Are you planning to start or grow a business in San Jose, CA, but want to avoid the strict requirements and lengthy wait times associated with SBA loans? No collateral or assets to pledge? That’s absolutely fine—we specialize in flexible business funding solutions. With access to 300+ public and private investors, we offer small business loans with no asset requirements, no prepayment penalties, and zero upfront fees.
Public Market Lending Advantage
We operate within the public lending market, working directly with senior-level banking professionals who have the authority to approve loans that traditional banks often decline to approve. This insider access allows us to secure approvals where others cannot.
Flexible Private Market Funding
In addition to banks, we partner with the private lending market, including private investors, venture capital firms, and independent funding groups. These lenders use their own underwriting criteria, making it easier to overcome challenges that would normally stop a local bank approval.
Specialized Lenders, Better Rates
Our network includes specialized lenders that focus on specific borrower types, such as teachers, military personnel, and niche business industries. Because these lenders are looking to grow, they often provide lower interest rates and more favorable terms.
Fast Funding & Proven Success
Once pre-approved, our clients enjoy a 97%+ success rate. Many San Jose business owners receive their funding in as little as 7 days, compared to the 4–6 months typically required for SBA loans.
By matching the right business with the right lender, you gain access to higher loan amounts, quicker approvals, and better rates—because you are exactly the type of borrower that the lender wants.
