Month: September 2021

  Where To Invest?

We know to make money it takes money, and as a small business, priorities must be clear. There is little room for waste or errors of poor investment. The big questions for any startup revolve around how to yield the most from initial capital and when profits do start coming in. Here we look at ways to maximize your budget and get the most out of your overhead.

First rule is to reinvest those first dollars made into growth. Be patient and resist the urge to cash out any profit before giving your business a firm foundation. Money that comes in goes right back into resources that will generate efficiency and more sales. The temptation will be to quickly expand, but it’s better to concentrate on fundamentals and secure solid reserves to build upon in time.

Time is the next best investment into your start-up. If you want anything done right, do it yourself. It may seem like delegating as many tasks as possible and building your management team is the next logical step, and it is, but don’t neglect your post. Stay involved in every aspect of your business, as you are the creative driver. No one will care about your success and understand your vision as much as you. That passion and dedication will, in turn, motivate and support the team that helps you achieve your goals.

If you’re going to lead with precision, make sure your tools are sharp; invest in your own development as a leader. To be involved with every aspect of your business, you need a good understanding of how these functions work, and to be up to date on current trends and innovations. Your ability to produce and sell your product will also need to match your people skills and ability to negotiate.

Invest in your people. Help your team help you. Make sure they have the right training and knowledge, as well as the proper tools and materials to thrive. Develop your relationships, establish an easy flow of communication, and provide incentives. Happy employees lead to more productivity, higher efficiency, and overall success for any business.

Possibly the most obvious investment in your startup is marketing, but this is also quite often overlooked. You could have the best business in the world but if no one knows, it will flop. Many small businesses tend to pinch pennies in this area but it’s one that will bring tremendous return, if done properly. Know your target audience and find them where they are. Social media and the web are usually the best places to start. Keep it simple, but get your message out there.

Build a strong network. Beyond healthy relationships with employees, you need robust relations with other businesses. Increase partnerships and grow your community strategically.

Financing Is Available If You Need it

 It’s not uncommon during the end-of-the-year rush to need some extra capital to purchase additional inventory, hire an additional employee or two, run a holiday sales promotion, or meet some other important business need.

Thinking Of Starting A New Business?

Now is the time! With our society ready to get back in action (safely), new business concepts are quickly emerging with creative flows for serving the public without the high risk of spreading the virus. Put your innovative business concepts into play, and connect with us to get the funding you need to start your newest venture!

Financial restraints have been a complaint for many of the dreamers, limiting themselves to their immediate funds. There is an alternative. If you have the dreams and decent credit, Small Business Loans and No Doc Loans are available to you. Our goal is to provide you with the knowledge you need and the resources available to make your dream a reality. Give us a call – we have the education and the perspective to help you obtain the loans you need for your small business. Visit our website or give us a call to find out what financial backing is available to make your business soar!

Unsecured Finances has over 10 years in the consulting business! We specialized in educating and assisting clients on acquiring Unsecured Business Loans and Start-Up Business Specialty Loans including; Unsecured No Documentation (No-Doc Stated Income) Loans, Unsecured Business Loans, and Unsecured Start-Up Business Loans and Lines of Credit from $10,000 to $500,000 without Assets.

Apply on our website to find out if you qualify, or call today for a free consultation: 1-888-294-2584

Unsecured Start Up Loans

The unsecured start up business loan was created to give our clients the financial resources to start their own businesses without the hassle of an SBA loan.  The start up phase of any business is one of the hardest times to acquire the necessary working capital and other resources needed to make your business thrive.  Our funding solutions solve this problem for you so you can concentrate on your business.

So Why Work With Our Company

Its Simple.  Our consulting staff is made of ex bankers, underwriters and business financing experts.  Getting clients capital is about understanding the lending process and how you actually look to a potential banker or investor.  We are the experts in understanding the clients financial needs and the potential of them getting what they want.  Different types of funding methods are available including pubic, private, wholesale and niche lenders that work with different types of clients.  Loans, lines of credit and private funding are available for extended terms up to 7 years.

Things We Don’t Offer

Our financing programs are NOT MCA (Merchant Cash Advance) or factoring loans.  They are NOT daily payment loans or short term notes.  They are NOT 6 to 12 month terms.  The terms are up to 7 years with a monthly payback.  We offer long term financing for working capital, business acquisition and other startup needs.

Things We Do Offer

Our loans and lines of credit range from $10,000 up to $500,000 and can be used for any startup purpose including business acquisition, working capital, inventory and payroll.  Preset fixed rate loans up to 7 years (varies by state) with monthly payments and no prepayment penalty.  Our funding comes from loans, lines of credit and business credit cards.  Specialty lenders and private investment groups are able to handle larger loan sizes ($200,000+) and fund what most banks won’t touch.

Do You Qualify?

Call us or apply online and one of friendly staff members will let you know.  We need at least a 650 personal credit score to apply.  A 5-10 minute phone interview is all we need to qualify you for any of our various programs.

 No assets, business plan or lengthy paperwork needed.

 Clients are pre-qualified in less then 1 hour using a soft pull credit based system.

Every type of start up business allowed.

Longer term loans up to 7 years. Varies by state.

No doc stated income loans and lines available.

Home Based Business Financing – Internet Based Business Financing – Cash Only Paid Business Financing – Bridge Startup Financing – Real Estate Flippers – Contractors – Import/Export Companies – Consultants

Thinking of Starting a New Business?

Now is the time! With our society ready to get back in action (safely), new business concepts are quickly emerging with creative flows for serving the public without the high risk of spreading the virus. Put your innovative business concepts into play, and connect with us to get the funding you need to start your newest venture!

Financial restraints have been a complaint for many of the dreamers, limiting themselves to their immediate funds. There is an alternative. If you have the dreams and decent credit, Small Business Loans and No Doc Loans are available to you. Our goal is to provide you with the knowledge you need and the resources available to make your dream a reality. Give us a call – we have the education and the perspective to help you obtain the loans you need for your small business. Visit our website or give us a call to find out what financial backing is available to make your business soar!

Unsecured Finances has over 10 years in the consulting business! We specialized in educating and assisting clients on acquiring Unsecured Business Loans and Start-Up Business Specialty Loans including; Unsecured No Documentation (No-Doc Stated Income) Loans, Unsecured Business Loans, and Unsecured Start-Up Business Loans and Lines of Credit from $10,000 to $500,000 without Assets.

Apply on our website to find out if you qualify, or call today for a free consultation: 1-888-294-2584

If your business’ busy season hits during the holidays, then you already know it’s never too early to start thinking about the holidays. The more you can get done ahead of time, the better prepared you’ll be to make this your most successful holiday season yet. Here are the four top things to do to prepare your business for the holiday season:

Managing Holiday Finances

When the till is flush with cash it can be really tempting to deviate from the monthly budget you established at the first of the year. If your annual revenues rely on your holiday sales, it’s important to keep within your budget and make sure you don’t spend more than what you’ve allocated for the season.

It’s also easy to let your daily business “chores” slide when you’re wrapped up in the holiday rush. While it’s important to keep the shelves stocked and take care of customers, don’t neglect your daily bookkeeping and other management duties. Make sure you set aside an hour or two at the beginning of every day to keep on top of your finances.

Needing Extra Workers

With Labor Day behind us, many retailers are ramping up for their holiday season by looking at their staffing needs. It’s not uncommon for a small business to need seasonal help to keep the shelves stocked, make deliveries, take care of customers, and otherwise keep your business’ operations running smoothly. You’ve probably budgeted for the extra payroll expenses when you did your planning for the year back in January, but it’s important to make sure you keep an eye on the budget so your payroll doesn’t eat into your expected profits.

Bulk up on Holiday Inventory Prep

If you’re like most businesses that rely on the holiday season, you’ve probably already got a good share of your inventory in place. Nevertheless, without a crystal ball it can be hard to gauge in advance what products will be this season’s big sellers. Make sure you you watch your inventory closely to see what products are getting a lot of attention. You may also need to make sure you have access to additional inventory should your inventory on a quick moving item start to run low.

On the flip side, if you find some inventory isn’t selling as well as expected, consider implementing some of these holiday sales strategies.

Financing is available if you need it

 It’s not uncommon during the end-of-the-year rush to need some extra capital to purchase additional inventory, hire an additional employee or two, run a holiday sales promotion, or meet some other important business need.

Thinking of Starting a New Business?

Now is the time! With our society ready to get back in action (safely), new business concepts are quickly emerging with creative flows for serving the public without the high risk of spreading the virus. Put your innovative business concepts into play, and connect with us to get the funding you need to start your newest venture!

Financial restraints have been a complaint for many of the dreamers, limiting themselves to their immediate funds. There is an alternative. If you have the dreams and decent credit, Small Business Loans and No Doc Loans are available to you. Our goal is to provide you with the knowledge you need and the resources available to make your dream a reality. Give us a call – we have the education and the perspective to help you obtain the loans you need for your small business. Visit our website or give us a call to find out what financial backing is available to make your business soar!

Unsecured Finances has over 10 years in the consulting business! We specialized in educating and assisting clients on acquiring Unsecured Business Loans and Start-Up Business Specialty Loans including; Unsecured No Documentation (No-Doc Stated Income) Loans, Unsecured Business Loans, and Unsecured Start-Up Business Loans and Lines of Credit from $10,000 to $500,000 without Assets.

Apply on our website to find out if you qualify, or call today for a free consultation: 1-888-294-2584

The truth is that no Business is Too Small or Too Large for financing options. 

It is often assumed that only large businesses have the need and capability to access business financing options to fund their companies, but that is not necessarily true. Businesses of all sizes, great and small, find themselves in situations where additional capital resources are needed to finance special projects, expand or meet unexpected expenses.

It is important to understand as a business owner, especially one who may be experiencing problems with cash flow, that you have options to meet your cash needs. 

You must understand what those needs are, the triggers for additional capital, and the type of partner to work with, such as Unsecured Finances, who can match you with the money you need for your important business opportunities and priorities.

Needing Additional Capital

The need for business capital can be triggered by a variety of events. Several of these triggers include opportunities to invest in the growth of your business, diversifying your mix of equity/debt financing, taking advantage of favorable interest rates, opportunities to make an important purchase, and when other avenues to access capital are unavailable.

The need for additional working capital is often triggered by opportunities to invest in the growth of your business, diversifying your mix of equity/debt financing, taking advantage of favorable interest rates, etc. 

Whatever the trigger may be, it is important to understand as a business owner when to take advantage of these opportunities when they arise. Granted, the needs of large businesses differ from those of small and medium concerns based on scale, but the need for additional funding is the same regardless of your business’ size.

Thinking of Starting a New Business?

Now is the time! With our society ready to get back in action (safely), new business concepts are quickly emerging with creative flows for serving the public without the high risk of spreading the virus. Put your innovative business concepts into play, and connect with us to get the funding you need to start your newest venture!

Financial restraints have been a complaint for many of the dreamers, limiting themselves to their immediate funds. There is an alternative. If you have the dreams and decent credit, Small Business Loans and No Doc Loans are available to you. Our goal is to provide you with the knowledge you need and the resources available to make your dream a reality. Give us a call – we have the education and the perspective to help you obtain the loans you need for your small business. Visit our website or give us a call to find out what financial backing is available to make your business soar!

Unsecured Finances has over 10 years in the consulting business! We specialized in educating and assisting clients on acquiring Unsecured Business Loans and Start-Up Business Specialty Loans including; Unsecured No Documentation (No-Doc Stated Income) Loans, Unsecured Business Loans, and Unsecured Start-Up Business Loans and Lines of Credit from $10,000 to $500,000 without Assets.

Apply on our website to find out if you qualify, or call today for a free consultation: 1-888-294-2584