Senior Debt Loans: What Are They and Are They For You?

What is Senior Debt?

In finance, senior debt, frequently issued in the form of senior notes or referred to as senior loans, is debt that takes priority over other unsecured or otherwise more “junior” debt owed by the issuer. Senior debt has greater seniority in the issuer’s capital structure than subordinated debt.

One of our most popular products is the senior debt loan. This is a loan that buys out all other business loans that have high interest rates.  One business loan that buys out all your high interest rate MCA loans, accounts receivable loans and working capital loans into a monthly lower cost payment.  High interest rate payments are eliminated to stabilize your business cash flow.

Loan sizes above what’s being paid off is allowed.


Credit score min – No credit score minimum, but obviously the better it is, the better the outcome

Inquiries -Unlimited

Previous credit history – No bankruptcies, repossessions or major late pays

Time in business – 2yrs +


Assets are not always needed depending on the business. However, assets will be helpful in lowering the interest rate and increasing the loan size.


2 years of business taxes

Current year of financials=Profit and loss + Balance statement

Accounts receivable (if available)


$500,000 TO $10,000,000


14% to 19% monthly payments


2-4 years.

Thinking of Starting a New Business?

Now is the time! With our society ready to get back in action (safely), new business concepts are quickly emerging with creative flows for serving the public without the high risk of spreading the virus. Put your innovative business concepts into play, and connect with us to get the funding you need to start your newest venture!

Financial restraints have been a complaint for many of the dreamers, limiting themselves to their immediate funds. There is an alternative. If you have the dreams and decent credit, Small Business Loans and No Doc Loans are available to you. Our goal is to provide you with the knowledge you need and the resources available to make your dream a reality. Give us a call – we have the education and the perspective to help you obtain the loans you need for your small business. Visit our website or give us a call to find out what financial backing is available to make your business soar!

Unsecured Finances has over 10 years in the consulting business! We specialized in educating and assisting clients on acquiring Unsecured Business Loans and Start-Up Business Specialty Loans including; Unsecured No Documentation (No-Doc Stated Income) Loans, Unsecured Business Loans, and Unsecured Start-Up Business Loans and Lines of Credit from $10,000 to $500,000 without Assets.

Apply on our website to find out if you qualify, or call today for a free consultation: 1-888-294-2584

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