify, or call today for a free consultation: 1-888-294-2584
